BBD vs. BBVA: Banco Bradesco vs. Banco Bilbao Vizcaya Argentaria Stock Comparison

Company Profile

Banco Bradesco (BBD) and Banco Bilbao Vizcaya Argentaria (BBVA) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both Banco Bradesco (BBD) and Banco Bilbao Vizcaya Argentaria (BBVA) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Banco Bradesco (BBD) at 14.20% and Banco Bilbao Vizcaya Argentaria (BBVA) at 19.84% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

Both Banco Bradesco (BBD) at 27.27% and Banco Bilbao Vizcaya Argentaria (BBVA) at 32.62% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Banco Bradesco (BBD) in Banks and Banco Bilbao Vizcaya Argentaria (BBVA) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Banco Bradesco (BBD) at 11.85% is around its peer norm for revenue growth, while Banco Bilbao Vizcaya Argentaria (BBVA) at 0.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Banco Bradesco (BBD) at 37.42% sits in the top EPS growth quartile, while Banco Bilbao Vizcaya Argentaria (BBVA) at 4.76% is closer to the peer norm — faster per-share earnings growth for BBD.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Banco Bradesco (BBD) in Banks and Banco Bilbao Vizcaya Argentaria (BBVA) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Banco Bradesco (BBD) in Banks and Banco Bilbao Vizcaya Argentaria (BBVA) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Banco Bilbao Vizcaya Argentaria (BBVA) at 3.80% earns its spot in the top quartile of its industry’s yields; Banco Bradesco (BBD) at 53.03% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Both Banco Bradesco (BBD) at 53.52% and Banco Bilbao Vizcaya Argentaria (BBVA) at 47.61% pay out an above-typical share of earnings for their industries, leaving thinner cover if profits dip.

Dividend Metrics

Valuation

Banco Bradesco (BBD) at 5.64 trades below its industry P/E ratio range, while Banco Bilbao Vizcaya Argentaria (BBVA) at 10.99 is closer to a normal peer multiple — a clearer earnings-valuation discount for BBD, subject to growth and earnings quality.

P/S ratio is set aside for both Banco Bradesco (BBD) in Banks and Banco Bilbao Vizcaya Argentaria (BBVA) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Banco Bradesco (BBD) at 0.69 looks cheap against book in the lower P/B ratio quartile, while Banco Bilbao Vizcaya Argentaria (BBVA) at 2.12 carries a premium in the upper quartile — a clear price-to-book gap.

Valuation Metrics