BNY vs. V: Bank of New York Mellon vs. Visa Stock Comparison
How do Bank of New York Mellon (BNY) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of New York Mellon (BNY) and Visa (V) both fall under the Financial Services industry group, but BNY is classified in Capital Markets while V is classified in Financial Services.
| Profile Item | BNY | V |
|---|---|---|
| Name | Bank of New York Mellon Corp. | Visa Inc. Class A |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Asset Management & Custody Banks | Transaction & Payment Processing Services |
| Market Capitalization | 99.40 billion USD | 788.58 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 3, 1973 | March 19, 2008 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BNY | V |
|---|---|---|
| Total Return (1Y) | 41.28% | 27.50% |
| Total Return (3Y, Annualized) | 53.51% | 21.55% |
| Total Return (5Y, Annualized) | 24.36% | 15.65% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BNY | V |
|---|---|---|
| Volatility (1Y, Annualized) | 22.30% | 22.99% |
| Beta (5Y) | 1.00 | 0.78 |
| Max Drawdown (5Y) | -40.45% | -24.14% |
| Avg. Volume (3M) | 3.38M | 6.56M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BNY | V |
|---|---|---|
| Sharpe Ratio (1Y) | 1.66 | 1.01 |
| Sortino Ratio (1Y) | 2.48 | 1.64 |
Profitability
ROE (TTM)
Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Bank of New York Mellon (BNY) at 14.87%, which is closer to a typical peer reading.
BNY
Financial Services industry group
14.87%
- Max
- 44.78%
- Q3
- 21.85%
- BNY
- 14.87%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
V
Financial Services industry group
63.51%
- V
- 63.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
For every dollar of sales, both Bank of New York Mellon (BNY) at 29.74% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
BNY
Financial Services industry group
29.74%
- Max
- 62.84%
- BNY
- 29.74%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
V
Financial Services industry group
51.20%
- Max
- 62.84%
- V
- 51.20%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Bank of New York Mellon (BNY) at 39.07%, which runs around its industry’s norm.
BNY
Financial Services industry group
39.07%
- Max
- 107.33%
- Q3
- 55.90%
- BNY
- 39.07%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
V
Financial Services industry group
63.73%
- Max
- 107.33%
- V
- 63.73%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | BNY | V |
|---|---|---|
| ROE (TTM) | 14.87% | 63.51% |
| ROA (TTM) | 1.39% | 19.61% |
| Net Margin (TTM) | 29.74% | 51.20% |
| Operating Margin (TTM) | 39.07% | 63.73% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Bank of New York Mellon (BNY) at 8.22% and Visa (V) at 14.76% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Bank of New York Mellon (BNY) at 27.59% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | BNY | V |
|---|---|---|
| Revenue Growth (YoY) | 8.22% | 14.76% |
| Revenue Growth (3Y CAGR) | 6.87% | 12.02% |
| EPS Growth (YoY) | 27.59% | 20.78% |
| EPS Growth (3Y CAGR) | 36.65% | 14.16% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BNY | V |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Bank of New York Mellon (BNY) at 1.51% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
BNY
Financial Services industry group
1.51%
- Max
- 9.77%
- Q3
- 3.92%
- BNY
- 1.51%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
0.66%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- V
- 0.66%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Bank of New York Mellon (BNY) at 24.58% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
BNY
Financial Services industry group
24.58%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- BNY
- 24.58%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
21.75%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- V
- 21.75%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | BNY | V |
|---|---|---|
| Dividend Yield (TTM) | 1.51% | 0.66% |
| Dividend Payout Ratio (TTM) | 24.58% | 21.75% |
Valuation
P/E Ratio (TTM)
Bank of New York Mellon (BNY) at 16.36 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.
BNY
Financial Services industry group
16.36
- Max
- 45.85
- Q3
- 24.64
- BNY
- 16.36
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
V
Financial Services industry group
34.31
- Max
- 45.85
- V
- 34.31
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Bank of New York Mellon (BNY) at 4.52 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.
BNY
Financial Services industry group
4.52
- Max
- 9.23
- Q3
- 4.57
- BNY
- 4.52
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
V
Financial Services industry group
17.18
- V
- 17.18
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Bank of New York Mellon (BNY) at 2.53 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.
BNY
Financial Services industry group
2.53
- Max
- 7.79
- Q3
- 3.63
- BNY
- 2.53
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
V
Financial Services industry group
22.05
- V
- 22.05
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | BNY | V |
|---|---|---|
| P/E Ratio (TTM) | 16.36 | 34.31 |
| P/S Ratio (TTM) | 4.52 | 17.18 |
| P/B Ratio (MRQ) | 2.53 | 22.05 |
| Free Cash Flow Yield (TTM) | -- | -- |