Bank of New York Mellon (BNY) Stock Analysis
This is a peer-relative look at Bank of New York Mellon (BNY): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.
Company Profile
| Profile Item | BNY |
|---|---|
| Name | Bank of New York Mellon Corp. |
| Country/Region | United States |
| GICS Sector | Financials |
| GICS Industry Group | Financial Services |
| GICS Industry | Capital Markets |
| GICS Sub-Industry | Asset Management & Custody Banks |
| Market Capitalization | 99.40 billion USD |
| Currency | USD |
| Exchange | NYSE |
| Listing Date | May 3, 1973 |
| Security Type | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Total Return (1Y) | 41.28% | 1.90% |
| Total Return (3Y, Annualized) | 53.51% | 12.71% |
| Total Return (5Y, Annualized) | 24.36% | 2.81% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Volatility (1Y, Annualized) | 22.30% | 36.24% |
| Beta (5Y) | 1.00 | 1.04 |
| Max Drawdown (5Y) | -40.45% | -48.56% |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Sharpe Ratio (1Y) | 1.66 | -0.09 |
| Sortino Ratio (1Y) | 2.48 | -0.13 |
Profitability
ROE (TTM)
Bank of New York Mellon (BNY) posts ROE of 14.87%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.
BNY
Financial Services industry group
14.87%
Group distribution
- Max
- 44.78%
- Q3
- 21.85%
- BNY
- 14.87%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Largest peers
- MA
- 231.37%
- V
- 63.51%
- MS
- 18.04%
- GS
- 17.71%
- BNY
- 14.87%
- BRK.A
- 12.12%
- BRK.B
- 12.12%
Net Margin (TTM)
Bank of New York Mellon (BNY) keeps 29.74% of revenue as net profit, putting net margin in the upper peer quartile. After operating costs, interest, and taxes, more of each sales dollar reaches shareholders than it does at most industry peers.
BNY
Financial Services industry group
29.74%
Group distribution
- Max
- 62.84%
- BNY
- 29.74%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Largest peers
- V
- 51.20%
- MA
- 46.73%
- GS
- 31.21%
- BNY
- 29.74%
- MS
- 25.63%
- BRK.A
- 22.30%
- BRK.B
- 22.30%
Operating Margin (TTM)
Bank of New York Mellon (BNY) turns 39.07% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.
BNY
Financial Services industry group
39.07%
Group distribution
- Max
- 107.33%
- Q3
- 55.90%
- BNY
- 39.07%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Largest peers
- V
- 63.73%
- MA
- 60.53%
- BNY
- 39.07%
- MS
- 39.00%
- GS
- 38.37%
- BRK.A
- 32.56%
- BRK.B
- 32.56%
Profitability Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| ROE (TTM) | 14.87% | 12.91% |
| ROA (TTM) | 1.39% | 3.60% |
| Net Margin (TTM) | 29.74% | 15.36% |
| Operating Margin (TTM) | 39.07% | 30.09% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Bank of New York Mellon (BNY) grew revenue 8.22%, roughly around the peer group's normal range. Top-line momentum looks broadly typical for the industry.
EPS Growth
Bank of New York Mellon (BNY) grew earnings per share 27.59%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.
Growth Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Revenue Growth (YoY) | 8.22% | 9.46% |
| Revenue Growth (3Y CAGR) | 6.87% | 10.90% |
| EPS Growth (YoY) | 27.59% | 7.46% |
| EPS Growth (3Y CAGR) | 36.65% | 13.04% |
Financial Strength
Current Ratio (MRQ)
current ratio is set aside for Bank of New York Mellon (BNY) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for Bank of New York Mellon (BNY) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.
Financial Strength Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Bank of New York Mellon (BNY) has dividend yield of 1.51%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.
BNY
Financial Services industry group
1.51%
Group distribution
- Max
- 9.77%
- Q3
- 3.92%
- BNY
- 1.51%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- MS
- 2.40%
- GS
- 2.07%
- BNY
- 1.51%
- V
- 0.66%
- MA
- 0.53%
- BRK.A
- 0.00%
- BRK.B
- 0.00%
Dividend Payout Ratio (TTM)
Bank of New York Mellon (BNY) has payout ratio of 24.58%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.
BNY
Financial Services industry group
24.58%
Group distribution
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- BNY
- 24.58%
- Q1
- 0.00%
- Min
- 0.00%
Largest peers
- MS
- 32.91%
- GS
- 25.88%
- BNY
- 24.58%
- V
- 21.75%
- MA
- 17.63%
- BRK.A
- 0.00%
- BRK.B
- 0.00%
Dividend Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| Dividend Yield (TTM) | 1.51% | 1.09% |
| Dividend Payout Ratio (TTM) | 24.58% | 25.77% |
Valuation
P/E Ratio (TTM)
Bank of New York Mellon (BNY) trades at P/E ratio of 16.36, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.
BNY
Financial Services industry group
16.36
Group distribution
- Max
- 45.85
- Q3
- 24.64
- BNY
- 16.36
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
Largest peers
- V
- 34.31
- MA
- 34.15
- BNY
- 16.36
- MS
- 14.39
- BRK.A
- 14.36
- BRK.B
- 14.36
- GS
- 12.45
P/S Ratio (TTM)
Bank of New York Mellon (BNY) trades at 4.52 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.
BNY
Financial Services industry group
4.52
Group distribution
- Max
- 9.23
- Q3
- 4.57
- BNY
- 4.52
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
Largest peers
- V
- 17.18
- MA
- 15.67
- BNY
- 4.52
- MS
- 3.55
- GS
- 3.52
- BRK.A
- 3.18
- BRK.B
- 3.18
P/B Ratio (MRQ)
Bank of New York Mellon (BNY) trades at 2.53 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.
BNY
Financial Services industry group
2.53
Group distribution
- Max
- 7.79
- Q3
- 3.63
- BNY
- 2.53
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Largest peers
- MA
- 84.30
- V
- 22.05
- MS
- 2.65
- BNY
- 2.53
- GS
- 2.36
- BRK.A
- 1.72
- BRK.B
- 0.00
Valuation Metrics
| Metric | Current stock: BNY | Industry group median |
|---|---|---|
| P/E Ratio (TTM) | 16.36 | 15.37 |
| P/S Ratio (TTM) | 4.52 | 2.72 |
| P/B Ratio (MRQ) | 2.53 | 1.57 |
| Free Cash Flow Yield (TTM) | -- | -- |