AGNC vs. BNY: AGNC Investment vs. Bank of New York Mellon Stock Comparison
How do AGNC Investment (AGNC) and Bank of New York Mellon (BNY) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
AGNC Investment (AGNC) and Bank of New York Mellon (BNY) both fall under the Financial Services industry group, but AGNC is classified in Mortgage Real Estate Investment Trusts (REITs) while BNY is classified in Capital Markets.
Bank of New York Mellon (BNY) is an ordinary operating company, while AGNC Investment (AGNC) is a REIT — read its payout ratio and P/E alongside FFO (funds from operations) rather than comparing them directly to BNY’s multiples.
| Profile Item | AGNC | BNY |
|---|---|---|
| Name | AGNC Investment Corp. | Bank of New York Mellon Corp. |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Mortgage Real Estate Investment Trusts (REITs) | Capital Markets |
| GICS Sub-Industry | Mortgage REITs | Asset Management & Custody Banks |
| Market Capitalization | 11.18 billion USD | 99.40 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | May 15, 2008 | May 3, 1973 |
| Security Type | REIT | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Total Return (1Y) | -1.36% | 41.28% |
| Total Return (3Y, Annualized) | 18.48% | 53.51% |
| Total Return (5Y, Annualized) | 2.31% | 24.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Volatility (1Y, Annualized) | 22.24% | 22.30% |
| Beta (5Y) | 1.37 | 1.00 |
| Max Drawdown (5Y) | -49.02% | -40.45% |
| Avg. Volume (3M) | 28.79M | 3.38M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Sharpe Ratio (1Y) | -0.25 | 1.66 |
| Sortino Ratio (1Y) | -0.36 | 2.48 |
Profitability
ROE (TTM)
Bank of New York Mellon (BNY) at 14.87% is around its peer norm for ROE, while AGNC Investment (AGNC) at 0.90% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
AGNC
Financial Services industry group
0.90%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- AGNC
- 0.90%
- Min
- -18.71%
BNY
Financial Services industry group
14.87%
- Max
- 44.78%
- Q3
- 21.85%
- BNY
- 14.87%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
For every dollar of sales, both AGNC Investment (AGNC) at 43.64% and Bank of New York Mellon (BNY) at 29.74% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
AGNC
Financial Services industry group
43.64%
- Max
- 62.84%
- AGNC
- 43.64%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
BNY
Financial Services industry group
29.74%
- Max
- 62.84%
- BNY
- 29.74%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
AGNC Investment (AGNC) at 102.11% operates in the top operating margin quartile, ahead of Bank of New York Mellon (BNY) at 39.07%, which runs around its industry’s norm.
AGNC
Financial Services industry group
102.11%
- Max
- 107.33%
- AGNC
- 102.11%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
BNY
Financial Services industry group
39.07%
- Max
- 107.33%
- Q3
- 55.90%
- BNY
- 39.07%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | AGNC | BNY |
|---|---|---|
| ROE (TTM) | 0.90% | 14.87% |
| ROA (TTM) | 0.09% | 1.39% |
| Net Margin (TTM) | 43.64% | 29.74% |
| Operating Margin (TTM) | 102.11% | 39.07% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
AGNC Investment (AGNC) at 84.69% clears its industry range for revenue growth, far stronger top-line momentum than Bank of New York Mellon (BNY) at 8.22%, which is closer to a typical peer reading.
EPS Growth
AGNC Investment (AGNC) at 58.06% sits in the top EPS growth quartile, while Bank of New York Mellon (BNY) at 27.59% is closer to the peer norm — faster per-share earnings growth for AGNC.
Growth Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Revenue Growth (YoY) | 84.69% | 8.22% |
| Revenue Growth (3Y CAGR) | -- | 6.87% |
| EPS Growth (YoY) | 58.06% | 27.59% |
| EPS Growth (3Y CAGR) | -- | 36.65% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: AGNC Investment (AGNC) in Financial Services and Bank of New York Mellon (BNY) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: AGNC Investment (AGNC) in Financial Services and Bank of New York Mellon (BNY) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Bank of New York Mellon (BNY) at 1.51% pays an industry-typical yield; AGNC Investment (AGNC) at 16.33% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
AGNC
Financial Services industry group
16.33%
- AGNC
- 16.33%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
BNY
Financial Services industry group
1.51%
- Max
- 9.77%
- Q3
- 3.92%
- BNY
- 1.51%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
AGNC Investment (AGNC) reports payout ratio above 100% at 7,200.00%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Bank of New York Mellon (BNY) reports 24.58%, ranking against industry peers normally.
AGNC
Financial Services industry group
7,200.00%
- AGNC
- 7,200.00%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
BNY
Financial Services industry group
24.58%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- BNY
- 24.58%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | AGNC | BNY |
|---|---|---|
| Dividend Yield (TTM) | 16.33% | 1.51% |
| Dividend Payout Ratio (TTM) | 7,200.00% | 24.58% |
Valuation
P/E Ratio (TTM)
Bank of New York Mellon (BNY) at 16.36 is near its industry’s usual P/E ratio, while AGNC Investment (AGNC) at 439.00 sits above its peer range — an unusually expensive price for AGNC’s trailing earnings.
AGNC
Financial Services industry group
439.00
- AGNC
- 439.00
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
BNY
Financial Services industry group
16.36
- Max
- 45.85
- Q3
- 24.64
- BNY
- 16.36
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Bank of New York Mellon (BNY) at 4.52 prices around its industry’s typical P/S ratio, while AGNC Investment (AGNC) at 47.39 clears its benchmark range — AGNC looks notably rich on sales.
AGNC
Financial Services industry group
47.39
- AGNC
- 47.39
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
BNY
Financial Services industry group
4.52
- Max
- 9.23
- Q3
- 4.57
- BNY
- 4.52
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both AGNC Investment (AGNC) at 1.15 and Bank of New York Mellon (BNY) at 2.53 are valued close to their industries’ norm against book — neither stands out from peers.
AGNC
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- AGNC
- 1.15
- Q1
- 0.81
- Min
- -0.39
BNY
Financial Services industry group
2.53
- Max
- 7.79
- Q3
- 3.63
- BNY
- 2.53
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | AGNC | BNY |
|---|---|---|
| P/E Ratio (TTM) | 439.00 | 16.36 |
| P/S Ratio (TTM) | 47.39 | 4.52 |
| P/B Ratio (MRQ) | 1.15 | 2.53 |
| Free Cash Flow Yield (TTM) | -- | -- |