TD vs. WFC: Toronto-Dominion Bank vs. Wells Fargo Stock Comparison

Company Profile

Toronto-Dominion Bank (TD) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Performance

Cumulative Growth

Trailing Returns

Performance at a Glance

Risk

Drawdown

Risk at a Glance

Profitability

Both Toronto-Dominion Bank (TD) at 11.91% and Wells Fargo (WFC) at 12.03% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Wells Fargo (WFC) at 26.74% keeps about the industry-typical share of revenue as profit, while Toronto-Dominion Bank (TD) at 25.19% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for Toronto-Dominion Bank (TD) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability at a Glance

Growth

Revenue Growth

Revenue Growth at a Glance

EPS Growth

EPS Growth at a Glance

Financial Strength

current ratio doesn’t apply on either side: Toronto-Dominion Bank (TD) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Toronto-Dominion Bank (TD) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Dividends

Toronto-Dominion Bank (TD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Wells Fargo (WFC) reports a yield of 2.12%, ranking against industry peers normally.

Dividend policy can be sized up on one side only: Wells Fargo (WFC) pays out 27.05% of earnings, measured against its industry’s payout band; Toronto-Dominion Bank (TD) shows no payout ratio this period.

Dividends at a Glance

Valuation

Wells Fargo (WFC) at 12.70 is near its industry’s usual P/E ratio, while Toronto-Dominion Bank (TD) at 19.56 sits in the richer quartile — TD needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both Toronto-Dominion Bank (TD) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Wells Fargo (WFC) at 1.55 sits near its industry’s typical P/B ratio, while Toronto-Dominion Bank (TD) at 2.24 prices above its benchmark range — TD looks rich relative to book.

Valuation at a Glance