BNY vs. SYF: Bank of New York Mellon vs. Synchrony Financial Stock Comparison

Company Profile

Bank of New York Mellon (BNY) and Synchrony Financial (SYF) both fall under the Financial Services industry group, but BNY is classified in Capital Markets while SYF is classified in Consumer Finance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Bank of New York Mellon (BNY) at 14.87% and Synchrony Financial (SYF) at 19.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

For every dollar of sales, both Bank of New York Mellon (BNY) at 29.74% and Synchrony Financial (SYF) at 34.07% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

Both Bank of New York Mellon (BNY) at 39.07% and Synchrony Financial (SYF) at 49.84% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

Profitability Metrics

Growth

Bank of New York Mellon (BNY) at 8.22% is around its peer norm for revenue growth, while Synchrony Financial (SYF) at -0.50% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Bank of New York Mellon (BNY) at 27.59% and Synchrony Financial (SYF) at 8.54% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Synchrony Financial (SYF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Synchrony Financial (SYF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Bank of New York Mellon (BNY) at 1.51% and Synchrony Financial (SYF) at 1.67% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Bank of New York Mellon (BNY) at 24.58% and Synchrony Financial (SYF) at 12.94% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while Bank of New York Mellon (BNY) at 16.36 is closer to its industry’s usual earnings multiple — a discount for SYF, though growth and earnings durability still matter.

On P/S ratio, both Bank of New York Mellon (BNY) at 4.52 and Synchrony Financial (SYF) at 2.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

On P/B ratio, both Bank of New York Mellon (BNY) at 2.53 and Synchrony Financial (SYF) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.

Valuation Metrics