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UBS vs. XYZ: UBS vs. Block Stock Comparison

How do UBS (UBS) and Block (XYZ) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

UBS (UBS) and Block (XYZ) both fall under the Financial Services industry group, but UBS is classified in Capital Markets while XYZ is classified in Financial Services.

Company profile comparison for UBS (UBS) and Block (XYZ)
Profile ItemUBSXYZ
NameUBS Group AGBlock Inc. Class A Common Stock
Country/RegionSwitzerlandUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryCapital MarketsFinancial Services
GICS Sub-IndustryDiversified Capital MarketsTransaction & Payment Processing Services
Market Capitalization144.79 billion USD51.67 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 16, 2000November 19, 2015
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

UBS
XYZ
GSPC
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UBS (UBS) vs. Block (XYZ), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for UBS (UBS) and Block (XYZ). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for UBS (UBS) and Block (XYZ). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Total Return (1Y)30.78%35.34%
Total Return (3Y, Annualized)29.39%20.17%
Total Return (5Y, Annualized)25.00%-17.43%

Risk Profile

Drawdown History

UBS
XYZ
GSPC
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UBS (UBS) vs. Block (XYZ), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for UBS (UBS) and Block (XYZ). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Block (XYZ) carries a highly aggressive beta of 2.48, indicating much higher sensitivity to broad-market moves, whereas UBS (UBS) is closer to market-like at 1.15 — a noticeable difference in market-sensitivity profile.

Risk profile metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Volatility (1Y, Annualized)27.78%48.01%
Beta (5Y)1.152.48
Max Drawdown (5Y)-32.48%-83.55%
Avg. Volume (3M)1.93M4.73M

Risk-Adjusted Performance

Risk-Return Positioning

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UBS and XYZ are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Sharpe Ratio (1Y)0.950.65
Sortino Ratio (1Y)1.441.03

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Block (XYZ) earns 2.02% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

UBS

Financial Services industry group

--

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
UBS
--

XYZ

Financial Services industry group

2.02%

Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
XYZ
2.02%
Min
-18.71%
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UBS (UBS) vs. Block (XYZ): UBS does not report ROE, so it has no value marker; XYZ is benchmarked against the Financial Services industry group.

Net Margin (TTM)

UBS (UBS) at 18.18% keeps about the industry-typical share of revenue as profit, while Block (XYZ) at 1.80% retains only a bottom-quartile share.

UBS

Financial Services industry group

18.18%

Max
62.84%
Q3
28.05%
UBS
18.18%
Median
15.36%
Q1
4.82%
Min
-28.52%

XYZ

Financial Services industry group

1.80%

Max
62.84%
Q3
28.05%
Median
15.36%
Q1
4.82%
XYZ
1.80%
Min
-28.52%
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UBS (UBS) vs. Block (XYZ): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

UBS (UBS) at 27.10% runs core operations around its industry’s norm, while Block (XYZ) at 6.65% operates in the bottom quartile.

UBS

Financial Services industry group

27.10%

Max
107.33%
Q3
55.90%
Median
30.09%
UBS
27.10%
Q1
14.60%
Min
-44.34%

XYZ

Financial Services industry group

6.65%

Max
107.33%
Q3
55.90%
Median
30.09%
Q1
14.60%
XYZ
6.65%
Min
-44.34%
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UBS (UBS) vs. Block (XYZ): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
ROE (TTM)--2.02%
ROA (TTM)--1.94%
Net Margin (TTM)18.18%1.80%
Operating Margin (TTM)27.10%6.65%
Gross Margin (TTM)----

Growth

Revenue Growth

UBS (UBS) at 4.30% is around its peer norm for revenue growth, while Block (XYZ) at 0.30% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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UBS (UBS) vs. Block (XYZ): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Block (XYZ) at -53.95% is in the bottom quartile, showing a clear gap in earnings momentum.

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UBS (UBS) vs. Block (XYZ): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Revenue Growth (YoY)4.30%0.30%
Revenue Growth (3Y CAGR)12.44%11.33%
EPS Growth (YoY)55.26%-53.95%
EPS Growth (3Y CAGR)1.60%--

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: UBS (UBS) in Financial Services and Block (XYZ) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: UBS (UBS) in Financial Services and Block (XYZ) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Neither UBS (UBS) nor Block (XYZ) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.

UBS

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
UBS
0.00%
Q1
0.00%
Min
0.00%

XYZ

Financial Services industry group

0.00%

Max
9.77%
Q3
3.92%
Median
1.09%
XYZ
0.00%
Q1
0.00%
Min
0.00%
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UBS (UBS) vs. Block (XYZ): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Block (XYZ) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile UBS (UBS) reports a payout of 36.30%, ranking against industry peers normally.

UBS

Financial Services industry group

36.30%

Max
241.07%
Q3
97.36%
UBS
36.30%
Median
25.77%
Q1
0.00%
Min
0.00%

XYZ

Financial Services industry group

0.00%

Max
241.07%
Q3
97.36%
Median
25.77%
XYZ
0.00%
Q1
0.00%
Min
0.00%
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UBS (UBS) vs. Block (XYZ): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
Dividend Yield (TTM)0.00%0.00%
Dividend Payout Ratio (TTM)36.30%0.00%

Valuation

P/E Ratio (TTM)

UBS (UBS) at 15.77 is near its industry’s usual P/E ratio, while Block (XYZ) at 112.47 sits above its peer range — an unusually expensive price for XYZ’s trailing earnings.

UBS

Financial Services industry group

15.77

Max
45.85
Q3
24.64
UBS
15.77
Median
15.37
Q1
9.68
Min
0.16

XYZ

Financial Services industry group

112.47

XYZ
112.47
Max
45.85
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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UBS (UBS) vs. Block (XYZ): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both UBS (UBS) at 2.71 and Block (XYZ) at 2.01 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

UBS

Financial Services industry group

2.71

Max
9.23
Q3
4.57
Median
2.72
UBS
2.71
Q1
1.28
Min
-0.55

XYZ

Financial Services industry group

2.01

Max
9.23
Q3
4.57
Median
2.72
XYZ
2.01
Q1
1.28
Min
-0.55
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UBS (UBS) vs. Block (XYZ): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both UBS (UBS) at 1.64 and Block (XYZ) at 2.26 are valued close to their industries’ norm against book — neither stands out from peers.

UBS

Financial Services industry group

1.64

Max
7.79
Q3
3.63
UBS
1.64
Median
1.57
Q1
0.81
Min
-0.39

XYZ

Financial Services industry group

2.26

Max
7.79
Q3
3.63
XYZ
2.26
Median
1.57
Q1
0.81
Min
-0.39
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UBS (UBS) vs. Block (XYZ): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for UBS (UBS) and Block (XYZ)
MetricUBSXYZ
P/E Ratio (TTM)15.77112.47
P/S Ratio (TTM)2.712.01
P/B Ratio (MRQ)1.642.26
Free Cash Flow Yield (TTM)----