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Citigroup (C) vs. HSBC (HSBC)

This page compares Citigroup (C) with HSBC (HSBC) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Company Profile

Citigroup (C) and HSBC (HSBC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Citigroup (C) trades as a standard ordinary-equity line, while HSBC (HSBC) is an ADR tied to a foreign-share or depositary-receipt structure — compare with FX exposure, program fees, and dividend-withholding-tax differences in mind.

SymbolCHSBC
NameCitigroup Inc.HSBC Holdings plc Sponsored ADR
Country/RegionUnited StatesUnited Kingdom
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization229.79 billion USD306.40 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 3, 1977July 16, 1999
Security TypeCommon StockADR

Valuation

Price-to-Earnings Ratio (TTM)

HSBC (HSBC) at 14.77 carries typical industry Price-to-Earnings Ratio (TTM), while Citigroup (C) at 16.67 sits in the higher-multiple quartile — C carries a higher trailing earnings multiple relative to peers.

C

Banks industry group

16.67

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90

HSBC

Banks industry group

14.77

Max
21.00
Q3
15.02
Median
12.55
Q1
10.95
Min
5.90
Citigroup (C) vs. HSBC (HSBC): A comparison of their Price-to-Earnings Ratio (TTM) against the Banks industry group benchmark.

Price-to-Sales Ratio (TTM)

Price-to-Sales Ratio (TTM) isn’t a meaningful figure for either Citigroup (C) in Banks or HSBC (HSBC) in Banks under our convention.

C

Banks industry group

2.92

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73

HSBC

Banks industry group

4.80

Max
6.00
Q3
4.33
Median
3.68
Q1
3.17
Min
1.73
Citigroup (C) vs. HSBC (HSBC): A comparison of their Price-to-Sales Ratio (TTM) against the Banks industry group benchmark.

Price-to-Book Ratio (MRQ)

Citigroup (C) at 1.20 sits near its industry’s typical Price-to-Book Ratio (MRQ), while HSBC (HSBC) at 7.03 prices above its benchmark range — HSBC looks rich relative to book.

C

Banks industry group

1.20

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62

HSBC

Banks industry group

7.03

Max
2.06
Q3
1.53
Median
1.26
Q1
1.11
Min
0.62
Citigroup (C) vs. HSBC (HSBC): A comparison of their Price-to-Book Ratio (MRQ) against the Banks industry group benchmark.

Valuation at a Glance

SymbolCHSBC
Price-to-Earnings Ratio (TTM)16.6714.77
Price-to-Sales Ratio (TTM)2.924.80
Price-to-Book Ratio (MRQ)1.207.03
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

HSBC (HSBC) at 11.61% posts Return on Equity (TTM) around its industry mid-range, while Citigroup (C) at 7.65% drops into the bottom quartile.

C

Banks industry group

7.65%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%

HSBC

Banks industry group

11.61%

Max
19.84%
Q3
13.11%
Median
10.82%
Q1
8.56%
Min
3.15%
Citigroup (C) vs. HSBC (HSBC): A comparison of their Return on Equity (TTM) against the Banks industry group benchmark.

Net Profit Margin (TTM)

HSBC (HSBC) at 34.98% keeps a top-quartile share of each sales dollar as profit, while Citigroup (C) at 20.36% keeps a bottom-quartile share.

C

Banks industry group

20.36%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%

HSBC

Banks industry group

34.98%

Max
47.55%
Q3
34.64%
Median
30.31%
Q1
25.75%
Min
12.76%
Citigroup (C) vs. HSBC (HSBC): A comparison of their Net Profit Margin (TTM) against the Banks industry group benchmark.

Operating Profit Margin (TTM)

Operating Profit Margin (TTM) isn’t a meaningful figure for either Citigroup (C) in Banks or HSBC (HSBC) in Banks under our convention.

C

Banks industry group

34.08%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%

HSBC

Banks industry group

50.68%

Max
65.49%
Q3
47.71%
Median
42.03%
Q1
35.80%
Min
22.32%
Citigroup (C) vs. HSBC (HSBC): A comparison of their Operating Profit Margin (TTM) against the Banks industry group benchmark.

Profitability at a Glance

SymbolCHSBC
Return on Equity (TTM)7.65%11.61%
Return on Assets (TTM)0.61%0.72%
Net Profit Margin (TTM)20.36%34.98%
Operating Profit Margin (TTM)34.08%50.68%
Gross Profit Margin (TTM)0.00%0.00%

Growth

Revenue Growth

Citigroup (C) vs. HSBC (HSBC): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

SymbolCHSBC
1-Year Revenue Growth5.63%-1.74%
3-Year Revenue CAGR4.59%7.22%

EPS Growth

Citigroup (C) vs. HSBC (HSBC): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

SymbolCHSBC
1-Year EPS Growth17.68%-3.23%
3-Year EPS CAGR-0.05%17.49%

Financial Strength

Current Ratio (MRQ)

Current Ratio (MRQ) isn’t a meaningful figure for either Citigroup (C) in Banks or HSBC (HSBC) in Banks under our convention.

C

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

HSBC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Citigroup (C) vs. HSBC (HSBC): A comparison of their Current Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Debt-to-Equity Ratio (MRQ)

Debt-to-Equity Ratio (MRQ) isn’t a meaningful figure for either Citigroup (C) in Banks or HSBC (HSBC) in Banks under our convention.

C

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--

HSBC

Banks industry group

--

Max
--
Q3
--
Median
--
Q1
--
Min
--
Citigroup (C) vs. HSBC (HSBC): A comparison of their Debt-to-Equity Ratio (MRQ). No industry group benchmark is available for either stock for this metric.

Financial Strength at a Glance

SymbolCHSBC
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

HSBC (HSBC) at 4.20% reports Dividend Yield (TTM) in the top quartile of industry peers, while Citigroup (C) at 1.78% falls into the bottom quartile.

C

Banks industry group

1.78%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%

HSBC

Banks industry group

4.20%

Max
5.68%
Q3
3.37%
Median
2.63%
Q1
1.78%
Min
0.00%
Citigroup (C) vs. HSBC (HSBC): A comparison of their Dividend Yield (TTM) against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Citigroup (C) at 29.17% maintains Dividend Payout Ratio (TTM) around its industry median — a balanced dividend policy. HSBC (HSBC) at 61.98% sits outside the typical mid-range, leaning toward more retention or more distribution than the industry median.

C

Banks industry group

29.17%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%

HSBC

Banks industry group

61.98%

Max
74.88%
Q3
42.74%
Median
29.08%
Q1
19.87%
Min
0.00%
Citigroup (C) vs. HSBC (HSBC): A comparison of their Dividend Payout Ratio (TTM) against the Banks industry group benchmark.

Dividends at a Glance

SymbolCHSBC
Dividend Yield (TTM)1.78%4.20%
Dividend Payout Ratio (TTM)29.17%61.98%

Performance & Risk

C
HSBC
Loading price history…
Citigroup (C) vs. HSBC (HSBC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Performance & Risk at a Glance

SymbolCHSBC
1-Year Return74.17%60.06%
1-Year Volatility28.24%26.30%
Beta1.110.59
3-Month Avg. Volume12.61M1.91M