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Bank of New York Mellon (BNY) Stock Analysis

This is a peer-relative look at Bank of New York Mellon (BNY): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Bank of New York Mellon (BNY)
Profile ItemBNY
NameBank of New York Mellon Corp.
Country/RegionUnited States
GICS SectorFinancials
GICS Industry GroupFinancial Services
GICS IndustryCapital Markets
GICS Sub-IndustryAsset Management & Custody Banks
Market Capitalization99.40 billion USD
CurrencyUSD
ExchangeNYSE
Listing DateMay 3, 1973
Security TypeCommon Stock

Price Performance

Cumulative Growth

BNY
GSPC
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Bank of New York Mellon (BNY) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Bank of New York Mellon (BNY) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Bank of New York Mellon (BNY) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Total Return (1Y)41.28%1.90%
Total Return (3Y, Annualized)53.51%12.71%
Total Return (5Y, Annualized)24.36%2.81%

Risk Profile

Drawdown History

BNY
GSPC
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Bank of New York Mellon (BNY) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Bank of New York Mellon (BNY) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Volatility (1Y, Annualized)22.30%36.24%
Beta (5Y)1.001.04
Max Drawdown (5Y)-40.45%-48.56%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. BNY is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Sharpe Ratio (1Y)1.66-0.09
Sortino Ratio (1Y)2.48-0.13

Profitability

ROE (TTM)

Bank of New York Mellon (BNY) posts ROE of 14.87%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

BNY

Financial Services industry group

14.87%

Group distribution
Max
44.78%
Q3
21.85%
BNY
14.87%
Median
12.91%
Q1
4.48%
Min
-18.71%
Largest peers
MA
231.37%
V
63.51%
MS
18.04%
GS
17.71%
BNY
14.87%
BRK.A
12.12%
BRK.B
12.12%
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Where Bank of New York Mellon (BNY) stands on ROE within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Bank of New York Mellon (BNY) keeps 29.74% of revenue as net profit, putting net margin in the upper peer quartile. After operating costs, interest, and taxes, more of each sales dollar reaches shareholders than it does at most industry peers.

BNY

Financial Services industry group

29.74%

Group distribution
Max
62.84%
BNY
29.74%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
Largest peers
V
51.20%
MA
46.73%
GS
31.21%
BNY
29.74%
MS
25.63%
BRK.A
22.30%
BRK.B
22.30%
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Where Bank of New York Mellon (BNY) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

Bank of New York Mellon (BNY) turns 39.07% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

BNY

Financial Services industry group

39.07%

Group distribution
Max
107.33%
Q3
55.90%
BNY
39.07%
Median
30.09%
Q1
14.60%
Min
-44.34%
Largest peers
V
63.73%
MA
60.53%
BNY
39.07%
MS
39.00%
GS
38.37%
BRK.A
32.56%
BRK.B
32.56%
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Where Bank of New York Mellon (BNY) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
ROE (TTM)14.87%12.91%
ROA (TTM)1.39%3.60%
Net Margin (TTM)29.74%15.36%
Operating Margin (TTM)39.07%30.09%
Gross Margin (TTM)----

Growth

Revenue Growth

Bank of New York Mellon (BNY) grew revenue 8.22%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.

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Bank of New York Mellon (BNY): Revenue Growth across different time periods, set against Financial Services industry-group medians.

EPS Growth

Bank of New York Mellon (BNY) grew earnings per share 27.59%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

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Bank of New York Mellon (BNY): EPS Growth across different time periods, set against Financial Services industry-group medians.

Growth Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Revenue Growth (YoY)8.22%9.46%
Revenue Growth (3Y CAGR)6.87%10.90%
EPS Growth (YoY)27.59%7.46%
EPS Growth (3Y CAGR)36.65%13.04%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Bank of New York Mellon (BNY) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Bank of New York Mellon (BNY) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Bank of New York Mellon (BNY) has dividend yield of 1.51%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

BNY

Financial Services industry group

1.51%

Group distribution
Max
9.77%
Q3
3.92%
BNY
1.51%
Median
1.09%
Q1
0.00%
Min
0.00%
Largest peers
MS
2.40%
GS
2.07%
BNY
1.51%
V
0.66%
MA
0.53%
BRK.A
0.00%
BRK.B
0.00%
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Where Bank of New York Mellon (BNY) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Bank of New York Mellon (BNY) has payout ratio of 24.58%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

BNY

Financial Services industry group

24.58%

Group distribution
Max
241.07%
Q3
97.36%
Median
25.77%
BNY
24.58%
Q1
0.00%
Min
0.00%
Largest peers
MS
32.91%
GS
25.88%
BNY
24.58%
V
21.75%
MA
17.63%
BRK.A
0.00%
BRK.B
0.00%
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Where Bank of New York Mellon (BNY) stands on payout ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
Dividend Yield (TTM)1.51%1.09%
Dividend Payout Ratio (TTM)24.58%25.77%

Valuation

P/E Ratio (TTM)

Bank of New York Mellon (BNY) trades at P/E ratio of 16.36, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

BNY

Financial Services industry group

16.36

Group distribution
Max
45.85
Q3
24.64
BNY
16.36
Median
15.37
Q1
9.68
Min
0.16
Largest peers
V
34.31
MA
34.15
BNY
16.36
MS
14.39
BRK.A
14.36
BRK.B
14.36
GS
12.45
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Where Bank of New York Mellon (BNY) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

Bank of New York Mellon (BNY) trades at 4.52 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

BNY

Financial Services industry group

4.52

Group distribution
Max
9.23
Q3
4.57
BNY
4.52
Median
2.72
Q1
1.28
Min
-0.55
Largest peers
V
17.18
MA
15.67
BNY
4.52
MS
3.55
GS
3.52
BRK.A
3.18
BRK.B
3.18
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Where Bank of New York Mellon (BNY) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

Bank of New York Mellon (BNY) trades at 2.53 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

BNY

Financial Services industry group

2.53

Group distribution
Max
7.79
Q3
3.63
BNY
2.53
Median
1.57
Q1
0.81
Min
-0.39
Largest peers
MA
84.30
V
22.05
MS
2.65
BNY
2.53
GS
2.36
BRK.A
1.72
BRK.B
0.00
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Where Bank of New York Mellon (BNY) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Bank of New York Mellon (BNY) metric values compared with Financial Services industry-group medians
MetricCurrent stock: BNYIndustry group median
P/E Ratio (TTM)16.3615.37
P/S Ratio (TTM)4.522.72
P/B Ratio (MRQ)2.531.57
Free Cash Flow Yield (TTM)----