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ALLY vs. FIS: Ally Financial vs. Fidelity Natl Information Svcs Stock Comparison

How do Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while FIS is classified in Financial Services.

Company profile comparison for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
Profile ItemALLYFIS
NameAlly Financial Inc.Fidelity National Information Services, Inc.
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryConsumer FinanceFinancial Services
GICS Sub-IndustryConsumer FinanceTransaction & Payment Processing Services
Market Capitalization11.45 billion USD14.81 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateJanuary 28, 2014June 20, 2001
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

ALLY
FIS
GSPC
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Total Return (1Y)1.76%-54.36%
Total Return (3Y, Annualized)18.37%-15.82%
Total Return (5Y, Annualized)-1.28%-22.37%

Risk Profile

Drawdown History

ALLY
FIS
GSPC
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Volatility (1Y, Annualized)28.62%41.42%
Beta (5Y)1.150.91
Max Drawdown (5Y)-55.89%-73.34%
Avg. Volume (3M)3.74M6.68M

Risk-Adjusted Performance

Risk-Return Positioning

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ALLY and FIS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Sharpe Ratio (1Y)-0.09-1.42
Sortino Ratio (1Y)-0.13-1.66

Profitability

ROE (TTM)

Fidelity Natl Information Svcs (FIS) at 23.04% sits in the top ROE quartile, while Ally Financial (ALLY) at 9.90% is closer to the peer norm — stronger capital efficiency for FIS.

ALLY

Financial Services industry group

9.90%

Max
44.78%
Q3
21.85%
Median
12.91%
ALLY
9.90%
Q1
4.48%
Min
-18.71%

FIS

Financial Services industry group

23.04%

Max
44.78%
FIS
23.04%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Both Ally Financial (ALLY) at 18.62% and Fidelity Natl Information Svcs (FIS) at 26.77% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALLY

Financial Services industry group

18.62%

Max
62.84%
Q3
28.05%
ALLY
18.62%
Median
15.36%
Q1
4.82%
Min
-28.52%

FIS

Financial Services industry group

26.77%

Max
62.84%
Q3
28.05%
FIS
26.77%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Ally Financial (ALLY) at 27.31% and Fidelity Natl Information Svcs (FIS) at 22.93% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

ALLY

Financial Services industry group

27.31%

Max
107.33%
Q3
55.90%
Median
30.09%
ALLY
27.31%
Q1
14.60%
Min
-44.34%

FIS

Financial Services industry group

22.93%

Max
107.33%
Q3
55.90%
Median
30.09%
FIS
22.93%
Q1
14.60%
Min
-44.34%
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
ROE (TTM)9.90%23.04%
ROA (TTM)0.75%4.52%
Net Margin (TTM)18.62%26.77%
Operating Margin (TTM)27.31%22.93%
Gross Margin (TTM)----

Growth

Revenue Growth

Fidelity Natl Information Svcs (FIS) at 5.43% is around its peer norm for revenue growth, while Ally Financial (ALLY) at -1.43% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their Revenue Growth across different time periods.

EPS Growth

Ally Financial (ALLY) at 31.67% is around its peer norm for EPS growth, while Fidelity Natl Information Svcs (FIS) at -72.03% drops into the bottom quartile, signaling weaker earnings momentum.

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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Revenue Growth (YoY)-1.43%5.43%
Revenue Growth (3Y CAGR)-1.73%3.18%
EPS Growth (YoY)31.67%-72.03%
EPS Growth (3Y CAGR)-22.19%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Fidelity Natl Information Svcs (FIS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Fidelity Natl Information Svcs (FIS) at 5.85% delivers top-quartile income for its industry, while Ally Financial (ALLY) at 3.09% pays a more typical yield — both are credible income propositions, FIS the richer one.

ALLY

Financial Services industry group

3.09%

Max
9.77%
Q3
3.92%
ALLY
3.09%
Median
1.09%
Q1
0.00%
Min
0.00%

FIS

Financial Services industry group

5.85%

Max
9.77%
FIS
5.85%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 27.46% and Fidelity Natl Information Svcs (FIS) at 25.71% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

27.46%

Max
241.07%
Q3
97.36%
ALLY
27.46%
Median
25.77%
Q1
0.00%
Min
0.00%

FIS

Financial Services industry group

25.71%

Max
241.07%
Q3
97.36%
Median
25.77%
FIS
25.71%
Q1
0.00%
Min
0.00%
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
Dividend Yield (TTM)3.09%5.85%
Dividend Payout Ratio (TTM)27.46%25.71%

Valuation

P/E Ratio (TTM)

Both Ally Financial (ALLY) at 8.73 and Fidelity Natl Information Svcs (FIS) at 4.29 sit in the cheaper earnings-multiple quartile for P/E ratio, with the market paying less for a dollar of trailing earnings than it pays for typical peers.

ALLY

Financial Services industry group

8.73

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
ALLY
8.73
Min
0.16

FIS

Financial Services industry group

4.29

Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
FIS
4.29
Min
0.16
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Fidelity Natl Information Svcs (FIS) at 1.14 sits in the cheaper P/S ratio quartile while Ally Financial (ALLY) at 1.43 prices around its industry’s middle — FIS costs less per dollar of sales, though read it alongside growth and margins.

ALLY

Financial Services industry group

1.43

Max
9.23
Q3
4.57
Median
2.72
ALLY
1.43
Q1
1.28
Min
-0.55

FIS

Financial Services industry group

1.14

Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
FIS
1.14
Min
-0.55
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Ally Financial (ALLY) at 0.88 and Fidelity Natl Information Svcs (FIS) at 0.91 are valued close to their industries’ norm against book — neither stands out from peers.

ALLY

Financial Services industry group

0.88

Max
7.79
Q3
3.63
Median
1.57
ALLY
0.88
Q1
0.81
Min
-0.39

FIS

Financial Services industry group

0.91

Max
7.79
Q3
3.63
Median
1.57
FIS
0.91
Q1
0.81
Min
-0.39
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Ally Financial (ALLY) vs. Fidelity Natl Information Svcs (FIS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Ally Financial (ALLY) and Fidelity Natl Information Svcs (FIS)
MetricALLYFIS
P/E Ratio (TTM)8.734.29
P/S Ratio (TTM)1.431.14
P/B Ratio (MRQ)0.880.91
Free Cash Flow Yield (TTM)----