Ally Financial (ALLY) Stock Analysis

June 19, 2026

Here is a fundamental analysis of Ally Financial (ALLY), benchmarking its profitability, financial strength, dividend and valuation against its industry group peers.

Performance

Cumulative Growth

ALLY

GSPC

Ally Financial (ALLY) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Ally Financial (ALLY) and S&P 500 (GSPC). Returns over one year are annualized.

Performance at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
1-Year Return	27.18%	3.05%

Risk

Drawdown

ALLY

GSPC

Ally Financial (ALLY) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
1-Year Volatility	29.87%	33.90%
Beta	1.10	1.04

Company Profile

Company profile fields for Ally Financial (ALLY)
Profile Item	ALLY
Name	Ally Financial Inc.
Country/Region	United States
GICS Sector	Financials
GICS Industry Group	Financial Services
GICS Industry	Consumer Finance
GICS Sub-Industry	Consumer Finance
Market Capitalization	13.94 billion USD
Currency	USD
Exchange	NYSE
Listing Date	January 28, 2014
Security Type	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Ally Financial (ALLY) trades at P/E ratio of 11.04, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

ALLY

Financial Services industry group

11.04

Group distribution

Max: 45.29
Q3: 25.35
Median: 14.55
ALLY: 11.04
Q1: 9.01
Min: 0.62

Largest peers

V: 28.55
MA: 28.31
MS: 20.21
GS: 20.03
BRK.B: 14.56
BRK.A: 14.55
ALLY: 11.04

Where Ally Financial (ALLY) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Price-to-Sales Ratio (TTM)

Ally Financial (ALLY) trades at 1.81 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

ALLY

Financial Services industry group

1.81

Group distribution

Max: 10.00
Q3: 4.88
Median: 2.89
ALLY: 1.81
Q1: 1.44
Min: -1.20

Largest peers

V: 14.46
MA: 12.75
GS: 5.26
MS: 4.81
BRK.B: 2.81
BRK.A: 2.81
ALLY: 1.81

Where Ally Financial (ALLY) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Price-to-Book Ratio (MRQ)

Ally Financial (ALLY) trades at 1.05 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

ALLY

Financial Services industry group

1.05

Group distribution

Max: 7.19
Q3: 3.53
Median: 1.66
ALLY: 1.05
Q1: 0.90
Min: 0.00

Largest peers

MA: 64.65
V: 17.55
MS: 3.37
GS: 3.08
BRK.A: 1.45
ALLY: 1.05
BRK.B: 0.00

Where Ally Financial (ALLY) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
Price-to-Earnings Ratio (TTM)	11.04	14.55
Price-to-Sales Ratio (TTM)	1.81	2.89
Price-to-Book Ratio (MRQ)	1.05	1.66
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Ally Financial (ALLY) posts ROE of 9.36%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

ALLY

Financial Services industry group

9.36%

Group distribution

Max: 42.17%
Q3: 21.57%
Median: 12.32%
ALLY: 9.36%
Q1: 5.04%
Min: -17.69%

Largest peers

MA: 232.08%
V: 60.35%
MS: 16.39%
GS: 14.55%
BRK.B: 10.50%
BRK.A: 10.50%
ALLY: 9.36%

Where Ally Financial (ALLY) stands on ROE within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Net Profit Margin (TTM)

Ally Financial (ALLY) keeps 18.16% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

ALLY

Financial Services industry group

18.16%

Group distribution

Max: 66.55%
Q3: 30.45%
ALLY: 18.16%
Median: 16.66%
Q1: 4.52%
Min: -26.88%

Largest peers

V: 51.68%
MA: 45.88%
GS: 29.36%
MS: 24.75%
BRK.B: 19.31%
BRK.A: 19.31%
ALLY: 18.16%

Where Ally Financial (ALLY) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Profit Margin (TTM)

Ally Financial (ALLY) turns 21.02% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

ALLY

Financial Services industry group

21.02%

Group distribution

Max: 95.95%
Q3: 48.40%
Median: 26.61%
ALLY: 21.02%
Q1: 12.07%
Min: -36.26%

Largest peers

V: 67.35%
MA: 60.84%
MS: 40.62%
GS: 38.60%
ALLY: 21.02%
BRK.B: 14.35%
BRK.A: 14.35%

Where Ally Financial (ALLY) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
Return on Equity (TTM)	9.36%	12.32%
Return on Assets (TTM)	0.72%	2.91%
Net Profit Margin (TTM)	18.16%	16.66%
Operating Profit Margin (TTM)	21.02%	26.61%
Gross Profit Margin (TTM)	--	--

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Ally Financial (ALLY) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for Ally Financial (ALLY) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Ally Financial (ALLY) pays no dividend, leaving dividend yield at 0.00% this period. Shareholders may still receive value through reinvestment or buybacks, but there is no dividend income to compare here.

ALLY

Financial Services industry group

0.00%

Group distribution

Max: 9.57%
Q3: 3.98%
ALLY: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Largest peers

MS: 1.81%
GS: 1.65%
V: 0.80%
MA: 0.69%
ALLY: 0.00%
BRK.B: 0.00%
BRK.A: 0.00%

Where Ally Financial (ALLY) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

No usable payout ratio is available for Ally Financial (ALLY) this period, so dividend coverage against earnings cannot be assessed here.

ALLY

Financial Services industry group

Group distribution

Max: 248.04%
Q3: 99.70%
Median: 25.37%
Q1: 0.00%
Min: 0.00%
ALLY: --

Largest peers

MS: 35.55%
GS: 28.31%
V: 21.97%
MA: 18.23%
ALLY: --
BRK.B: --
BRK.A: --

Ally Financial (ALLY) doesn’t report payout ratio this period; the box shows the Financial Services group’s distribution and the dots its largest members.

Dividends at a Glance

Ally Financial (ALLY) metric values compared with Financial Services industry-group medians
Metric	Current stock: ALLY	Industry group median
Dividend Yield (TTM)	0.00%	0.00%
Dividend Payout Ratio (TTM)	--	25.37%