PUK vs. WTW: Prudential vs. Willis Towers Watson Stock Comparison
How do Prudential (PUK) and Willis Towers Watson (WTW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Prudential (PUK) and Willis Towers Watson (WTW) both belong to the Insurance industry, though PUK is classified under Life & Health Insurance while WTW falls under Insurance Brokers.
Willis Towers Watson (WTW) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | PUK | WTW |
|---|---|---|
| Name | Prudential plc ADR | Willis Towers Watson Public Limited Company |
| Country/Region | Hong Kong | United Kingdom |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Insurance Brokers |
| Market Capitalization | 30.28 billion USD | 30.33 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | Nasdaq |
| Listing Date | June 29, 2000 | June 12, 2001 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | PUK | WTW |
|---|---|---|
| Total Return (1Y) | -7.39% | 2.59% |
| Total Return (3Y, Annualized) | 8.09% | 12.90% |
| Total Return (5Y, Annualized) | -6.78% | 8.63% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | PUK | WTW |
|---|---|---|
| Volatility (1Y, Annualized) | 29.81% | 31.09% |
| Beta (5Y) | 0.64 | 0.42 |
| Max Drawdown (5Y) | -62.24% | -30.39% |
| Avg. Volume (3M) | 1.21M | 537.05K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | PUK | WTW |
|---|---|---|
| Sharpe Ratio (1Y) | -0.39 | -0.05 |
| Sortino Ratio (1Y) | -0.54 | -0.07 |
Profitability
ROE (TTM)
Both Prudential (PUK) at 18.74% and Willis Towers Watson (WTW) at 20.18% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
WTW
Insurance industry group
20.18%
- Max
- 41.68%
- Q3
- 22.04%
- WTW
- 20.18%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Willis Towers Watson (WTW) at 15.22%, which keeps about the industry-typical share.
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
WTW
Insurance industry group
15.22%
- Max
- 29.92%
- Q3
- 17.03%
- WTW
- 15.22%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | PUK | WTW |
|---|---|---|
| ROE (TTM) | 18.74% | 20.18% |
| ROA (TTM) | 1.60% | 5.35% |
| Net Margin (TTM) | 25.49% | 15.22% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% delivers above-range revenue growth, while Willis Towers Watson (WTW) at -2.24% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Only one side can be read here: Prudential (PUK) reports EPS growth of 82.74%, ranked against its industry; Willis Towers Watson (WTW) has no EPS growth figure this period.
Growth Metrics
| Metric | PUK | WTW |
|---|---|---|
| Revenue Growth (YoY) | 68.98% | -2.24% |
| Revenue Growth (3Y CAGR) | -- | 3.07% |
| EPS Growth (YoY) | 82.74% | -- |
| EPS Growth (3Y CAGR) | 61.41% | 21.88% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | PUK | WTW |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Prudential (PUK) at 1.10% and Willis Towers Watson (WTW) at 0.29% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
WTW
Insurance industry group
0.29%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- WTW
- 0.29%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Prudential (PUK) at 18.71% and Willis Towers Watson (WTW) at 23.34% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
WTW
Insurance industry group
23.34%
- Max
- 76.67%
- Q3
- 35.18%
- WTW
- 23.34%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | PUK | WTW |
|---|---|---|
| Dividend Yield (TTM) | 1.10% | 0.29% |
| Dividend Payout Ratio (TTM) | 18.71% | 23.34% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Willis Towers Watson (WTW) at 20.20 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
WTW
Insurance industry group
20.20
- Max
- 28.37
- WTW
- 20.20
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
Prudential (PUK) at 2.12 is priced about in line with its industry on P/S ratio, while Willis Towers Watson (WTW) at 2.95 sits in the pricier quartile — WTW costs more per dollar of sales.
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
WTW
Insurance industry group
2.95
- Max
- 4.03
- WTW
- 2.95
- Q3
- 2.25
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Both look rich against book: Willis Towers Watson (WTW) at 3.91 sits in the upper P/B ratio quartile, and Prudential (PUK) at 6.29 prices even higher, above its industry range.
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
WTW
Insurance industry group
3.91
- Max
- 5.07
- WTW
- 3.91
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | PUK | WTW |
|---|---|---|
| P/E Ratio (TTM) | 8.72 | 20.20 |
| P/S Ratio (TTM) | 2.12 | 2.95 |
| P/B Ratio (MRQ) | 6.29 | 3.91 |
| Free Cash Flow Yield (TTM) | -- | -- |