BAC vs. DB: Bank of America vs. Deutsche Bank Stock Comparison

Company Profile

Bank of America (BAC) and Deutsche Bank (DB) share the Financials sector but sit in different industry groups — BAC in Banks and DB in Financial Services.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Bank of America (BAC) at 10.73% and Deutsche Bank (DB) at 8.98% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Bank of America (BAC) at 28.06% and Deutsche Bank (DB) at 22.67% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Deutsche Bank (DB) reports operating margin of 33.58%; Bank of America (BAC) doesn’t report a comparable line — in Banks, funding costs sit inside the core business rather than below an operating line, so profitability is better judged on net margin or ROE.

Profitability Metrics

Growth

Both Bank of America (BAC) at 6.84% and Deutsche Bank (DB) at 6.83% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Deutsche Bank (DB) at 130.39% sits in the top EPS growth quartile, while Bank of America (BAC) at 18.69% is closer to the peer norm — faster per-share earnings growth for DB.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Bank of America (BAC) in Banks and Deutsche Bank (DB) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Bank of America (BAC) in Banks and Deutsche Bank (DB) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Bank of America (BAC) at 2.33% and Deutsche Bank (DB) at 2.75% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Bank of America (BAC) at 27.62% and Deutsche Bank (DB) at 30.04% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Deutsche Bank (DB) at 9.00 sits in the cheaper P/E ratio quartile, while Bank of America (BAC) at 11.79 is closer to its industry’s usual earnings multiple — a discount for DB, though growth and earnings durability still matter.

Deutsche Bank (DB) shows P/S ratio of 2.11; for Bank of America (BAC) the multiple is skipped — in Banks, income is dominated by interest spread rather than a conventional revenue line, so pricing per dollar of sales loses meaning and book- or earnings-based multiples carry the comparison.

Deutsche Bank (DB) at 0.72 sits in the lower P/B ratio quartile against book while Bank of America (BAC) at 1.26 is valued near its industry’s middle — DB is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics