BMO vs. FITB: Bank of Montreal vs. Fifth Third Bancorp Stock Comparison

Company Profile

Bank of Montreal (BMO) and Fifth Third Bancorp (FITB) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Bank of Montreal (BMO) at 10.57% is around its peer norm for ROE, while Fifth Third Bancorp (FITB) at 9.42% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both Bank of Montreal (BMO) at 25.66% and Fifth Third Bancorp (FITB) at 22.97% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Bank of Montreal (BMO) in Banks and Fifth Third Bancorp (FITB) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both Bank of Montreal (BMO) at 12.67% and Fifth Third Bancorp (FITB) at 6.61% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Both Bank of Montreal (BMO) at 20.29% and Fifth Third Bancorp (FITB) at 12.42% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of Montreal (BMO) in Banks and Fifth Third Bancorp (FITB) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of Montreal (BMO) in Banks and Fifth Third Bancorp (FITB) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Bank of Montreal (BMO) at 3.87% delivers top-quartile income for its industry, while Fifth Third Bancorp (FITB) at 3.03% pays a more typical yield — both are credible income propositions, BMO the richer one.

Both Bank of Montreal (BMO) at 54.44% and Fifth Third Bancorp (FITB) at 54.36% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Both look expensive on trailing earnings: Fifth Third Bancorp (FITB) at 17.80 sits in the richer P/E ratio quartile, and Bank of Montreal (BMO) at 19.34 is richer still, above its industry range.

P/S ratio is set aside for both Bank of Montreal (BMO) in Banks and Fifth Third Bancorp (FITB) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Fifth Third Bancorp (FITB) at 1.55 is valued about in line with its industry on P/B ratio, while Bank of Montreal (BMO) at 1.97 carries an above-peer premium to book — BMO is pricier on assets.

Valuation Metrics