ALL vs. PRU: Allstate vs. Prudential Financial Stock Comparison
How do Allstate (ALL) and Prudential Financial (PRU) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Allstate (ALL) and Prudential Financial (PRU) both belong to the Insurance industry, though ALL is classified under Property & Casualty Insurance while PRU falls under Life & Health Insurance.
| Profile Item | ALL | PRU |
|---|---|---|
| Name | The Allstate Corporation | Prudential Financial, Inc. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 63.05 billion USD | 40.90 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | June 3, 1993 | December 13, 2001 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | ALL | PRU |
|---|---|---|
| Total Return (1Y) | 27.36% | 22.01% |
| Total Return (3Y, Annualized) | 27.71% | 16.20% |
| Total Return (5Y, Annualized) | 19.82% | 7.56% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | ALL | PRU |
|---|---|---|
| Volatility (1Y, Annualized) | 25.96% | 23.92% |
| Beta (5Y) | 0.13 | 0.82 |
| Max Drawdown (5Y) | -27.35% | -33.11% |
| Avg. Volume (3M) | 1.91M | 1.65M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | ALL | PRU |
|---|---|---|
| Sharpe Ratio (1Y) | 0.89 | 0.74 |
| Sortino Ratio (1Y) | 1.28 | 1.05 |
Profitability
ROE (TTM)
Allstate (ALL) at 38.93% sits in the top ROE quartile, while Prudential Financial (PRU) at 11.86% is closer to the peer norm — stronger capital efficiency for ALL.
ALL
Insurance industry group
38.93%
- Max
- 41.68%
- ALL
- 38.93%
- Q3
- 22.04%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
PRU
Insurance industry group
11.86%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- PRU
- 11.86%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Both Allstate (ALL) at 16.57% and Prudential Financial (PRU) at 6.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
ALL
Insurance industry group
16.57%
- Max
- 29.92%
- Q3
- 17.03%
- ALL
- 16.57%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
PRU
Insurance industry group
6.27%
- Max
- 29.92%
- Q3
- 17.03%
- Median
- 10.97%
- PRU
- 6.27%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Allstate (ALL) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | ALL | PRU |
|---|---|---|
| ROE (TTM) | 38.93% | 11.86% |
| ROA (TTM) | 7.68% | 0.42% |
| Net Margin (TTM) | 16.57% | 6.27% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Allstate (ALL) at 5.60% is around its peer norm for revenue growth, while Prudential Financial (PRU) at -13.74% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Allstate (ALL) at 124.01% sits in the top EPS growth quartile, while Prudential Financial (PRU) at 33.20% is closer to the peer norm — faster per-share earnings growth for ALL.
Growth Metrics
| Metric | ALL | PRU |
|---|---|---|
| Revenue Growth (YoY) | 5.60% | -13.74% |
| Revenue Growth (3Y CAGR) | 9.84% | 2.28% |
| EPS Growth (YoY) | 124.01% | 33.20% |
| EPS Growth (3Y CAGR) | -- | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Allstate (ALL) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Allstate (ALL) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | ALL | PRU |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Prudential Financial (PRU) at 4.53% delivers top-quartile income for its industry, while Allstate (ALL) at 1.59% pays a more typical yield — both are credible income propositions, PRU the richer one.
ALL
Insurance industry group
1.59%
- Max
- 5.12%
- Q3
- 2.15%
- ALL
- 1.59%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
4.53%
- Max
- 5.12%
- PRU
- 4.53%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Allstate (ALL) at 9.62% pays out a band-typical share of earnings, while Prudential Financial (PRU) at 50.55% distributes more than its industry norm — less retained, thinner cover.
ALL
Insurance industry group
9.62%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- ALL
- 9.62%
- Q1
- 0.00%
- Min
- 0.00%
PRU
Insurance industry group
50.55%
- Max
- 76.67%
- PRU
- 50.55%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | ALL | PRU |
|---|---|---|
| Dividend Yield (TTM) | 1.59% | 4.53% |
| Dividend Payout Ratio (TTM) | 9.62% | 50.55% |
Valuation
P/E Ratio (TTM)
Allstate (ALL) at 5.78 sits in the cheaper P/E ratio quartile, while Prudential Financial (PRU) at 10.86 is closer to its industry’s usual earnings multiple — a discount for ALL, though growth and earnings durability still matter.
ALL
Insurance industry group
5.78
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- ALL
- 5.78
- Min
- 2.32
PRU
Insurance industry group
10.86
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- PRU
- 10.86
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Prudential Financial (PRU) at 0.66 sits in the cheaper P/S ratio quartile while Allstate (ALL) at 0.90 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.
ALL
Insurance industry group
0.90
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- ALL
- 0.90
- Q1
- 0.85
- Min
- 0.07
PRU
Insurance industry group
0.66
- Max
- 4.03
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- PRU
- 0.66
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both Allstate (ALL) at 2.09 and Prudential Financial (PRU) at 1.39 are valued close to their industries’ norm against book — neither stands out from peers.
ALL
Insurance industry group
2.09
- Max
- 5.07
- Q3
- 2.79
- ALL
- 2.09
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
PRU
Insurance industry group
1.39
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- PRU
- 1.39
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | ALL | PRU |
|---|---|---|
| P/E Ratio (TTM) | 5.78 | 10.86 |
| P/S Ratio (TTM) | 0.90 | 0.66 |
| P/B Ratio (MRQ) | 2.09 | 1.39 |
| Free Cash Flow Yield (TTM) | -- | -- |