ALLY vs. FIS: Ally Financial vs. Fidelity Natl Information Svcs Stock Comparison
How do Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while FIS is classified in Financial Services.
| Profile Item | ALLY | FIS |
|---|---|---|
| Name | Ally Financial Inc. | Fidelity National Information Services, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Consumer Finance | Financial Services |
| GICS Sub-Industry | Consumer Finance | Transaction & Payment Processing Services |
| Market Capitalization | 11.45 billion USD | 14.81 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | January 28, 2014 | June 20, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Total Return (1Y) | 1.76% | -54.36% |
| Total Return (3Y, Annualized) | 18.37% | -15.82% |
| Total Return (5Y, Annualized) | -1.28% | -22.37% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Volatility (1Y, Annualized) | 28.62% | 41.42% |
| Beta (5Y) | 1.15 | 0.91 |
| Max Drawdown (5Y) | -55.89% | -73.34% |
| Avg. Volume (3M) | 3.74M | 6.68M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.09 | -1.42 |
| Sortino Ratio (1Y) | -0.13 | -1.66 |
Profitability
ROE (TTM)
Fidelity Natl Information Svcs (FIS) at 23.04% sits in the top ROE quartile, while Ally Financial (ALLY) at 9.90% is closer to the peer norm — stronger capital efficiency for FIS.
ALLY
Financial Services industry group
9.90%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- ALLY
- 9.90%
- Q1
- 4.48%
- Min
- -18.71%
FIS
Financial Services industry group
23.04%
- Max
- 44.78%
- FIS
- 23.04%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Ally Financial (ALLY) at 18.62% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
ALLY
Financial Services industry group
18.62%
- Max
- 62.84%
- Q3
- 28.05%
- ALLY
- 18.62%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
FIS
Financial Services industry group
26.77%
- Max
- 62.84%
- Q3
- 28.05%
- FIS
- 26.77%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Ally Financial (ALLY) at 27.31% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
ALLY
Financial Services industry group
27.31%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- ALLY
- 27.31%
- Q1
- 14.60%
- Min
- -44.34%
FIS
Financial Services industry group
22.93%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- FIS
- 22.93%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | ALLY | FIS |
|---|---|---|
| ROE (TTM) | 9.90% | 23.04% |
| ROA (TTM) | 0.75% | 4.52% |
| Net Margin (TTM) | 18.62% | 26.77% |
| Operating Margin (TTM) | 27.31% | 22.93% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Fidelity Natl Information Svcs (FIS) at 5.43% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Ally Financial (ALLY) at 31.67% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Revenue Growth (YoY) | -1.43% | 5.43% |
| Revenue Growth (3Y CAGR) | -1.73% | 3.18% |
| EPS Growth (YoY) | 31.67% | -72.03% |
| EPS Growth (3Y CAGR) | -22.19% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while Ally Financial (ALLY) at 3.09% pays a more typical yield — both are credible income propositions, FIS the richer one.
ALLY
Financial Services industry group
3.09%
- Max
- 9.77%
- Q3
- 3.92%
- ALLY
- 3.09%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
5.85%
- Max
- 9.77%
- FIS
- 5.85%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Ally Financial (ALLY) at 27.46% and Fidelity Natl Information Svcs (FIS) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
ALLY
Financial Services industry group
27.46%
- Max
- 241.07%
- Q3
- 97.36%
- ALLY
- 27.46%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
FIS
Financial Services industry group
25.71%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- FIS
- 25.71%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALLY | FIS |
|---|---|---|
| Dividend Yield (TTM) | 3.09% | 5.85% |
| Dividend Payout Ratio (TTM) | 27.46% | 25.71% |
Valuation
P/E Ratio (TTM)
Both Ally Financial (ALLY) at 8.73 and Fidelity Natl Information Svcs (FIS) at 4.29 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.
ALLY
Financial Services industry group
8.73
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- ALLY
- 8.73
- Min
- 0.16
FIS
Financial Services industry group
4.29
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- FIS
- 4.29
- Min
- 0.16
P/S Ratio (TTM)
Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while Ally Financial (ALLY) at 1.43 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.
ALLY
Financial Services industry group
1.43
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- ALLY
- 1.43
- Q1
- 1.28
- Min
- -0.55
FIS
Financial Services industry group
1.14
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- FIS
- 1.14
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Ally Financial (ALLY) at 0.88 and Fidelity Natl Information Svcs (FIS) at 0.91 are valued close to their industries’ norm against book — neither stands out from peers.
ALLY
Financial Services industry group
0.88
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- ALLY
- 0.88
- Q1
- 0.81
- Min
- -0.39
FIS
Financial Services industry group
0.91
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- FIS
- 0.91
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | ALLY | FIS |
|---|---|---|
| P/E Ratio (TTM) | 8.73 | 4.29 |
| P/S Ratio (TTM) | 1.43 | 1.14 |
| P/B Ratio (MRQ) | 0.88 | 0.91 |
| Free Cash Flow Yield (TTM) | -- | -- |