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SCHW vs. UBS: A Head-to-Head Stock Comparison

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Here’s a clear look at SCHW and UBS, comparing key factors like historical performance, profitability, financial strength, growth, dividend, and valuation.

Company Profile

SymbolSCHWUBS
Company NameThe Charles Schwab CorporationUBS Group AG
CountryUnited StatesSwitzerland
GICS SectorFinancialsFinancials
GICS IndustryCapital MarketsCapital Markets
Market Capitalization173.37 billion USD126.67 billion USD
ExchangeNYSENYSE
Listing DateSeptember 22, 1987May 16, 2000
Security TypeCommon StockCommon Stock

Historical Performance

This chart compares the performance of SCHW and UBS by tracking the growth of an initial $10,000 investment in each. Use the tabs to select the desired time period. Data is adjusted for dividends and splits.

SCHW vs. UBS: Growth of a $10,000 investment over the past one year.

Historical Performance at a Glance

SymbolSCHWUBS
5-Day Price Return-2.32%0.85%
13-Week Price Return7.04%15.99%
26-Week Price Return17.09%6.00%
52-Week Price Return45.64%31.64%
Month-to-Date Return-2.27%5.55%
Year-to-Date Return29.05%15.87%
10-Day Avg. Volume8.36M6.35M
3-Month Avg. Volume8.37M7.36M
3-Month Volatility16.99%23.22%
Beta1.001.50

Profitability

Return on Equity (TTM)

SCHW

14.97%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

SCHW’s Return on Equity of 14.97% is on par with the norm for the Capital Markets industry, indicating its profitability relative to shareholder equity is typical for the sector.

UBS

7.21%

Capital Markets Industry

Max
38.97%
Q3
21.61%
Median
13.77%
Q1
8.31%
Min
-4.25%

UBS’s Return on Equity of 7.21% is in the lower quartile for the Capital Markets industry. This indicates a less efficient generation of profit from its equity base when compared to its competitors.

SCHW vs. UBS: A comparison of their Return on Equity (TTM) against the Capital Markets industry benchmark.

Net Profit Margin (TTM)

SCHW

27.31%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

SCHW’s Net Profit Margin of 27.31% is aligned with the median group of its peers in the Capital Markets industry. This indicates its ability to convert revenue into profit is typical for the sector.

UBS

77.37%

Capital Markets Industry

Max
66.67%
Q3
35.11%
Median
23.49%
Q1
13.63%
Min
-15.18%

UBS’s Net Profit Margin of 77.37% is exceptionally high, placing it well beyond the typical range for the Capital Markets industry. This demonstrates outstanding operational efficiency and a strong competitive advantage in converting revenue into profit.

SCHW vs. UBS: A comparison of their Net Profit Margin (TTM) against the Capital Markets industry benchmark.

Operating Profit Margin (TTM)

SCHW

35.27%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

SCHW’s Operating Profit Margin of 35.27% is around the midpoint for the Capital Markets industry, indicating that its efficiency in managing core business operations is typical for the sector.

UBS

81.44%

Capital Markets Industry

Max
86.40%
Q3
46.46%
Median
32.80%
Q1
18.32%
Min
-21.87%

An Operating Profit Margin of 81.44% places UBS in the upper quartile for the Capital Markets industry. This signals a strong ability to translate revenue into operating profit, outperforming most of its competitors in core business efficiency.

SCHW vs. UBS: A comparison of their Operating Profit Margin (TTM) against the Capital Markets industry benchmark.

Profitability at a Glance

SymbolSCHWUBS
Return on Equity (TTM)14.97%7.21%
Return on Assets (TTM)1.56%0.39%
Net Profit Margin (TTM)27.31%77.37%
Operating Profit Margin (TTM)35.27%81.44%
Gross Profit Margin (TTM)81.09%--

Financial Strength

Current Ratio (MRQ)

SCHW

0.31

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

UBS

--

Capital Markets Industry

Max
3.76
Q3
1.89
Median
1.01
Q1
0.54
Min
-0.41

For the Capital Markets industry, the Current Ratio is often not the most suitable measure of short-term liquidity.

SCHW vs. UBS: A comparison of their Current Ratio (MRQ) against the Capital Markets industry benchmark.

Debt-to-Equity Ratio (MRQ)

SCHW

5.47

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

UBS

4.21

Capital Markets Industry

Max
6.62
Q3
2.84
Median
1.02
Q1
0.32
Min
0.00

The Debt-to-Equity Ratio is often not the primary focus for assessing leverage in the Capital Markets industry.

