RJF vs. UBS: Raymond James Financial vs. UBS Stock Comparison
How do Raymond James Financial (RJF) and UBS (UBS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Raymond James Financial (RJF) and UBS (UBS) both belong to the Capital Markets industry, though RJF is classified under Investment Banking & Brokerage while UBS falls under Diversified Capital Markets.
| Profile Item | RJF | UBS |
|---|---|---|
| Name | Raymond James Financial, Inc. | UBS Group AG |
| Country/Region | United States | Switzerland |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Capital Markets |
| GICS Sub-Industry | Investment Banking & Brokerage | Diversified Capital Markets |
| Market Capitalization | 31.28 billion USD | 144.79 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | July 1, 1983 | May 16, 2000 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | RJF | UBS |
|---|---|---|
| Total Return (1Y) | 3.99% | 30.78% |
| Total Return (3Y, Annualized) | 20.73% | 29.39% |
| Total Return (5Y, Annualized) | 12.47% | 25.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | RJF | UBS |
|---|---|---|
| Volatility (1Y, Annualized) | 25.94% | 27.78% |
| Beta (5Y) | 0.91 | 1.15 |
| Max Drawdown (5Y) | -32.11% | -32.48% |
| Avg. Volume (3M) | 1.20M | 1.93M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | RJF | UBS |
|---|---|---|
| Sharpe Ratio (1Y) | -0.01 | 0.95 |
| Sortino Ratio (1Y) | -0.02 | 1.44 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Raymond James Financial (RJF) earns 18.73% on shareholders’ equity, ranked against its industry; UBS (UBS) has no ROE this period.
RJF
Financial Services industry group
18.73%
- Max
- 44.78%
- Q3
- 21.85%
- RJF
- 18.73%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
UBS
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- UBS
- --
Net Margin (TTM)
Both Raymond James Financial (RJF) at 14.97% and UBS (UBS) at 18.18% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
RJF
Financial Services industry group
14.97%
- Max
- 62.84%
- Q3
- 28.05%
- Median
- 15.36%
- RJF
- 14.97%
- Q1
- 4.82%
- Min
- -28.52%
UBS
Financial Services industry group
18.18%
- Max
- 62.84%
- Q3
- 28.05%
- UBS
- 18.18%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Raymond James Financial (RJF) at 20.88% and UBS (UBS) at 27.10% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
RJF
Financial Services industry group
20.88%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- RJF
- 20.88%
- Q1
- 14.60%
- Min
- -44.34%
UBS
Financial Services industry group
27.10%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- UBS
- 27.10%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | RJF | UBS |
|---|---|---|
| ROE (TTM) | 18.73% | -- |
| ROA (TTM) | -- | -- |
| Net Margin (TTM) | 14.97% | 18.18% |
| Operating Margin (TTM) | 20.88% | 27.10% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: UBS (UBS) reports revenue growth of 4.30%, ranked against its industry; Raymond James Financial (RJF) has no revenue growth figure this period.
EPS Growth
UBS (UBS) at 55.26% sits in the top EPS growth quartile, while Raymond James Financial (RJF) at 15.63% is closer to the peer norm — faster per-share earnings growth for UBS.
Growth Metrics
| Metric | RJF | UBS |
|---|---|---|
| Revenue Growth (YoY) | -- | 4.30% |
| Revenue Growth (3Y CAGR) | -- | 12.44% |
| EPS Growth (YoY) | 15.63% | 55.26% |
| EPS Growth (3Y CAGR) | 14.33% | 1.60% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Raymond James Financial (RJF) in Financial Services and UBS (UBS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Raymond James Financial (RJF) in Financial Services and UBS (UBS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | RJF | UBS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Neither Raymond James Financial (RJF) nor UBS (UBS) pays a dividend this period — they may reinvest, use buybacks, or simply not return cash through dividends.
RJF
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- RJF
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
UBS
Financial Services industry group
0.00%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- UBS
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Raymond James Financial (RJF) at 18.48% and UBS (UBS) at 36.30% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
RJF
Financial Services industry group
18.48%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- RJF
- 18.48%
- Q1
- 0.00%
- Min
- 0.00%
UBS
Financial Services industry group
36.30%
- Max
- 241.07%
- Q3
- 97.36%
- UBS
- 36.30%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | RJF | UBS |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.00% |
| Dividend Payout Ratio (TTM) | 18.48% | 36.30% |
Valuation
P/E Ratio (TTM)
Both Raymond James Financial (RJF) at 13.67 and UBS (UBS) at 15.77 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
RJF
Financial Services industry group
13.67
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- RJF
- 13.67
- Q1
- 9.68
- Min
- 0.16
UBS
Financial Services industry group
15.77
- Max
- 45.85
- Q3
- 24.64
- UBS
- 15.77
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
On P/S ratio, both Raymond James Financial (RJF) at 1.98 and UBS (UBS) at 2.71 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
RJF
Financial Services industry group
1.98
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- RJF
- 1.98
- Q1
- 1.28
- Min
- -0.55
UBS
Financial Services industry group
2.71
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- UBS
- 2.71
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Raymond James Financial (RJF) at 2.46 and UBS (UBS) at 1.64 are valued close to their industries’ norm against book — neither stands out from peers.
RJF
Financial Services industry group
2.46
- Max
- 7.79
- Q3
- 3.63
- RJF
- 2.46
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
UBS
Financial Services industry group
1.64
- Max
- 7.79
- Q3
- 3.63
- UBS
- 1.64
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | RJF | UBS |
|---|---|---|
| P/E Ratio (TTM) | 13.67 | 15.77 |
| P/S Ratio (TTM) | 1.98 | 2.71 |
| P/B Ratio (MRQ) | 2.46 | 1.64 |
| Free Cash Flow Yield (TTM) | -- | -- |