RYAAY vs. UHAL: Ryanair vs. U-Haul Stock Comparison
How do Ryanair (RYAAY) and U-Haul (UHAL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Ryanair (RYAAY) and U-Haul (UHAL) both fall under the Transportation industry group, but RYAAY is classified in Passenger Airlines while UHAL is classified in Ground Transportation.
U-Haul (UHAL) trades as ordinary local shares, while Ryanair (RYAAY) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | RYAAY | UHAL |
|---|---|---|
| Name | Ryanair Holdings plc Sponsored ADR | U-Haul Holding Company |
| Country/Region | Ireland | United States |
| GICS Sector | Industrials | Industrials |
| GICS Industry Group | Transportation | Transportation |
| GICS Industry | Passenger Airlines | Ground Transportation |
| GICS Sub-Industry | Passenger Airlines | Cargo Ground Transportation |
| Market Capitalization | 30.71 billion USD | 11.01 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | May 29, 1997 | November 4, 1994 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Total Return (1Y) | -2.55% | 7.10% |
| Total Return (3Y, Annualized) | 14.57% | 2.77% |
| Total Return (5Y, Annualized) | 5.74% | -5.22% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Volatility (1Y, Annualized) | 37.69% | 34.63% |
| Beta (5Y) | 1.14 | 1.06 |
| Max Drawdown (5Y) | -54.17% | -46.19% |
| Avg. Volume (3M) | 1.62M | 147.08K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Sharpe Ratio (1Y) | -0.18 | 0.08 |
| Sortino Ratio (1Y) | -0.27 | 0.12 |
Profitability
ROE (TTM)
Ryanair (RYAAY) at 17.32% is around its peer norm for ROE, while U-Haul (UHAL) at 1.23% drops into the bottom quartile, signaling weaker returns on shareholders’ equity.
RYAAY
Transportation industry group
17.32%
- Max
- 45.08%
- Q3
- 22.02%
- RYAAY
- 17.32%
- Median
- 13.94%
- Q1
- 2.89%
- Min
- -10.45%
UHAL
Transportation industry group
1.23%
- Max
- 45.08%
- Q3
- 22.02%
- Median
- 13.94%
- Q1
- 2.89%
- UHAL
- 1.23%
- Min
- -10.45%
Net Margin (TTM)
Ryanair (RYAAY) at 11.28% keeps about the industry-typical share of revenue as profit, while U-Haul (UHAL) at 1.54% retains only a bottom-quartile share.
RYAAY
Transportation industry group
11.28%
- Max
- 50.36%
- Q3
- 21.18%
- RYAAY
- 11.28%
- Median
- 5.58%
- Q1
- 1.55%
- Min
- -11.37%
UHAL
Transportation industry group
1.54%
- Max
- 50.36%
- Q3
- 21.18%
- Median
- 5.58%
- Q1
- 1.55%
- UHAL
- 1.54%
- Min
- -11.37%
Operating Margin (TTM)
Ryanair (RYAAY) at 31.94% operates in the top operating margin quartile, ahead of U-Haul (UHAL) at 14.92%, which runs around its industry’s norm.
RYAAY
Transportation industry group
31.94%
- Max
- 59.18%
- RYAAY
- 31.94%
- Q3
- 29.30%
- Median
- 11.50%
- Q1
- 4.62%
- Min
- -8.91%
UHAL
Transportation industry group
14.92%
- Max
- 59.18%
- Q3
- 29.30%
- UHAL
- 14.92%
- Median
- 11.50%
- Q1
- 4.62%
- Min
- -8.91%
Profitability Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| ROE (TTM) | 17.32% | 1.23% |
| ROA (TTM) | 6.82% | 1.39% |
| Net Margin (TTM) | 11.28% | 1.54% |
| Operating Margin (TTM) | 31.94% | 14.92% |
| Gross Margin (TTM) | 27.18% | 28.43% |
Growth
Revenue Growth
Ryanair (RYAAY) at 11.44% sits in the top revenue growth quartile, while U-Haul (UHAL) at 3.59% is closer to the peer norm — faster top-line expansion for RYAAY.
EPS Growth
Ryanair (RYAAY) at 40.37% sits in the top EPS growth quartile, while U-Haul (UHAL) at -85.80% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Revenue Growth (YoY) | 11.44% | 3.59% |
| Revenue Growth (3Y CAGR) | 12.99% | 0.97% |
| EPS Growth (YoY) | 40.37% | -85.80% |
| EPS Growth (3Y CAGR) | 21.00% | -64.88% |
Financial Strength
Current Ratio (MRQ)
Both Ryanair (RYAAY) at 1.17 and U-Haul (UHAL) at 1.02 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.