SCHW vs. UBS: A comparison of their Debt-to-Equity Ratio (MRQ) against the Capital Markets industry benchmark.

Interest Coverage Ratio (TTM)

SCHW

17.24

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

UBS

--

Capital Markets Industry

Max
126.03
Q3
60.98
Median
11.77
Q1
4.95
Min
-36.26

The Interest Coverage Ratio is often not a primary indicator of debt servicing capacity in the Capital Markets industry.

SCHW vs. UBS: A comparison of their Interest Coverage Ratio (TTM) against the Capital Markets industry benchmark.

Financial Strength at a Glance

SymbolSCHWUBS
Current Ratio (MRQ)0.31--
Quick Ratio (MRQ)0.31--
Debt-to-Equity Ratio (MRQ)5.474.21
Interest Coverage Ratio (TTM)17.24--

Growth

Revenue Growth

SCHW vs. UBS: A side-by-side comparison of their Revenue Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

EPS Growth

SCHW vs. UBS: A side-by-side comparison of their EPS Growth for the MRQ (YoY), TTM (YoY), 3-Year CAGR, and 5-Year CAGR periods.

Dividend

Dividend Yield (TTM)

SCHW

1.35%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

SCHW’s Dividend Yield of 1.35% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

UBS

2.26%

Capital Markets Industry

Max
10.26%
Q3
4.86%
Median
2.78%
Q1
1.22%
Min
0.00%

UBS’s Dividend Yield of 2.26% is consistent with its peers in the Capital Markets industry, providing a dividend return that is standard for its sector.

SCHW vs. UBS: A comparison of their Dividend Yield (TTM) against the Capital Markets industry benchmark.

Dividend Payout Ratio (TTM)

SCHW

32.14%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

SCHW’s Dividend Payout Ratio of 32.14% is in the lower quartile for the Capital Markets industry. This suggests a conservative dividend policy, with a strategic focus on reinvesting profits for future growth.

UBS

119.67%

Capital Markets Industry

Max
200.72%
Q3
101.92%
Median
57.97%
Q1
32.36%
Min
0.00%

UBS’s Dividend Payout Ratio of 119.67% is in the upper quartile for the Capital Markets industry. This indicates a strong commitment to shareholder returns but also suggests that a smaller portion of earnings is retained for reinvestment compared to many peers.

SCHW vs. UBS: A comparison of their Dividend Payout Ratio (TTM) against the Capital Markets industry benchmark.

Dividend at a Glance

SymbolSCHWUBS
Dividend Yield (TTM)1.35%2.26%
Dividend Payout Ratio (TTM)32.14%119.67%

Valuation

Price-to-Earnings Ratio (TTM)

SCHW

23.73

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

SCHW’s P/E Ratio of 23.73 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

UBS

20.20

Capital Markets Industry

Max
58.89
Q3
31.00
Median
18.54
Q1
12.09
Min
5.24

UBS’s P/E Ratio of 20.20 is within the middle range for the Capital Markets industry. This suggests its valuation is in line with the sector average, representing neither a significant premium nor a discount compared to its peers.

SCHW vs. UBS: A comparison of their Price-to-Earnings Ratio (TTM) against the Capital Markets industry benchmark.

Price-to-Sales Ratio (TTM)

SCHW

6.48

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

SCHW’s P/S Ratio of 6.48 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

UBS

2.27

Capital Markets Industry

Max
14.49
Q3
7.41
Median
4.68
Q1
2.25
Min
0.04

UBS’s P/S Ratio of 2.27 aligns with the market consensus for the Capital Markets industry. This suggests its valuation, based on sales, is seen as standard and is on par with its competitors.

SCHW vs. UBS: A comparison of their Price-to-Sales Ratio (TTM) against the Capital Markets industry benchmark.

Price-to-Book Ratio (MRQ)

SCHW

3.35

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

SCHW’s P/B Ratio of 3.35 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

UBS

1.25

Capital Markets Industry

Max
9.48
Q3
4.94
Median
2.42
Q1
1.21
Min
0.38

UBS’s P/B Ratio of 1.25 is within the conventional range for the Capital Markets industry. This shows a balanced market view, where the stock’s price is neither at a significant premium nor a discount to the book value of its peers.

SCHW vs. UBS: A comparison of their Price-to-Book Ratio (MRQ) against the Capital Markets industry benchmark.

Valuation at a Glance

SymbolSCHWUBS
Price-to-Earnings Ratio (TTM)23.7320.20
Price-to-Sales Ratio (TTM)6.482.27
Price-to-Book Ratio (MRQ)3.351.25
Price-to-Free Cash Flow Ratio (TTM)6.125.44