BNS vs. BSBR: Bank of Nova Scotia vs. Banco Santander (Brasil) Stock Comparison
How do Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Bank of Nova Scotia (BNS) trades as ordinary local shares, while Banco Santander (Brasil) (BSBR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | BNS | BSBR |
|---|---|---|
| Name | Bank of Nova Scotia | Banco Santander (Brasil) S.A. ADR |
| Country/Region | Canada | Brazil |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 111.75 billion USD | 17.37 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 7, 2002 | October 7, 2009 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Total Return (1Y) | 44.24% | -14.74% |
| Total Return (3Y, Annualized) | 35.89% | -0.78% |
| Total Return (5Y, Annualized) | 12.57% | 1.26% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Volatility (1Y, Annualized) | 20.52% | 38.99% |
| Beta (5Y) | 1.14 | 0.49 |
| Max Drawdown (5Y) | -40.53% | -43.92% |
| Avg. Volume (3M) | 1.76M | 4.31M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Sharpe Ratio (1Y) | 1.95 | -0.49 |
| Sortino Ratio (1Y) | 2.99 | -0.69 |
Profitability
ROE (TTM)
Both Bank of Nova Scotia (BNS) at 11.46% and Banco Santander (Brasil) (BSBR) at 10.20% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
BNS
Banks industry group
11.46%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BNS
- 11.46%
- Q1
- 9.50%
- Min
- 3.64%
BSBR
Banks industry group
10.20%
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- BSBR
- 10.20%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Bank of Nova Scotia (BNS) at 28.43% and Banco Santander (Brasil) (BSBR) at 27.53% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
BNS
Banks industry group
28.43%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BNS
- 28.43%
- Q1
- 27.11%
- Min
- 14.93%
BSBR
Banks industry group
27.53%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- BSBR
- 27.53%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | BNS | BSBR |
|---|---|---|
| ROE (TTM) | 11.46% | 10.20% |
| ROA (TTM) | 0.68% | 1.01% |
| Net Margin (TTM) | 28.43% | 27.53% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Bank of Nova Scotia (BNS) at 10.36% is around its peer norm for revenue growth, while Banco Santander (Brasil) (BSBR) at -3.79% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Bank of Nova Scotia (BNS) at -3.41% and Banco Santander (Brasil) (BSBR) at -4.61% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.
Growth Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Revenue Growth (YoY) | 10.36% | -3.79% |
| Revenue Growth (3Y CAGR) | 5.59% | 2.64% |
| EPS Growth (YoY) | -3.41% | -4.61% |
| EPS Growth (3Y CAGR) | -10.92% | -3.82% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Bank of Nova Scotia (BNS) at 4.84% and Banco Santander (Brasil) (BSBR) at 5.60% offer top-quartile dividend income relative to share price within their industries.
BNS
Banks industry group
4.84%
- Max
- 5.79%
- BNS
- 4.84%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
BSBR
Banks industry group
5.60%
- Max
- 5.79%
- BSBR
- 5.60%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Bank of Nova Scotia (BNS) reports 58.04%, ranking against industry peers normally.
BNS
Banks industry group
58.04%
- Max
- 70.75%
- BNS
- 58.04%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
BSBR
Banks industry group
143.10%
- BSBR
- 143.10%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | BNS | BSBR |
|---|---|---|
| Dividend Yield (TTM) | 4.84% | 5.60% |
| Dividend Payout Ratio (TTM) | 58.04% | 143.10% |
Valuation
P/E Ratio (TTM)
Both Bank of Nova Scotia (BNS) at 16.61 and Banco Santander (Brasil) (BSBR) at 14.97 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
BNS
Banks industry group
16.61
- Max
- 18.16
- BNS
- 16.61
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
BSBR
Banks industry group
14.97
- Max
- 18.16
- BSBR
- 14.97
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Banco Santander (Brasil) (BSBR) at 0.34 is valued below its industry’s P/B ratio range against book, whereas Bank of Nova Scotia (BNS) at 1.76 carries an above-typical premium — a wide price-to-book gap between them.
BNS
Banks industry group
1.76
- Max
- 2.28
- BNS
- 1.76
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
BSBR
Banks industry group
0.34
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
- BSBR
- 0.34
Valuation Metrics
| Metric | BNS | BSBR |
|---|---|---|
| P/E Ratio (TTM) | 16.61 | 14.97 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.76 | 0.34 |
| Free Cash Flow Yield (TTM) | -- | -- |