ACGL vs. MET: Arch Capital vs. MetLife Stock Comparison

November 11, 2026

How do Arch Capital (ACGL) and MetLife (MET) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Arch Capital (ACGL) and MetLife (MET) both belong to the Insurance industry, though ACGL is classified under Property & Casualty Insurance while MET falls under Life & Health Insurance.

Company profile comparison for Arch Capital (ACGL) and MetLife (MET)
Profile Item	ACGL	MET
Name	Arch Capital Group Ltd.	MetLife, Inc.
Country/Region	Bermuda	United States
GICS Sector	Financials	Financials
GICS Industry Group	Insurance	Insurance
GICS Industry	Insurance	Insurance
GICS Sub-Industry	Property & Casualty Insurance	Life & Health Insurance
Market Capitalization	34.92 billion USD	61.76 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	September 14, 1995	April 5, 2000
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

ACGL

MET

GSPC

Arch Capital (ACGL) vs. MetLife (MET), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Arch Capital (ACGL) and MetLife (MET). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Arch Capital (ACGL) and MetLife (MET). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Total Return (1Y)	19.55%	38.57%
Total Return (3Y, Annualized)	9.97%	23.59%
Total Return (5Y, Annualized)	21.79%	13.62%

Risk Profile

Drawdown History

ACGL

MET

GSPC

Arch Capital (ACGL) vs. MetLife (MET), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Arch Capital (ACGL) and MetLife (MET). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Volatility (1Y, Annualized)	21.17%	24.21%
Beta (5Y)	0.22	0.77
Max Drawdown (5Y)	-22.43%	-35.09%
Avg. Volume (3M)	2.86M	3.05M

Risk-Adjusted Performance

Risk-Return Positioning

ACGL and MET are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Sharpe Ratio (1Y)	0.72	1.42
Sortino Ratio (1Y)	1.03	2.10

Profitability

ROE (TTM)

Both Arch Capital (ACGL) at 18.74% and MetLife (MET) at 19.92% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

ACGL

Insurance industry group

18.74%

Max: 41.68%
Q3: 22.04%
ACGL: 18.74%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

MET

Insurance industry group

19.92%

Max: 41.68%
Q3: 22.04%
MET: 19.92%
Median: 14.81%
Q1: 8.79%
Min: -10.66%

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Arch Capital (ACGL) at 23.31% retains a top-quartile share of revenue as profit, ahead of MetLife (MET) at 6.21%, which keeps about the industry-typical share.

ACGL

Insurance industry group

23.31%

Max: 29.92%
ACGL: 23.31%
Q3: 17.03%
Median: 10.97%
Q1: 6.21%
Min: -4.68%

MET

Insurance industry group

6.21%

Max: 29.92%
Q3: 17.03%
Median: 10.97%
MET: 6.21%
Q1: 6.21%
Min: -4.68%

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Arch Capital (ACGL) in Insurance and MetLife (MET) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
ROE (TTM)	18.74%	19.92%
ROA (TTM)	3.90%	0.60%
Net Margin (TTM)	23.31%	6.21%
Operating Margin (TTM)	--	--
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Arch Capital (ACGL) at 13.96% and MetLife (MET) at 7.88% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their Revenue Growth across different time periods.

EPS Growth

Arch Capital (ACGL) at 3.66% is around its peer norm for EPS growth, while MetLife (MET) at -21.04% drops into the bottom quartile, signaling weaker earnings momentum.

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Revenue Growth (YoY)	13.96%	7.88%
Revenue Growth (3Y CAGR)	26.14%	3.92%
EPS Growth (YoY)	3.66%	-21.04%
EPS Growth (3Y CAGR)	45.06%	18.50%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Arch Capital (ACGL) in Insurance and MetLife (MET) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Arch Capital (ACGL) in Insurance and MetLife (MET) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Arch Capital (ACGL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile MetLife (MET) reports a yield of 0.57%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
ACGL: 0.00%
Q1: 0.00%
Min: 0.00%

MET

Insurance industry group

0.57%

Max: 5.12%
Q3: 2.15%
Median: 0.98%
MET: 0.57%
Q1: 0.00%
Min: 0.00%

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Arch Capital (ACGL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile MetLife (MET) reports a payout of 30.33%, ranking against industry peers normally.

ACGL

Insurance industry group

0.00%

Max: 76.67%
Q3: 35.18%
Median: 14.74%
ACGL: 0.00%
Q1: 0.00%
Min: 0.00%

MET

Insurance industry group

30.33%

Max: 76.67%
Q3: 35.18%
MET: 30.33%
Median: 14.74%
Q1: 0.00%
Min: 0.00%

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
Dividend Yield (TTM)	0.00%	0.57%
Dividend Payout Ratio (TTM)	0.00%	30.33%

Valuation

P/E Ratio (TTM)

Arch Capital (ACGL) at 8.77 sits in the cheaper P/E ratio quartile, while MetLife (MET) at 12.85 is closer to its industry’s usual earnings multiple — a discount for ACGL, though growth and earnings durability still matter.

ACGL

Insurance industry group

8.77

Max: 28.37
Q3: 18.75
Median: 12.23
Q1: 9.08
ACGL: 8.77
Min: 2.32

MET

Insurance industry group

12.85

Max: 28.37
Q3: 18.75
MET: 12.85
Median: 12.23
Q1: 9.08
Min: 2.32

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

MetLife (MET) at 0.75 sits in the cheaper P/S ratio quartile while Arch Capital (ACGL) at 1.86 prices around its industry’s middle — MET costs less per dollar of sales, though read it alongside growth and margins.

ACGL

Insurance industry group

1.86

Max: 4.03
Q3: 2.25
ACGL: 1.86
Median: 1.23
Q1: 0.85
Min: 0.07

MET

Insurance industry group

0.75

Max: 4.03
Q3: 2.25
Median: 1.23
Q1: 0.85
MET: 0.75
Min: 0.07

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Arch Capital (ACGL) at 1.57 and MetLife (MET) at 2.79 are valued close to their industries’ norm against book — neither stands out from peers.

ACGL

Insurance industry group

1.57

Max: 5.07
Q3: 2.79
Median: 1.76
ACGL: 1.57
Q1: 1.23
Min: 0.30

MET

Insurance industry group

2.79

Max: 5.07
Q3: 2.79
MET: 2.79
Median: 1.76
Q1: 1.23
Min: 0.30

Arch Capital (ACGL) vs. MetLife (MET): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Arch Capital (ACGL) and MetLife (MET)
Metric	ACGL	MET
P/E Ratio (TTM)	8.77	12.85
P/S Ratio (TTM)	1.86	0.75
P/B Ratio (MRQ)	1.57	2.79
Free Cash Flow Yield (TTM)	--	--