WFC vs. WTFC: Wells Fargo vs. Wintrust Financial Stock Comparison

Company Profile

Wells Fargo (WFC) and Wintrust Financial (WTFC) both belong to the Banks industry, though WFC is classified under Diversified Banks while WTFC falls under Regional Banks.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Wells Fargo (WFC) is heavily traded at around 14.10M shares per day, whereas Wintrust Financial (WTFC) sees a more moderate 515.90K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Wells Fargo (WFC) at 12.91% and Wintrust Financial (WTFC) at 12.88% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Both Wells Fargo (WFC) at 27.64% and Wintrust Financial (WTFC) at 32.81% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

Neither side reports a meaningful operating margin: for Wells Fargo (WFC) in Banks and Wintrust Financial (WTFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Wintrust Financial (WTFC) at 11.23% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Wells Fargo (WFC) at 16.57% and Wintrust Financial (WTFC) at 10.57% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Wells Fargo (WFC) in Banks and Wintrust Financial (WTFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Wells Fargo (WFC) in Banks and Wintrust Financial (WTFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Wells Fargo (WFC) at 2.19% and Wintrust Financial (WTFC) at 1.42% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Wells Fargo (WFC) at 26.09% keeps its payout within the industry’s typical band; Wintrust Financial (WTFC) at 16.49% pays out less than peers usually do, retaining more of its earnings — a policy difference more than a quality gap.

Dividend Metrics

Valuation

Both Wells Fargo (WFC) at 11.84 and Wintrust Financial (WTFC) at 11.60 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

P/S ratio is set aside for both Wells Fargo (WFC) in Banks and Wintrust Financial (WTFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Wintrust Financial (WTFC) at 1.49 is valued about in line with its industry on P/B ratio, while Wells Fargo (WFC) at 1.59 carries an above-peer premium to book — WFC is pricier on assets.

Valuation Metrics