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BNY vs. V: Bank of New York Mellon vs. Visa Stock Comparison

How do Bank of New York Mellon (BNY) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Bank of New York Mellon (BNY) and Visa (V) both fall under the Financial Services industry group, but BNY is classified in Capital Markets while V is classified in Financial Services.

Company profile comparison for Bank of New York Mellon (BNY) and Visa (V)
Profile ItemBNYV
NameBank of New York Mellon Corp.Visa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryAsset Management & Custody BanksTransaction & Payment Processing Services
Market Capitalization99.40 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 3, 1973March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

BNY
V
GSPC
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Bank of New York Mellon (BNY) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Bank of New York Mellon (BNY) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Bank of New York Mellon (BNY) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Total Return (1Y)41.28%27.50%
Total Return (3Y, Annualized)53.51%21.55%
Total Return (5Y, Annualized)24.36%15.65%

Risk Profile

Drawdown History

BNY
V
GSPC
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Bank of New York Mellon (BNY) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Bank of New York Mellon (BNY) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Volatility (1Y, Annualized)22.30%22.99%
Beta (5Y)1.000.78
Max Drawdown (5Y)-40.45%-24.14%
Avg. Volume (3M)3.38M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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BNY and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Sharpe Ratio (1Y)1.661.01
Sortino Ratio (1Y)2.481.64

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Bank of New York Mellon (BNY) at 14.87%, which is closer to a typical peer reading.

BNY

Financial Services industry group

14.87%

Max
44.78%
Q3
21.85%
BNY
14.87%
Median
12.91%
Q1
4.48%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Bank of New York Mellon (BNY) at 29.74% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

BNY

Financial Services industry group

29.74%

Max
62.84%
BNY
29.74%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Bank of New York Mellon (BNY) at 39.07%, which runs around its industry’s norm.

BNY

Financial Services industry group

39.07%

Max
107.33%
Q3
55.90%
BNY
39.07%
Median
30.09%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
ROE (TTM)14.87%63.51%
ROA (TTM)1.39%19.61%
Net Margin (TTM)29.74%51.20%
Operating Margin (TTM)39.07%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Both Bank of New York Mellon (BNY) at 8.22% and Visa (V) at 14.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Bank of New York Mellon (BNY) at 27.59% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Revenue Growth (YoY)8.22%14.76%
Revenue Growth (3Y CAGR)6.87%12.02%
EPS Growth (YoY)27.59%20.78%
EPS Growth (3Y CAGR)36.65%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Bank of New York Mellon (BNY) at 1.51% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

BNY

Financial Services industry group

1.51%

Max
9.77%
Q3
3.92%
BNY
1.51%
Median
1.09%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Bank of New York Mellon (BNY) at 24.58% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BNY

Financial Services industry group

24.58%

Max
241.07%
Q3
97.36%
Median
25.77%
BNY
24.58%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
Dividend Yield (TTM)1.51%0.66%
Dividend Payout Ratio (TTM)24.58%21.75%

Valuation

P/E Ratio (TTM)

Bank of New York Mellon (BNY) at 16.36 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

BNY

Financial Services industry group

16.36

Max
45.85
Q3
24.64
BNY
16.36
Median
15.37
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Bank of New York Mellon (BNY) at 4.52 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

BNY

Financial Services industry group

4.52

Max
9.23
Q3
4.57
BNY
4.52
Median
2.72
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Bank of New York Mellon (BNY) at 2.53 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

BNY

Financial Services industry group

2.53

Max
7.79
Q3
3.63
BNY
2.53
Median
1.57
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Bank of New York Mellon (BNY) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Bank of New York Mellon (BNY) and Visa (V)
MetricBNYV
P/E Ratio (TTM)16.3634.31
P/S Ratio (TTM)4.5217.18
P/B Ratio (MRQ)2.5322.05
Free Cash Flow Yield (TTM)----