Seek Returns

BNS vs. BSBR: Bank of Nova Scotia vs. Banco Santander (Brasil) Stock Comparison

How do Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Bank of Nova Scotia (BNS) trades as ordinary local shares, while Banco Santander (Brasil) (BSBR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
Profile ItemBNSBSBR
NameBank of Nova ScotiaBanco Santander (Brasil) S.A. ADR
Country/RegionCanadaBrazil
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization111.75 billion USD17.37 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJune 7, 2002October 7, 2009
Security TypeCommon StockADR

Price Performance

Cumulative Growth

BNS
BSBR
GSPC
Loading price history…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Total Return (1Y)44.24%-14.74%
Total Return (3Y, Annualized)35.89%-0.78%
Total Return (5Y, Annualized)12.57%1.26%

Risk Profile

Drawdown History

BNS
BSBR
GSPC
Loading price history…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Volatility (1Y, Annualized)20.52%38.99%
Beta (5Y)1.140.49
Max Drawdown (5Y)-40.53%-43.92%
Avg. Volume (3M)1.76M4.31M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
BNS and BSBR are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Sharpe Ratio (1Y)1.95-0.49
Sortino Ratio (1Y)2.99-0.69

Profitability

ROE (TTM)

Both Bank of Nova Scotia (BNS) at 11.46% and Banco Santander (Brasil) (BSBR) at 10.20% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

BNS

Banks industry group

11.46%

Max
19.84%
Q3
13.67%
Median
11.49%
BNS
11.46%
Q1
9.50%
Min
3.64%

BSBR

Banks industry group

10.20%

Max
19.84%
Q3
13.67%
Median
11.49%
BSBR
10.20%
Q1
9.50%
Min
3.64%
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Bank of Nova Scotia (BNS) at 28.43% and Banco Santander (Brasil) (BSBR) at 27.53% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

BNS

Banks industry group

28.43%

Max
47.19%
Q3
35.25%
Median
31.21%
BNS
28.43%
Q1
27.11%
Min
14.93%

BSBR

Banks industry group

27.53%

Max
47.19%
Q3
35.25%
Median
31.21%
BSBR
27.53%
Q1
27.11%
Min
14.93%
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
ROE (TTM)11.46%10.20%
ROA (TTM)0.68%1.01%
Net Margin (TTM)28.43%27.53%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Bank of Nova Scotia (BNS) at 10.36% is around its peer norm for revenue growth, while Banco Santander (Brasil) (BSBR) at -3.79% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Bank of Nova Scotia (BNS) at -3.41% and Banco Santander (Brasil) (BSBR) at -4.61% post bottom-quartile EPS growth versus peers, pointing to weaker earnings momentum than typical rivals.

Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Revenue Growth (YoY)10.36%-3.79%
Revenue Growth (3Y CAGR)5.59%2.64%
EPS Growth (YoY)-3.41%-4.61%
EPS Growth (3Y CAGR)-10.92%-3.82%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Bank of Nova Scotia (BNS) at 4.84% and Banco Santander (Brasil) (BSBR) at 5.60% offer top-quartile dividend income relative to share price within their industries.

BNS

Banks industry group

4.84%

Max
5.79%
BNS
4.84%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

BSBR

Banks industry group

5.60%

Max
5.79%
BSBR
5.60%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Banco Santander (Brasil) (BSBR) reports payout ratio above 100% at 143.10%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Bank of Nova Scotia (BNS) reports 58.04%, ranking against industry peers normally.

BNS

Banks industry group

58.04%

Max
70.75%
BNS
58.04%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%

BSBR

Banks industry group

143.10%

BSBR
143.10%
Max
70.75%
Q3
41.28%
Median
29.26%
Q1
18.98%
Min
0.00%
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
Dividend Yield (TTM)4.84%5.60%
Dividend Payout Ratio (TTM)58.04%143.10%

Valuation

P/E Ratio (TTM)

Both Bank of Nova Scotia (BNS) at 16.61 and Banco Santander (Brasil) (BSBR) at 14.97 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

BNS

Banks industry group

16.61

Max
18.16
BNS
16.61
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49

BSBR

Banks industry group

14.97

Max
18.16
BSBR
14.97
Q3
13.75
Median
11.81
Q1
10.64
Min
6.49
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Bank of Nova Scotia (BNS) in Banks and Banco Santander (Brasil) (BSBR) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Banco Santander (Brasil) (BSBR) at 0.34 is valued below its industry’s P/B ratio range against book, whereas Bank of Nova Scotia (BNS) at 1.76 carries an above-typical premium — a wide price-to-book gap between them.

BNS

Banks industry group

1.76

Max
2.28
BNS
1.76
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

BSBR

Banks industry group

0.34

Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
BSBR
0.34
Loading chart…
Bank of Nova Scotia (BNS) vs. Banco Santander (Brasil) (BSBR): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Bank of Nova Scotia (BNS) and Banco Santander (Brasil) (BSBR)
MetricBNSBSBR
P/E Ratio (TTM)16.6114.97
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.760.34
Free Cash Flow Yield (TTM)----