AIG vs. PRU: American International vs. Prudential Financial Stock Comparison

Company Profile

American International (AIG) and Prudential Financial (PRU) both belong to the Insurance industry, though AIG is classified under Multi-line Insurance while PRU falls under Life & Health Insurance.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Prudential Financial (PRU) at 11.86% is around its peer norm for ROE, while American International (AIG) at 8.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.

Both American International (AIG) at 11.84% and Prudential Financial (PRU) at 6.27% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for American International (AIG) in Insurance and Prudential Financial (PRU) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both American International (AIG) at -1.82% and Prudential Financial (PRU) at -13.74% post bottom-quartile revenue growth versus peers, pointing to weaker demand or pricing momentum than typical rivals.

Only one side can be read here: Prudential Financial (PRU) reports EPS growth of 33.20%, ranked against its industry; American International (AIG) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: American International (AIG) in Insurance and Prudential Financial (PRU) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: American International (AIG) in Insurance and Prudential Financial (PRU) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both American International (AIG) at 2.35% and Prudential Financial (PRU) at 4.53% offer top-quartile dividend income relative to share price within their industries.

American International (AIG) at 31.00% pays out a band-typical share of earnings, while Prudential Financial (PRU) at 50.55% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Both American International (AIG) at 12.68 and Prudential Financial (PRU) at 10.86 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

Prudential Financial (PRU) at 0.66 sits in the cheaper P/S ratio quartile while American International (AIG) at 1.45 prices around its industry’s middle — PRU costs less per dollar of sales, though read it alongside growth and margins.

American International (AIG) at 1.04 sits in the lower P/B ratio quartile against book while Prudential Financial (PRU) at 1.39 is valued near its industry’s middle — AIG is cheaper on assets, though weigh it against ROE and asset quality.

Valuation Metrics