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BRK.A vs. SYF: Berkshire Hathaway vs. Synchrony Financial Stock Comparison

How do Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF) both fall under the Financial Services industry group, but BRK.A is classified in Financial Services while SYF is classified in Consumer Finance.

Company profile comparison for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
Profile ItemBRK.ASYF
NameBerkshire Hathaway Inc. Class ASynchrony Financial
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesConsumer Finance
GICS Sub-IndustryMulti-Sector HoldingsConsumer Finance
Market Capitalization1,222.51 billion USD23.99 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMarch 17, 1980July 31, 2014
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BRK.A
SYF
GSPC
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Total Return (1Y)13.87%2.84%
Total Return (3Y, Annualized)17.28%39.02%
Total Return (5Y, Annualized)14.57%10.89%

Risk Profile

Drawdown History

BRK.A
SYF
GSPC
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Synchrony Financial (SYF) has an aggressive beta of 1.40, indicating higher sensitivity to broad-market moves, while Berkshire Hathaway (BRK.A) is defensive at 0.56 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Synchrony Financial (SYF) trades around 3.37M shares per day on average, while Berkshire Hathaway (BRK.A) sees only 206 — a volume gap that can matter for position sizing, exit liquidity, and order execution.

Risk profile metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Volatility (1Y, Annualized)14.86%31.32%
Beta (5Y)0.561.40
Max Drawdown (5Y)-25.98%-44.60%
Avg. Volume (3M)2063.37M

Risk-Adjusted Performance

Risk-Return Positioning

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BRK.A and SYF are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Sharpe Ratio (1Y)0.65-0.05
Sortino Ratio (1Y)0.96-0.06

Profitability

ROE (TTM)

Both Berkshire Hathaway (BRK.A) at 12.12% and Synchrony Financial (SYF) at 19.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

BRK.A

Financial Services industry group

12.12%

Max
44.78%
Q3
21.85%
Median
12.91%
BRK.A
12.12%
Q1
4.48%
Min
-18.71%

SYF

Financial Services industry group

19.83%

Max
44.78%
Q3
21.85%
SYF
19.83%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Synchrony Financial (SYF) at 34.07% retains a top-quartile share of revenue as profit, ahead of Berkshire Hathaway (BRK.A) at 22.30%, which keeps about the industry-typical share.

BRK.A

Financial Services industry group

22.30%

Max
62.84%
Q3
28.05%
BRK.A
22.30%
Median
15.36%
Q1
4.82%
Min
-28.52%

SYF

Financial Services industry group

34.07%

Max
62.84%
SYF
34.07%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Berkshire Hathaway (BRK.A) at 32.56% and Synchrony Financial (SYF) at 49.84% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

BRK.A

Financial Services industry group

32.56%

Max
107.33%
Q3
55.90%
BRK.A
32.56%
Median
30.09%
Q1
14.60%
Min
-44.34%

SYF

Financial Services industry group

49.84%

Max
107.33%
Q3
55.90%
SYF
49.84%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
ROE (TTM)12.12%19.83%
ROA (TTM)6.01%2.78%
Net Margin (TTM)22.30%34.07%
Operating Margin (TTM)32.56%49.84%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Berkshire Hathaway (BRK.A) at -3.23% and Synchrony Financial (SYF) at -0.50% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their Revenue Growth across different time periods.

EPS Growth

Synchrony Financial (SYF) at 8.54% is around its peer norm for EPS growth, while Berkshire Hathaway (BRK.A) at -24.78% drops into the bottom quartile, signaling weaker earnings momentum.

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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Revenue Growth (YoY)-3.23%-0.50%
Revenue Growth (3Y CAGR)20.59%8.67%
EPS Growth (YoY)-24.78%8.54%
EPS Growth (3Y CAGR)--14.70%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Berkshire Hathaway (BRK.A) in Financial Services and Synchrony Financial (SYF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Berkshire Hathaway (BRK.A) in Financial Services and Synchrony Financial (SYF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Berkshire Hathaway (BRK.A) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Synchrony Financial (SYF) reports a yield of 1.67%, ranking against industry peers normally.

BRK.A

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
BRK.A
0.00%
Q1
0.00%
Min
0.00%

SYF

Financial Services industry group

1.67%

Max
9.77%
Q3
3.92%
SYF
1.67%
Median
1.09%
Q1
0.00%
Min
0.00%
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Berkshire Hathaway (BRK.A) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Synchrony Financial (SYF) reports a payout of 12.94%, ranking against industry peers normally.

BRK.A

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
BRK.A
0.00%
Q1
0.00%
Min
0.00%

SYF

Financial Services industry group

12.94%

Max
241.07%
Q3
97.36%
Median
25.77%
SYF
12.94%
Q1
0.00%
Min
0.00%
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
Dividend Yield (TTM)0.00%1.67%
Dividend Payout Ratio (TTM)0.00%12.94%

Valuation

P/E Ratio (TTM)

Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while Berkshire Hathaway (BRK.A) at 14.36 is closer to its industry’s usual earnings multiple — a discount for SYF, though growth and earnings durability still matter.

BRK.A

Financial Services industry group

14.36

Max
45.85
Q3
24.64
Median
15.37
BRK.A
14.36
Q1
9.68
Min
0.16

SYF

Financial Services industry group

7.70

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
SYF
7.70
Min
0.16
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Berkshire Hathaway (BRK.A) at 3.18 and Synchrony Financial (SYF) at 2.45 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

BRK.A

Financial Services industry group

3.18

Max
9.23
Q3
4.57
BRK.A
3.18
Median
2.72
Q1
1.28
Min
-0.55

SYF

Financial Services industry group

2.45

Max
9.23
Q3
4.57
Median
2.72
SYF
2.45
Q1
1.28
Min
-0.55
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Berkshire Hathaway (BRK.A) at 1.72 and Synchrony Financial (SYF) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.

BRK.A

Financial Services industry group

1.72

Max
7.79
Q3
3.63
BRK.A
1.72
Median
1.57
Q1
0.81
Min
-0.39

SYF

Financial Services industry group

1.55

Max
7.79
Q3
3.63
Median
1.57
SYF
1.55
Q1
0.81
Min
-0.39
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Berkshire Hathaway (BRK.A) vs. Synchrony Financial (SYF): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Berkshire Hathaway (BRK.A) and Synchrony Financial (SYF)
MetricBRK.ASYF
P/E Ratio (TTM)14.367.70
P/S Ratio (TTM)3.182.45
P/B Ratio (MRQ)1.721.55
Free Cash Flow Yield (TTM)----