ALLY vs. GS: Ally Financial vs. Goldman Sachs Stock Comparison

June 13, 2026

This page compares Ally Financial (ALLY) with Goldman Sachs (GS) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

ALLY

Ally Financial (ALLY) vs. Goldman Sachs (GS): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Ally Financial (ALLY) and Goldman Sachs (GS). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
1-Year Return	24.22%	73.43%

Risk

Drawdown

ALLY

Ally Financial (ALLY) vs. Goldman Sachs (GS): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
1-Year Volatility	29.99%	28.61%
Beta	1.10	1.29
3-Month Avg. Volume	3.48M	2.12M

Company Profile

Ally Financial (ALLY) and Goldman Sachs (GS) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while GS is classified in Capital Markets.

Company profile comparison for Ally Financial (ALLY) and Goldman Sachs (GS)
Profile Item	ALLY	GS
Name	Ally Financial Inc.	The Goldman Sachs Group, Inc.
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Consumer Finance	Capital Markets
GICS Sub-Industry	Consumer Finance	Investment Banking & Brokerage
Market Capitalization	13.60 billion USD	313.52 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	January 28, 2014	May 4, 1999
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Ally Financial (ALLY) at 10.77 and Goldman Sachs (GS) at 19.42 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

ALLY

Financial Services industry group

10.77

Max: 47.33
Q3: 25.83
Median: 14.56
ALLY: 10.77
Q1: 9.03
Min: 0.60

GS

Financial Services industry group

19.42

Max: 47.33
Q3: 25.83
GS: 19.42
Median: 14.56
Q1: 9.03
Min: 0.60

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

Price-to-Sales Ratio (TTM)

Ally Financial (ALLY) at 1.77 is priced about in line with its industry on P/S ratio, while Goldman Sachs (GS) at 5.10 sits in the pricier quartile — GS costs more per dollar of sales.

ALLY

Financial Services industry group

1.77

Max: 9.45
Q3: 4.84
Median: 2.86
ALLY: 1.77
Q1: 1.48
Min: -1.12

GS

Financial Services industry group

5.10

Max: 9.45
GS: 5.10
Q3: 4.84
Median: 2.86
Q1: 1.48
Min: -1.12

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

Price-to-Book Ratio (MRQ)

On P/B ratio, both Ally Financial (ALLY) at 1.03 and Goldman Sachs (GS) at 2.98 are valued close to their industries’ norm against book — neither stands out from peers.

ALLY

Financial Services industry group

1.03

Max: 7.24
Q3: 3.50
Median: 1.63
ALLY: 1.03
Q1: 0.92
Min: 0.00

GS

Financial Services industry group

2.98

Max: 7.24
Q3: 3.50
GS: 2.98
Median: 1.63
Q1: 0.92
Min: 0.00

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation at a Glance

Valuation metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
Price-to-Earnings Ratio (TTM)	10.77	19.42
Price-to-Sales Ratio (TTM)	1.77	5.10
Price-to-Book Ratio (MRQ)	1.03	2.98
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Both Ally Financial (ALLY) at 9.36% and Goldman Sachs (GS) at 14.55% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ALLY

Financial Services industry group

9.36%

Max: 42.17%
Q3: 21.40%
Median: 12.18%
ALLY: 9.36%
Q1: 5.01%
Min: -18.74%

GS

Financial Services industry group

14.55%

Max: 42.17%
Q3: 21.40%
GS: 14.55%
Median: 12.18%
Q1: 5.01%
Min: -18.74%

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their ROE against the Financial Services industry group benchmark.

Net Profit Margin (TTM)

Both Ally Financial (ALLY) at 18.16% and Goldman Sachs (GS) at 29.36% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

ALLY

Financial Services industry group

18.16%

Max: 66.55%
Q3: 30.41%
ALLY: 18.16%
Median: 16.58%
Q1: 4.49%
Min: -26.88%

GS

Financial Services industry group

29.36%

Max: 66.55%
Q3: 30.41%
GS: 29.36%
Median: 16.58%
Q1: 4.49%
Min: -26.88%

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Profit Margin (TTM)

Both Ally Financial (ALLY) at 21.02% and Goldman Sachs (GS) at 38.60% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

ALLY

Financial Services industry group

21.02%

Max: 95.95%
Q3: 50.01%
Median: 27.45%
ALLY: 21.02%
Q1: 12.28%
Min: -36.26%

GS

Financial Services industry group

38.60%

Max: 95.95%
Q3: 50.01%
GS: 38.60%
Median: 27.45%
Q1: 12.28%
Min: -36.26%

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability at a Glance

Profitability metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
Return on Equity (TTM)	9.36%	14.55%
Return on Assets (TTM)	0.72%	0.94%
Net Profit Margin (TTM)	18.16%	29.36%
Operating Profit Margin (TTM)	21.02%	38.60%
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
1-Year Revenue Growth	-1.43%	8.92%
3-Year Revenue CAGR	-1.73%	7.16%

EPS Growth

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
1-Year EPS Growth	31.67%	26.59%
3-Year EPS CAGR	-22.19%	19.52%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Goldman Sachs (GS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Goldman Sachs (GS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Ally Financial (ALLY) at 2.70% and Goldman Sachs (GS) at 1.69% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALLY

Financial Services industry group

2.70%

Max: 18.40%
Q3: 7.73%
ALLY: 2.70%
Median: 1.93%
Q1: 0.00%
Min: 0.00%

GS

Financial Services industry group

1.69%

Max: 18.40%
Q3: 7.73%
Median: 1.93%
GS: 1.69%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 29.13% and Goldman Sachs (GS) at 28.31% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

29.13%

Max: 228.57%
Q3: 95.72%
ALLY: 29.13%
Median: 25.56%
Q1: 0.00%
Min: 0.00%

GS

Financial Services industry group

28.31%

Max: 228.57%
Q3: 95.72%
GS: 28.31%
Median: 25.56%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Goldman Sachs (GS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividends at a Glance

Dividend metrics for Ally Financial (ALLY) and Goldman Sachs (GS)
Metric	ALLY	GS
Dividend Yield (TTM)	2.70%	1.69%
Dividend Payout Ratio (TTM)	29.13%	28.31%