ALLY vs. V: Ally Financial vs. Visa Stock Comparison

June 13, 2026

This page compares Ally Financial (ALLY) with Visa (V) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

ALLY

Ally Financial (ALLY) vs. Visa (V): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Ally Financial (ALLY) and Visa (V). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
1-Year Return	24.22%	-12.51%

Risk

Drawdown

ALLY

Ally Financial (ALLY) vs. Visa (V): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
1-Year Volatility	29.99%	22.39%
Beta	1.10	0.77
3-Month Avg. Volume	3.48M	7.40M

Company Profile

Ally Financial (ALLY) and Visa (V) both fall under the Financial Services industry group, but ALLY is classified in Consumer Finance while V is classified in Financial Services.

Company profile comparison for Ally Financial (ALLY) and Visa (V)
Profile Item	ALLY	V
Name	Ally Financial Inc.	Visa Inc. Class A
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Consumer Finance	Financial Services
GICS Sub-Industry	Consumer Finance	Transaction & Payment Processing Services
Market Capitalization	13.60 billion USD	613.10 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	January 28, 2014	March 19, 2008
Security Type	Common Stock	Common Stock

Valuation

Price-to-Earnings Ratio (TTM)

Ally Financial (ALLY) at 10.77 is near its industry’s usual P/E ratio, while Visa (V) at 28.08 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

ALLY

Financial Services industry group

10.77

Max: 47.33
Q3: 25.83
Median: 14.56
ALLY: 10.77
Q1: 9.03
Min: 0.60

V

Financial Services industry group

28.08

Max: 47.33
V: 28.08
Q3: 25.83
Median: 14.56
Q1: 9.03
Min: 0.60

Ally Financial (ALLY) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

Price-to-Sales Ratio (TTM)

Ally Financial (ALLY) at 1.77 prices around its industry’s typical P/S ratio, while Visa (V) at 14.25 clears its benchmark range — V looks notably rich on sales.

ALLY

Financial Services industry group

1.77

Max: 9.45
Q3: 4.84
Median: 2.86
ALLY: 1.77
Q1: 1.48
Min: -1.12

V

Financial Services industry group

14.25

V: 14.25
Max: 9.45
Q3: 4.84
Median: 2.86
Q1: 1.48
Min: -1.12

Ally Financial (ALLY) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

Price-to-Book Ratio (MRQ)

Ally Financial (ALLY) at 1.03 sits near its industry’s typical P/B ratio, while Visa (V) at 17.29 prices above its benchmark range — V looks rich relative to book.

ALLY

Financial Services industry group

1.03

Max: 7.24
Q3: 3.50
Median: 1.63
ALLY: 1.03
Q1: 0.92
Min: 0.00

V

Financial Services industry group

17.29

V: 17.29
Max: 7.24
Q3: 3.50
Median: 1.63
Q1: 0.92
Min: 0.00

Ally Financial (ALLY) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation at a Glance

Valuation metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
Price-to-Earnings Ratio (TTM)	10.77	28.08
Price-to-Sales Ratio (TTM)	1.77	14.25
Price-to-Book Ratio (MRQ)	1.03	17.29
Free Cash Flow Yield	--	--

Profitability

Return on Equity (TTM)

Visa (V) at 60.35% clears its industry range for ROE, a sharper capital-efficiency signal than Ally Financial (ALLY) at 9.36%, which is closer to a typical peer reading.

ALLY

Financial Services industry group

9.36%

Max: 42.17%
Q3: 21.40%
Median: 12.18%
ALLY: 9.36%
Q1: 5.01%
Min: -18.74%

V

Financial Services industry group

60.35%

V: 60.35%
Max: 42.17%
Q3: 21.40%
Median: 12.18%
Q1: 5.01%
Min: -18.74%

Ally Financial (ALLY) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Profit Margin (TTM)

Visa (V) at 51.68% retains a top-quartile share of revenue as profit, ahead of Ally Financial (ALLY) at 18.16%, which keeps about the industry-typical share.

ALLY

Financial Services industry group

18.16%

Max: 66.55%
Q3: 30.41%
ALLY: 18.16%
Median: 16.58%
Q1: 4.49%
Min: -26.88%

V

Financial Services industry group

51.68%

Max: 66.55%
V: 51.68%
Q3: 30.41%
Median: 16.58%
Q1: 4.49%
Min: -26.88%

Ally Financial (ALLY) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Profit Margin (TTM)

Visa (V) at 67.35% operates in the top operating margin quartile, ahead of Ally Financial (ALLY) at 21.02%, which runs around its industry’s norm.

ALLY

Financial Services industry group

21.02%

Max: 95.95%
Q3: 50.01%
Median: 27.45%
ALLY: 21.02%
Q1: 12.28%
Min: -36.26%

V

Financial Services industry group

67.35%

Max: 95.95%
V: 67.35%
Q3: 50.01%
Median: 27.45%
Q1: 12.28%
Min: -36.26%

Ally Financial (ALLY) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability at a Glance

Profitability metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
Return on Equity (TTM)	9.36%	60.35%
Return on Assets (TTM)	0.72%	19.19%
Net Profit Margin (TTM)	18.16%	51.68%
Operating Profit Margin (TTM)	21.02%	67.35%
Gross Profit Margin (TTM)	--	--

Growth

Revenue Growth

Ally Financial (ALLY) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
1-Year Revenue Growth	-1.43%	11.34%
3-Year Revenue CAGR	-1.73%	10.92%

EPS Growth

Ally Financial (ALLY) vs. Visa (V): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
1-Year EPS Growth	31.67%	4.83%
3-Year EPS CAGR	-22.19%	13.37%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Ally Financial (ALLY) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Ally Financial (ALLY) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
Current Ratio (MRQ)	--	--
Debt-to-Equity Ratio (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Ally Financial (ALLY) at 2.70% and Visa (V) at 0.83% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

ALLY

Financial Services industry group

2.70%

Max: 18.40%
Q3: 7.73%
ALLY: 2.70%
Median: 1.93%
Q1: 0.00%
Min: 0.00%

V

Financial Services industry group

0.83%

Max: 18.40%
Q3: 7.73%
Median: 1.93%
V: 0.83%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Ally Financial (ALLY) at 29.13% and Visa (V) at 21.97% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

ALLY

Financial Services industry group

29.13%

Max: 228.57%
Q3: 95.72%
ALLY: 29.13%
Median: 25.56%
Q1: 0.00%
Min: 0.00%

V

Financial Services industry group

21.97%

Max: 228.57%
Q3: 95.72%
Median: 25.56%
V: 21.97%
Q1: 0.00%
Min: 0.00%

Ally Financial (ALLY) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividends at a Glance

Dividend metrics for Ally Financial (ALLY) and Visa (V)
Metric	ALLY	V
Dividend Yield (TTM)	2.70%	0.83%
Dividend Payout Ratio (TTM)	29.13%	21.97%