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TRU vs. VRSK: TransUnion vs. Verisk Analytics Stock Comparison

How do TransUnion (TRU) and Verisk Analytics (VRSK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

TransUnion (TRU) and Verisk Analytics (VRSK) are both classified in the Research & Consulting Services sub-industry within the broader Professional Services industry, placing them in the closest GICS peer bucket.

Company profile comparison for TransUnion (TRU) and Verisk Analytics (VRSK)
Profile ItemTRUVRSK
NameTransUnionVerisk Analytics, Inc.
Country/RegionUnited StatesUnited States
GICS SectorIndustrialsIndustrials
GICS Industry GroupCommercial & Professional ServicesCommercial & Professional Services
GICS IndustryProfessional ServicesProfessional Services
GICS Sub-IndustryResearch & Consulting ServicesResearch & Consulting Services
Market Capitalization15.48 billion USD26.25 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJune 25, 2015October 7, 2009
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

TRU
VRSK
GSPC
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TransUnion (TRU) vs. Verisk Analytics (VRSK), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for TransUnion (TRU) and Verisk Analytics (VRSK). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for TransUnion (TRU) and Verisk Analytics (VRSK). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Total Return (1Y)3.77%-4.66%
Total Return (3Y, Annualized)16.74%-4.19%
Total Return (5Y, Annualized)-5.77%-0.60%

Risk Profile

Drawdown History

TRU
VRSK
GSPC
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TransUnion (TRU) vs. Verisk Analytics (VRSK), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for TransUnion (TRU) and Verisk Analytics (VRSK). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

TransUnion (TRU) has an aggressive beta of 1.52, indicating higher sensitivity to broad-market moves, while Verisk Analytics (VRSK) is defensive at 0.65 and tends to be less market-sensitive — they sit on opposite ends of the beta spectrum.

Risk profile metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Volatility (1Y, Annualized)42.86%36.08%
Beta (5Y)1.520.65
Max Drawdown (5Y)-63.37%-50.81%
Avg. Volume (3M)2.74M1.25M

Risk-Adjusted Performance

Risk-Return Positioning

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TRU and VRSK are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Sharpe Ratio (1Y)-0.01-0.25
Sortino Ratio (1Y)-0.02-0.35

Profitability

ROE (TTM)

Capital efficiency shows on one side only: TransUnion (TRU) earns 16.96% on shareholders’ equity, ranked against its industry; Verisk Analytics (VRSK) has no ROE this period.

TRU

Commercial & Professional Services industry group

16.96%

Max
47.06%
Q3
25.43%
TRU
16.96%
Median
14.11%
Q1
3.92%
Min
-20.15%

VRSK

Commercial & Professional Services industry group

--

Max
47.06%
Q3
25.43%
Median
14.11%
Q1
3.92%
Min
-20.15%
VRSK
--
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TransUnion (TRU) vs. Verisk Analytics (VRSK): VRSK does not report ROE, so it has no value marker; TRU is benchmarked against the Commercial & Professional Services industry group.

Net Margin (TTM)

Verisk Analytics (VRSK) at 27.68% keeps the most of each sales dollar — above its industry’s net margin range — and TransUnion (TRU) at 15.83% also retains a top-quartile share.

TRU

Commercial & Professional Services industry group

15.83%

Max
23.28%
TRU
15.83%
Q3
11.35%
Median
5.65%
Q1
0.87%
Min
-8.60%

VRSK

Commercial & Professional Services industry group

27.68%

VRSK
27.68%
Max
23.28%
Q3
11.35%
Median
5.65%
Q1
0.87%
Min
-8.60%
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their net margin against the Commercial & Professional Services industry group benchmark.

Operating Margin (TTM)

Verisk Analytics (VRSK) at 45.16% shows unusually strong operating efficiency — above its industry’s operating margin range — and TransUnion (TRU) at 20.36% also operates in the top quartile.

TRU

Commercial & Professional Services industry group

20.36%

Max
38.50%
TRU
20.36%
Q3
18.84%
Median
10.40%
Q1
5.59%
Min
-12.00%

VRSK

Commercial & Professional Services industry group

45.16%

VRSK
45.16%
Max
38.50%
Q3
18.84%
Median
10.40%
Q1
5.59%
Min
-12.00%
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their operating margin against the Commercial & Professional Services industry group benchmark.

Profitability Metrics

Profitability metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
ROE (TTM)16.96%--
ROA (TTM)5.25%16.56%
Net Margin (TTM)15.83%27.68%
Operating Margin (TTM)20.36%45.16%
Gross Margin (TTM)58.82%70.17%

Growth

Revenue Growth

Both TransUnion (TRU) at 9.38% and Verisk Analytics (VRSK) at 6.63% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their Revenue Growth across different time periods.

EPS Growth

TransUnion (TRU) at 60.00% sits in the top EPS growth quartile, while Verisk Analytics (VRSK) at -3.43% is closer to the peer norm — faster per-share earnings growth for TRU.