RYAAY
Transportation industry group
1.17
- Max
- 2.58
- Q3
- 1.62
- RYAAY
- 1.17
- Median
- 1.16
- Q1
- 0.78
- Min
- 0.22
UHAL
Transportation industry group
1.02
- Max
- 2.58
- Q3
- 1.62
- Median
- 1.16
- UHAL
- 1.02
- Q1
- 0.78
- Min
- 0.22
Debt / Equity (MRQ)
Ryanair (RYAAY) at 0.05 keeps leverage in the lower industry quartile, while U-Haul (UHAL) at 1.07 runs a more typical debt-to-equity mix.
RYAAY
Transportation industry group
0.05
- Max
- 2.75
- Q3
- 1.37
- Median
- 0.78
- Q1
- 0.35
- RYAAY
- 0.05
- Min
- 0.00
UHAL
Transportation industry group
1.07
- Max
- 2.75
- Q3
- 1.37
- UHAL
- 1.07
- Median
- 0.78
- Q1
- 0.35
- Min
- 0.00
Financial Strength Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Current Ratio (MRQ) | 1.17 | 1.02 |
| Debt / Equity (MRQ) | 0.05 | 1.07 |
| Net Debt / EBITDA | -0.59 | 9.16 |
Dividends
Dividend Yield (TTM)
U-Haul (UHAL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryanair (RYAAY) reports a yield of 0.80%, ranking against industry peers normally.
RYAAY
Transportation industry group
0.80%
- Max
- 4.68%
- Q3
- 1.99%
- RYAAY
- 0.80%
- Median
- 0.74%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 4.68%
- Q3
- 1.99%
- Median
- 0.74%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
U-Haul (UHAL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Ryanair (RYAAY) reports a payout of 22.67%, ranking against industry peers normally.
RYAAY
Transportation industry group
22.67%
- Max
- 100.89%
- Q3
- 41.68%
- RYAAY
- 22.67%
- Median
- 20.43%
- Q1
- 0.00%
- Min
- 0.00%
UHAL
Transportation industry group
0.00%
- Max
- 100.89%
- Q3
- 41.68%
- Median
- 20.43%
- UHAL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| Dividend Yield (TTM) | 0.80% | 0.00% |
| Dividend Payout Ratio (TTM) | 22.67% | 0.00% |
Valuation
P/E Ratio (TTM)
Ryanair (RYAAY) at 14.90 is near its industry’s usual P/E ratio, while U-Haul (UHAL) at 183.03 sits above its peer range — an unusually expensive price for UHAL’s trailing earnings.
RYAAY
Transportation industry group
14.90
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- RYAAY
- 14.90
- Q1
- 10.44
- Min
- 0.00
UHAL
Transportation industry group
183.03
- UHAL
- 183.03
- Max
- 46.76
- Q3
- 30.87
- Median
- 20.58
- Q1
- 10.44
- Min
- 0.00
P/S Ratio (TTM)
On P/S ratio, both Ryanair (RYAAY) at 1.94 and U-Haul (UHAL) at 1.79 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
RYAAY
Transportation industry group
1.94
- Max
- 4.35
- Q3
- 2.07
- RYAAY
- 1.94
- Median
- 0.93
- Q1
- 0.53
- Min
- 0.04
UHAL
Transportation industry group
1.79
- Max
- 4.35
- Q3
- 2.07
- UHAL
- 1.79
- Median
- 0.93
- Q1
- 0.53
- Min
- 0.04
P/B Ratio (MRQ)
On P/B ratio, both Ryanair (RYAAY) at 2.35 and U-Haul (UHAL) at 1.40 are valued close to their industries’ norm against book — neither stands out from peers.
RYAAY
Transportation industry group
2.35
- Max
- 6.29
- Q3
- 3.39
- RYAAY
- 2.35
- Median
- 1.90
- Q1
- 1.03
- Min
- -2.07
UHAL
Transportation industry group
1.40
- Max
- 6.29
- Q3
- 3.39
- Median
- 1.90
- UHAL
- 1.40
- Q1
- 1.03
- Min
- -2.07
Valuation Metrics
| Metric | RYAAY | UHAL |
|---|---|---|
| P/E Ratio (TTM) | 14.90 | 183.03 |
| P/S Ratio (TTM) | 1.94 | 1.79 |
| P/B Ratio (MRQ) | 2.35 | 1.40 |
| Free Cash Flow Yield (TTM) | -3.25% | -13.85% |