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FUTU vs. V: Futu vs. Visa Stock Comparison

How do Futu (FUTU) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Futu (FUTU) and Visa (V) both fall under the Financial Services industry group, but FUTU is classified in Capital Markets while V is classified in Financial Services.

Visa (V) trades as ordinary local shares, while Futu (FUTU) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Futu (FUTU) and Visa (V)
Profile ItemFUTUV
NameFutu Holdings Ltd. ADRVisa Inc. Class A
Country/RegionHong KongUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryInvestment Banking & BrokerageTransaction & Payment Processing Services
Market Capitalization13.75 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMarch 8, 2019March 19, 2008
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

FUTU
V
GSPC
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Futu (FUTU) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Futu (FUTU) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Futu (FUTU) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Total Return (1Y)-45.15%27.50%
Total Return (3Y, Annualized)22.02%21.55%
Total Return (5Y, Annualized)13.70%15.65%

Risk Profile

Drawdown History

FUTU
V
GSPC
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Futu (FUTU) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Futu (FUTU) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Volatility (1Y, Annualized)59.94%22.99%
Beta (5Y)0.680.78
Max Drawdown (5Y)-60.17%-24.14%
Avg. Volume (3M)1.18M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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FUTU and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Sharpe Ratio (1Y)-0.821.01
Sortino Ratio (1Y)-1.101.64

Profitability

ROE (TTM)

Both companies show strong equity returns, but Visa (V) at 63.51% is the standout with ROE above its industry range; Futu (FUTU) at 30.52% also sits in the top quartile.

FUTU

Financial Services industry group

30.52%

Max
44.78%
FUTU
30.52%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Futu (FUTU) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both Futu (FUTU) at 46.20% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

FUTU

Financial Services industry group

46.20%

Max
62.84%
FUTU
46.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Futu (FUTU) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Futu (FUTU) at 66.75% and Visa (V) at 63.73% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

FUTU

Financial Services industry group

66.75%

Max
107.33%
FUTU
66.75%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Futu (FUTU) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
ROE (TTM)30.52%63.51%
ROA (TTM)4.51%19.61%
Net Margin (TTM)46.20%51.20%
Operating Margin (TTM)66.75%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

Futu (FUTU) at 68.11% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.

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Futu (FUTU) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Futu (FUTU) at 106.38% sits in the top EPS growth quartile, while Visa (V) at 20.78% is closer to the peer norm — faster per-share earnings growth for FUTU.

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Futu (FUTU) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Revenue Growth (YoY)68.11%14.76%
Revenue Growth (3Y CAGR)44.24%12.02%
EPS Growth (YoY)106.38%20.78%
EPS Growth (3Y CAGR)58.06%14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Futu (FUTU) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Futu (FUTU) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Futu (FUTU) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a yield of 0.66%, ranking against industry peers normally.

FUTU

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
FUTU
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Futu (FUTU) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Futu (FUTU) at 25.80% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

FUTU

Financial Services industry group

25.80%

Max
241.07%
Q3
97.36%
FUTU
25.80%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Futu (FUTU) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
Dividend Yield (TTM)0.00%0.66%
Dividend Payout Ratio (TTM)25.80%21.75%

Valuation

P/E Ratio (TTM)

Futu (FUTU) at 9.73 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

FUTU

Financial Services industry group

9.73

Max
45.85
Q3
24.64
Median
15.37
FUTU
9.73
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Futu (FUTU) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Futu (FUTU) at 0.57 sits in the cheaper P/S ratio quartile while Visa (V) at 17.18 prices above its industry range — a wide gap in sales valuation between them.

FUTU

Financial Services industry group

0.57

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
FUTU
0.57
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Futu (FUTU) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Futu (FUTU) at 2.75 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

FUTU

Financial Services industry group

2.75

Max
7.79
Q3
3.63
FUTU
2.75
Median
1.57
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Futu (FUTU) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Futu (FUTU) and Visa (V)
MetricFUTUV
P/E Ratio (TTM)9.7334.31
P/S Ratio (TTM)0.5717.18
P/B Ratio (MRQ)2.7522.05
Free Cash Flow Yield (TTM)----