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BNY vs. FUTU: Bank of New York Mellon vs. Futu Stock Comparison

How do Bank of New York Mellon (BNY) and Futu (FUTU) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Bank of New York Mellon (BNY) and Futu (FUTU) both belong to the Capital Markets industry, though BNY is classified under Asset Management & Custody Banks while FUTU falls under Investment Banking & Brokerage.

Bank of New York Mellon (BNY) trades as ordinary local shares, while Futu (FUTU) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Bank of New York Mellon (BNY) and Futu (FUTU)
Profile ItemBNYFUTU
NameBank of New York Mellon Corp.Futu Holdings Ltd. ADR
Country/RegionUnited StatesHong Kong
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsCapital Markets
GICS Sub-IndustryAsset Management & Custody BanksInvestment Banking & Brokerage
Market Capitalization99.40 billion USD13.75 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateMay 3, 1973March 8, 2019
Security TypeCommon StockADR

Price Performance

Cumulative Growth

BNY
FUTU
GSPC
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Bank of New York Mellon (BNY) vs. Futu (FUTU), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Bank of New York Mellon (BNY) and Futu (FUTU). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Bank of New York Mellon (BNY) and Futu (FUTU). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Total Return (1Y)41.28%-45.15%
Total Return (3Y, Annualized)53.51%22.02%
Total Return (5Y, Annualized)24.36%13.70%

Risk Profile

Drawdown History

BNY
FUTU
GSPC
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Bank of New York Mellon (BNY) vs. Futu (FUTU), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Bank of New York Mellon (BNY) and Futu (FUTU). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Volatility (1Y, Annualized)22.30%59.94%
Beta (5Y)1.000.68
Max Drawdown (5Y)-40.45%-60.17%
Avg. Volume (3M)3.38M1.18M

Risk-Adjusted Performance

Risk-Return Positioning

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BNY and FUTU are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Sharpe Ratio (1Y)1.66-0.82
Sortino Ratio (1Y)2.48-1.10

Profitability

ROE (TTM)

Futu (FUTU) at 30.52% sits in the top ROE quartile, while Bank of New York Mellon (BNY) at 14.87% is closer to the peer norm — stronger capital efficiency for FUTU.

BNY

Financial Services industry group

14.87%

Max
44.78%
Q3
21.85%
BNY
14.87%
Median
12.91%
Q1
4.48%
Min
-18.71%

FUTU

Financial Services industry group

30.52%

Max
44.78%
FUTU
30.52%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Bank of New York Mellon (BNY) at 29.74% and Futu (FUTU) at 46.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

BNY

Financial Services industry group

29.74%

Max
62.84%
BNY
29.74%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

FUTU

Financial Services industry group

46.20%

Max
62.84%
FUTU
46.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Futu (FUTU) at 66.75% operates in the top operating margin quartile, ahead of Bank of New York Mellon (BNY) at 39.07%, which runs around its industry’s norm.

BNY

Financial Services industry group

39.07%

Max
107.33%
Q3
55.90%
BNY
39.07%
Median
30.09%
Q1
14.60%
Min
-44.34%

FUTU

Financial Services industry group

66.75%

Max
107.33%
FUTU
66.75%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
ROE (TTM)14.87%30.52%
ROA (TTM)1.39%4.51%
Net Margin (TTM)29.74%46.20%
Operating Margin (TTM)39.07%66.75%
Gross Margin (TTM)----

Growth

Revenue Growth

Futu (FUTU) at 68.11% clears its industry range for revenue growth, far stronger top-line momentum than Bank of New York Mellon (BNY) at 8.22%, which is closer to a typical peer reading.

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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their Revenue Growth across different time periods.

EPS Growth

Futu (FUTU) at 106.38% sits in the top EPS growth quartile, while Bank of New York Mellon (BNY) at 27.59% is closer to the peer norm — faster per-share earnings growth for FUTU.

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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Revenue Growth (YoY)8.22%68.11%
Revenue Growth (3Y CAGR)6.87%44.24%
EPS Growth (YoY)27.59%106.38%
EPS Growth (3Y CAGR)36.65%58.06%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Bank of New York Mellon (BNY) in Financial Services and Futu (FUTU) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Bank of New York Mellon (BNY) in Financial Services and Futu (FUTU) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Futu (FUTU) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Bank of New York Mellon (BNY) reports a yield of 1.51%, ranking against industry peers normally.

BNY

Financial Services industry group

1.51%

Max
9.77%
Q3
3.92%
BNY
1.51%
Median
1.09%
Q1
0.00%
Min
0.00%

FUTU

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
FUTU
0.00%
Q1
0.00%
Min
0.00%
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Bank of New York Mellon (BNY) at 24.58% and Futu (FUTU) at 25.80% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

BNY

Financial Services industry group

24.58%

Max
241.07%
Q3
97.36%
Median
25.77%
BNY
24.58%
Q1
0.00%
Min
0.00%

FUTU

Financial Services industry group

25.80%

Max
241.07%
Q3
97.36%
FUTU
25.80%
Median
25.77%
Q1
0.00%
Min
0.00%
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
Dividend Yield (TTM)1.51%0.00%
Dividend Payout Ratio (TTM)24.58%25.80%

Valuation

P/E Ratio (TTM)

Both Bank of New York Mellon (BNY) at 16.36 and Futu (FUTU) at 9.73 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

BNY

Financial Services industry group

16.36

Max
45.85
Q3
24.64
BNY
16.36
Median
15.37
Q1
9.68
Min
0.16

FUTU

Financial Services industry group

9.73

Max
45.85
Q3
24.64
Median
15.37
FUTU
9.73
Q1
9.68
Min
0.16
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Futu (FUTU) at 0.57 sits in the cheaper P/S ratio quartile while Bank of New York Mellon (BNY) at 4.52 prices around its industry’s middle — FUTU costs less per dollar of sales, though read it alongside growth and margins.

BNY

Financial Services industry group

4.52

Max
9.23
Q3
4.57
BNY
4.52
Median
2.72
Q1
1.28
Min
-0.55

FUTU

Financial Services industry group

0.57

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
FUTU
0.57
Min
-0.55
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Bank of New York Mellon (BNY) at 2.53 and Futu (FUTU) at 2.75 are valued close to their industries’ norm against book — neither stands out from peers.

BNY

Financial Services industry group

2.53

Max
7.79
Q3
3.63
BNY
2.53
Median
1.57
Q1
0.81
Min
-0.39

FUTU

Financial Services industry group

2.75

Max
7.79
Q3
3.63
FUTU
2.75
Median
1.57
Q1
0.81
Min
-0.39
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Bank of New York Mellon (BNY) vs. Futu (FUTU): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Bank of New York Mellon (BNY) and Futu (FUTU)
MetricBNYFUTU
P/E Ratio (TTM)16.369.73
P/S Ratio (TTM)4.520.57
P/B Ratio (MRQ)2.532.75
Free Cash Flow Yield (TTM)----