SF vs. UBS: Stifel Financial vs. UBS Stock Comparison

November 11, 2026

How do Stifel Financial (SF) and UBS (UBS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Stifel Financial (SF) and UBS (UBS) both belong to the Capital Markets industry, though SF is classified under Investment Banking & Brokerage while UBS falls under Diversified Capital Markets.

Company profile comparison for Stifel Financial (SF) and UBS (UBS)
Profile Item	SF	UBS
Name	Stifel Financial Corp.	UBS Group AG
Country/Region	United States	Switzerland
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Capital Markets
GICS Sub-Industry	Investment Banking & Brokerage	Diversified Capital Markets
Market Capitalization	10.65 billion USD	144.79 billion USD
Currency	USD	USD
Exchange	NYSE	NYSE
Listing Date	July 19, 1983	May 16, 2000
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

UBS

GSPC

Stifel Financial (SF) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Stifel Financial (SF) and UBS (UBS). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Stifel Financial (SF) and UBS (UBS). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Total Return (1Y)	-8.12%	30.78%
Total Return (3Y, Annualized)	24.91%	29.39%
Total Return (5Y, Annualized)	9.74%	25.00%

Risk Profile

Drawdown History

UBS

GSPC

Stifel Financial (SF) vs. UBS (UBS), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Stifel Financial (SF) and UBS (UBS). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Volatility (1Y, Annualized)	27.41%	27.78%
Beta (5Y)	0.98	1.15
Max Drawdown (5Y)	-36.25%	-32.48%
Avg. Volume (3M)	1.29M	1.93M

Risk-Adjusted Performance

Risk-Return Positioning

SF and UBS are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Sharpe Ratio (1Y)	-0.45	0.95
Sortino Ratio (1Y)	-0.62	1.44

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Stifel Financial (SF) earns 16.55% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.

SF

Financial Services industry group

16.55%

Max: 44.78%
Q3: 21.85%
SF: 16.55%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

UBS

Financial Services industry group

Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%
UBS: --

Stifel Financial (SF) vs. UBS (UBS): UBS does not report ROE, so it has no value marker; SF is benchmarked against the Financial Services industry group.

Net Margin (TTM)

Both Stifel Financial (SF) at 16.73% and UBS (UBS) at 18.18% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

SF

Financial Services industry group

16.73%

Max: 62.84%
Q3: 28.05%
SF: 16.73%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

UBS

Financial Services industry group

18.18%

Max: 62.84%
Q3: 28.05%
UBS: 18.18%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Stifel Financial (SF) vs. UBS (UBS): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Both Stifel Financial (SF) at 22.49% and UBS (UBS) at 27.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.

SF

Financial Services industry group

22.49%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
SF: 22.49%
Q1: 14.60%
Min: -44.34%

UBS

Financial Services industry group

27.10%

Max: 107.33%
Q3: 55.90%
Median: 30.09%
UBS: 27.10%
Q1: 14.60%
Min: -44.34%

Stifel Financial (SF) vs. UBS (UBS): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
ROE (TTM)	16.55%	--
ROA (TTM)	2.25%	--
Net Margin (TTM)	16.73%	18.18%
Operating Margin (TTM)	22.49%	27.10%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Both Stifel Financial (SF) at 11.33% and UBS (UBS) at 4.30% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.

Stifel Financial (SF) vs. UBS (UBS): A comparison of their Revenue Growth across different time periods.

EPS Growth

UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Stifel Financial (SF) at -6.08% is closer to the peer norm — faster per-share earnings growth for UBS.

Stifel Financial (SF) vs. UBS (UBS): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Revenue Growth (YoY)	11.33%	4.30%
Revenue Growth (3Y CAGR)	8.03%	12.44%
EPS Growth (YoY)	-6.08%	55.26%
EPS Growth (3Y CAGR)	3.33%	1.60%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Stifel Financial (SF) in Financial Services and UBS (UBS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Stifel Financial (SF) in Financial Services and UBS (UBS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

UBS (UBS) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Stifel Financial (SF) reports a yield of 1.83%, ranking against industry peers normally.

SF

Financial Services industry group

1.83%

Max: 9.77%
Q3: 3.92%
SF: 1.83%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

UBS

Financial Services industry group

0.00%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
UBS: 0.00%
Q1: 0.00%
Min: 0.00%

Stifel Financial (SF) vs. UBS (UBS): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Stifel Financial (SF) at 22.98% and UBS (UBS) at 36.30% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

SF

Financial Services industry group

22.98%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
SF: 22.98%
Q1: 0.00%
Min: 0.00%

UBS

Financial Services industry group

36.30%

Max: 241.07%
Q3: 97.36%
UBS: 36.30%
Median: 25.77%
Q1: 0.00%
Min: 0.00%

Stifel Financial (SF) vs. UBS (UBS): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
Dividend Yield (TTM)	1.83%	0.00%
Dividend Payout Ratio (TTM)	22.98%	36.30%

Valuation

P/E Ratio (TTM)

Both Stifel Financial (SF) at 12.37 and UBS (UBS) at 15.77 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

SF

Financial Services industry group

12.37

Max: 45.85
Q3: 24.64
Median: 15.37
SF: 12.37
Q1: 9.68
Min: 0.16

UBS

Financial Services industry group

15.77

Max: 45.85
Q3: 24.64
UBS: 15.77
Median: 15.37
Q1: 9.68
Min: 0.16

Stifel Financial (SF) vs. UBS (UBS): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

On P/S ratio, both Stifel Financial (SF) at 1.82 and UBS (UBS) at 2.71 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.

SF

Financial Services industry group

1.82

Max: 9.23
Q3: 4.57
Median: 2.72
SF: 1.82
Q1: 1.28
Min: -0.55

UBS

Financial Services industry group

2.71

Max: 9.23
Q3: 4.57
Median: 2.72
UBS: 2.71
Q1: 1.28
Min: -0.55

Stifel Financial (SF) vs. UBS (UBS): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

On P/B ratio, both Stifel Financial (SF) at 2.00 and UBS (UBS) at 1.64 are valued close to their industries’ norm against book — neither stands out from peers.

SF

Financial Services industry group

2.00

Max: 7.79
Q3: 3.63
SF: 2.00
Median: 1.57
Q1: 0.81
Min: -0.39

UBS

Financial Services industry group

1.64

Max: 7.79
Q3: 3.63
UBS: 1.64
Median: 1.57
Q1: 0.81
Min: -0.39

Stifel Financial (SF) vs. UBS (UBS): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Stifel Financial (SF) and UBS (UBS)
Metric	SF	UBS
P/E Ratio (TTM)	12.37	15.77
P/S Ratio (TTM)	1.82	2.71
P/B Ratio (MRQ)	2.00	1.64
Free Cash Flow Yield (TTM)	--	--