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AGNC vs. V: AGNC Investment vs. Visa Stock Comparison

How do AGNC Investment (AGNC) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

AGNC Investment (AGNC) and Visa (V) both fall under the Financial Services industry group, but AGNC is classified in Mortgage Real Estate Investment Trusts (REITs) while V is classified in Financial Services.

Visa (V) is an ordinary operating company, while AGNC Investment (AGNC) is a REIT — read its payout ratio and P/E alongside FFO (funds from operations) rather than comparing them directly to V’s multiples.

Company profile comparison for AGNC Investment (AGNC) and Visa (V)
Profile ItemAGNCV
NameAGNC Investment Corp.Visa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)Financial Services
GICS Sub-IndustryMortgage REITsTransaction & Payment Processing Services
Market Capitalization11.18 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateMay 15, 2008March 19, 2008
Security TypeREITCommon Stock

Price Performance

Cumulative Growth

AGNC
V
GSPC
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AGNC Investment (AGNC) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for AGNC Investment (AGNC) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for AGNC Investment (AGNC) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Total Return (1Y)-1.36%27.50%
Total Return (3Y, Annualized)18.48%21.55%
Total Return (5Y, Annualized)2.31%15.65%

Risk Profile

Drawdown History

AGNC
V
GSPC
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AGNC Investment (AGNC) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for AGNC Investment (AGNC) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Volatility (1Y, Annualized)22.24%22.99%
Beta (5Y)1.370.78
Max Drawdown (5Y)-49.02%-24.14%
Avg. Volume (3M)28.79M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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AGNC and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Sharpe Ratio (1Y)-0.251.01
Sortino Ratio (1Y)-0.361.64

Profitability

ROE (TTM)

Visa (V) at 63.51% delivers above-range ROE, while AGNC Investment (AGNC) at 0.90% falls into the bottom quartile — a wide split in profit generated from equity.

AGNC

Financial Services industry group

0.90%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
AGNC
0.90%
Min
-18.71%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

For every dollar of sales, both AGNC Investment (AGNC) at 43.64% and Visa (V) at 51.20% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

AGNC

Financial Services industry group

43.64%

Max
62.84%
AGNC
43.64%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both AGNC Investment (AGNC) at 102.11% and Visa (V) at 63.73% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

AGNC

Financial Services industry group

102.11%

Max
107.33%
AGNC
102.11%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
ROE (TTM)0.90%63.51%
ROA (TTM)0.09%19.61%
Net Margin (TTM)43.64%51.20%
Operating Margin (TTM)102.11%63.73%
Gross Margin (TTM)----

Growth

Revenue Growth

AGNC Investment (AGNC) at 84.69% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.

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AGNC Investment (AGNC) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

AGNC Investment (AGNC) at 58.06% sits in the top EPS growth quartile, while Visa (V) at 20.78% is closer to the peer norm — faster per-share earnings growth for AGNC.

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AGNC Investment (AGNC) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Revenue Growth (YoY)84.69%14.76%
Revenue Growth (3Y CAGR)--12.02%
EPS Growth (YoY)58.06%20.78%
EPS Growth (3Y CAGR)--14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: AGNC Investment (AGNC) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: AGNC Investment (AGNC) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Visa (V) at 0.66% pays an industry-typical yield; AGNC Investment (AGNC) at 16.33% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

AGNC

Financial Services industry group

16.33%

AGNC
16.33%
Max
9.77%
Q3
3.92%
Median
1.09%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

AGNC Investment (AGNC) reports payout ratio above 100% at 7,200.00%, meaning dividends exceeded current-period earnings and sustainability needs extra context. Meanwhile Visa (V) reports 21.75%, ranking against industry peers normally.

AGNC

Financial Services industry group

7,200.00%

AGNC
7,200.00%
Max
241.07%
Q3
97.36%
Median
25.77%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
Dividend Yield (TTM)16.33%0.66%
Dividend Payout Ratio (TTM)7,200.00%21.75%

Valuation

P/E Ratio (TTM)

Both look expensive on trailing earnings: Visa (V) at 34.31 sits in the richer P/E ratio quartile, and AGNC Investment (AGNC) at 439.00 is richer still, above its industry range.

AGNC

Financial Services industry group

439.00

AGNC
439.00
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Investors are paying well above the peer range per dollar of sales for both AGNC Investment (AGNC) at 47.39 and Visa (V) at 17.18 — each P/S ratio clears its industry’s benchmark range.

AGNC

Financial Services industry group

47.39

AGNC
47.39
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

AGNC Investment (AGNC) at 1.15 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

AGNC

Financial Services industry group

1.15

Max
7.79
Q3
3.63
Median
1.57
AGNC
1.15
Q1
0.81
Min
-0.39

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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AGNC Investment (AGNC) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for AGNC Investment (AGNC) and Visa (V)
MetricAGNCV
P/E Ratio (TTM)439.0034.31
P/S Ratio (TTM)47.3917.18
P/B Ratio (MRQ)1.1522.05
Free Cash Flow Yield (TTM)----