Banco Bilbao Vizcaya Argentaria (BBVA) Stock Analysis

Company Profile

Banco Bilbao Vizcaya Argentaria (BBVA) trades as an ADR rather than ordinary local shares — read it with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Banco Bilbao Vizcaya Argentaria (BBVA) posts ROE of 19.84%, in the upper peer quartile. That suggests the company earns more from each dollar of shareholders’ equity than most industry peers, a useful capital-efficiency signal.

Banco Bilbao Vizcaya Argentaria (BBVA) keeps 32.62% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

operating margin is set aside for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks: the operating-income line is not a clean boundary for this business model, so net margin, ROE, FFO, or industry-specific measures may be more useful.

Profitability Metrics

Growth

Banco Bilbao Vizcaya Argentaria (BBVA) grew revenue 0.46%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

Banco Bilbao Vizcaya Argentaria (BBVA) grew earnings per share 4.76%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

Growth Metrics

Financial Strength

current ratio is set aside for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

debt-to-equity ratio is set aside for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Dividends

Banco Bilbao Vizcaya Argentaria (BBVA) has dividend yield of 3.80%, in the upper peer-yield quartile while still inside the industry range. The dividend offers more cash income per dollar of share price than most peers, though payout coverage still matters.

Banco Bilbao Vizcaya Argentaria (BBVA) has payout ratio of 47.61%, above the industry’s usual payout band. A larger share of earnings is going to dividends, so the cushion narrows if profit weakens.

Dividend Metrics

Valuation

Banco Bilbao Vizcaya Argentaria (BBVA) trades at P/E ratio of 10.99, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

P/S ratio is not assessed for Banco Bilbao Vizcaya Argentaria (BBVA) in Banks: the revenue line is driven by spread economics rather than conventional product or service sales, so book value or earnings usually carry more weight.

Banco Bilbao Vizcaya Argentaria (BBVA) trades at 2.12 on P/B ratio, in the higher book-value quartile. The market is paying a premium to book, so stronger ROE, cleaner assets, or a better growth profile need to justify it.

Valuation Metrics