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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Revenue Growth (YoY)9.38%6.63%
Revenue Growth (3Y CAGR)7.25%7.16%
EPS Growth (YoY)60.00%-3.43%
EPS Growth (3Y CAGR)18.34%2.60%

Financial Strength

Current Ratio (MRQ)

TransUnion (TRU) at 2.03 keeps current ratio within its industry’s typical mid-range, while Verisk Analytics (VRSK) at 1.07 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for VRSK.

TRU

Commercial & Professional Services industry group

2.03

Max
3.63
Q3
2.14
TRU
2.03
Median
1.55
Q1
1.09
Min
0.45

VRSK

Commercial & Professional Services industry group

1.07

Max
3.63
Q3
2.14
Median
1.55
Q1
1.09
VRSK
1.07
Min
0.45
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their current ratio against the Commercial & Professional Services industry group benchmark.

Debt / Equity (MRQ)

Only one side’s leverage can be read here: TransUnion (TRU) carries debt-to-equity ratio of 1.10 against its industry range, while Verisk Analytics (VRSK) reports no figure this period.

TRU

Commercial & Professional Services industry group

1.10

Max
2.37
Q3
1.25
TRU
1.10
Median
0.88
Q1
0.35
Min
0.00

VRSK

Commercial & Professional Services industry group

--

Max
2.37
Q3
1.25
Median
0.88
Q1
0.35
Min
0.00
VRSK
--
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TransUnion (TRU) vs. Verisk Analytics (VRSK): VRSK does not report debt-to-equity ratio, so it has no value marker; TRU is benchmarked against the Commercial & Professional Services industry group.

Financial Strength Metrics

Financial strength metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Current Ratio (MRQ)2.031.07
Debt / Equity (MRQ)1.10--
Net Debt / EBITDA2.902.65

Dividends

Dividend Yield (TTM)

Both TransUnion (TRU) at 0.62% and Verisk Analytics (VRSK) at 0.92% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

TRU

Commercial & Professional Services industry group

0.62%

Max
4.33%
Q3
1.80%
TRU
0.62%
Median
0.60%
Q1
0.00%
Min
0.00%

VRSK

Commercial & Professional Services industry group

0.92%

Max
4.33%
Q3
1.80%
VRSK
0.92%
Median
0.60%
Q1
0.00%
Min
0.00%
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their dividend yield against the Commercial & Professional Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both TransUnion (TRU) at 11.92% and Verisk Analytics (VRSK) at 29.55% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

TRU

Commercial & Professional Services industry group

11.92%

Max
99.58%
Q3
41.99%
Median
17.27%
TRU
11.92%
Q1
0.00%
Min
-17.94%

VRSK

Commercial & Professional Services industry group

29.55%

Max
99.58%
Q3
41.99%
VRSK
29.55%
Median
17.27%
Q1
0.00%
Min
-17.94%
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their payout ratio against the Commercial & Professional Services industry group benchmark.

Dividend Metrics

Dividend metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
Dividend Yield (TTM)0.62%0.92%
Dividend Payout Ratio (TTM)11.92%29.55%

Valuation

P/E Ratio (TTM)

Both TransUnion (TRU) at 19.75 and Verisk Analytics (VRSK) at 31.00 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

TRU

Commercial & Professional Services industry group

19.75

Max
49.47
Q3
33.76
Median
24.16
TRU
19.75
Q1
16.01
Min
1.89

VRSK

Commercial & Professional Services industry group

31.00

Max
49.47
Q3
33.76
VRSK
31.00
Median
24.16
Q1
16.01
Min
1.89
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their P/E ratio against the Commercial & Professional Services industry group benchmark.

P/S Ratio (TTM)

TransUnion (TRU) at 3.07 prices around its industry’s typical P/S ratio, while Verisk Analytics (VRSK) at 8.26 clears its benchmark range — VRSK looks notably rich on sales.

TRU

Commercial & Professional Services industry group

3.07

Max
7.17
Q3
3.35
TRU
3.07
Median
1.33
Q1
0.69
Min
0.11

VRSK

Commercial & Professional Services industry group

8.26

VRSK
8.26
Max
7.17
Q3
3.35
Median
1.33
Q1
0.69
Min
0.11
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their P/S ratio against the Commercial & Professional Services industry group benchmark.

P/B Ratio (MRQ)

Verisk Analytics (VRSK) reports a negative P/B ratio of -23.56, meaning negative book equity — the multiple itself is not meaningful for valuation. Meanwhile TransUnion (TRU) reports 3.19, ranking against industry peers normally.

TRU

Commercial & Professional Services industry group

3.19

Max
11.25
Q3
6.08
TRU
3.19
Median
2.92
Q1
1.55
Min
-2.78

VRSK

Commercial & Professional Services industry group

-23.56

Max
11.25
Q3
6.08
Median
2.92
Q1
1.55
Min
-2.78
VRSK
-23.56
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TransUnion (TRU) vs. Verisk Analytics (VRSK): A comparison of their P/B ratio against the Commercial & Professional Services industry group benchmark.

Valuation Metrics

Valuation metrics for TransUnion (TRU) and Verisk Analytics (VRSK)
MetricTRUVRSK
P/E Ratio (TTM)19.7531.00
P/S Ratio (TTM)3.078.26
P/B Ratio (MRQ)3.19-23.56
Free Cash Flow Yield (TTM)5.91%3.57%