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PUK vs. WTW: Prudential vs. Willis Towers Watson Stock Comparison

How do Prudential (PUK) and Willis Towers Watson (WTW) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Prudential (PUK) and Willis Towers Watson (WTW) both belong to the Insurance industry, though PUK is classified under Life & Health Insurance while WTW falls under Insurance Brokers.

Willis Towers Watson (WTW) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Prudential (PUK) and Willis Towers Watson (WTW)
Profile ItemPUKWTW
NamePrudential plc ADRWillis Towers Watson Public Limited Company
Country/RegionHong KongUnited Kingdom
GICS SectorFinancialsFinancials
GICS Industry GroupInsuranceInsurance
GICS IndustryInsuranceInsurance
GICS Sub-IndustryLife & Health InsuranceInsurance Brokers
Market Capitalization30.28 billion USD30.33 billion USD
CurrencyUSDUSD
ExchangeNYSENasdaq
Listing DateJune 29, 2000June 12, 2001
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

PUK
WTW
GSPC
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Prudential (PUK) vs. Willis Towers Watson (WTW), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Prudential (PUK) and Willis Towers Watson (WTW). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Prudential (PUK) and Willis Towers Watson (WTW). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Total Return (1Y)-7.39%2.59%
Total Return (3Y, Annualized)8.09%12.90%
Total Return (5Y, Annualized)-6.78%8.63%

Risk Profile

Drawdown History

PUK
WTW
GSPC
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Prudential (PUK) vs. Willis Towers Watson (WTW), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Prudential (PUK) and Willis Towers Watson (WTW). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Volatility (1Y, Annualized)29.81%31.09%
Beta (5Y)0.640.42
Max Drawdown (5Y)-62.24%-30.39%
Avg. Volume (3M)1.21M537.05K

Risk-Adjusted Performance

Risk-Return Positioning

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PUK and WTW are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Sharpe Ratio (1Y)-0.39-0.05
Sortino Ratio (1Y)-0.54-0.07

Profitability

ROE (TTM)

Both Prudential (PUK) at 18.74% and Willis Towers Watson (WTW) at 20.18% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

PUK

Insurance industry group

18.74%

Max
41.68%
Q3
22.04%
PUK
18.74%
Median
14.81%
Q1
8.79%
Min
-10.66%

WTW

Insurance industry group

20.18%

Max
41.68%
Q3
22.04%
WTW
20.18%
Median
14.81%
Q1
8.79%
Min
-10.66%
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their ROE against the Insurance industry group benchmark.

Net Margin (TTM)

Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Willis Towers Watson (WTW) at 15.22%, which keeps about the industry-typical share.

PUK

Insurance industry group

25.49%

Max
29.92%
PUK
25.49%
Q3
17.03%
Median
10.97%
Q1
6.21%
Min
-4.68%

WTW

Insurance industry group

15.22%

Max
29.92%
Q3
17.03%
WTW
15.22%
Median
10.97%
Q1
6.21%
Min
-4.68%
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their net margin against the Insurance industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
ROE (TTM)18.74%20.18%
ROA (TTM)1.60%5.35%
Net Margin (TTM)25.49%15.22%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Prudential (PUK) at 68.98% delivers above-range revenue growth, while Willis Towers Watson (WTW) at -2.24% falls into the bottom quartile — a wide split in revenue momentum.

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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their Revenue Growth across different time periods.

EPS Growth

Only one side can be read here: Prudential (PUK) reports EPS growth of 82.74%, ranked against its industry; Willis Towers Watson (WTW) has no EPS growth figure this period.

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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Revenue Growth (YoY)68.98%-2.24%
Revenue Growth (3Y CAGR)--3.07%
EPS Growth (YoY)82.74%--
EPS Growth (3Y CAGR)61.41%21.88%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Prudential (PUK) in Insurance and Willis Towers Watson (WTW) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Prudential (PUK) at 1.10% and Willis Towers Watson (WTW) at 0.29% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

PUK

Insurance industry group

1.10%

Max
5.12%
Q3
2.15%
PUK
1.10%
Median
0.98%
Q1
0.00%
Min
0.00%

WTW

Insurance industry group

0.29%

Max
5.12%
Q3
2.15%
Median
0.98%
WTW
0.29%
Q1
0.00%
Min
0.00%
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their dividend yield against the Insurance industry group benchmark.

Dividend Payout Ratio (TTM)

Both Prudential (PUK) at 18.71% and Willis Towers Watson (WTW) at 23.34% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

PUK

Insurance industry group

18.71%

Max
76.67%
Q3
35.18%
PUK
18.71%
Median
14.74%
Q1
0.00%
Min
0.00%

WTW

Insurance industry group

23.34%

Max
76.67%
Q3
35.18%
WTW
23.34%
Median
14.74%
Q1
0.00%
Min
0.00%
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their payout ratio against the Insurance industry group benchmark.

Dividend Metrics

Dividend metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
Dividend Yield (TTM)1.10%0.29%
Dividend Payout Ratio (TTM)18.71%23.34%

Valuation

P/E Ratio (TTM)

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Willis Towers Watson (WTW) at 20.20 sits in the richer quartile — a clear split in what investors pay for each dollar of trailing earnings.

PUK

Insurance industry group

8.72

Max
28.37
Q3
18.75
Median
12.23
Q1
9.08
PUK
8.72
Min
2.32

WTW

Insurance industry group

20.20

Max
28.37
WTW
20.20
Q3
18.75
Median
12.23
Q1
9.08
Min
2.32
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their P/E ratio against the Insurance industry group benchmark.

P/S Ratio (TTM)

Prudential (PUK) at 2.12 is priced about in line with its industry on P/S ratio, while Willis Towers Watson (WTW) at 2.95 sits in the pricier quartile — WTW costs more per dollar of sales.

PUK

Insurance industry group

2.12

Max
4.03
Q3
2.25
PUK
2.12
Median
1.23
Q1
0.85
Min
0.07

WTW

Insurance industry group

2.95

Max
4.03
WTW
2.95
Q3
2.25
Median
1.23
Q1
0.85
Min
0.07
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their P/S ratio against the Insurance industry group benchmark.

P/B Ratio (MRQ)

Both look rich against book: Willis Towers Watson (WTW) at 3.91 sits in the upper P/B ratio quartile, and Prudential (PUK) at 6.29 prices even higher, above its industry range.

PUK

Insurance industry group

6.29

PUK
6.29
Max
5.07
Q3
2.79
Median
1.76
Q1
1.23
Min
0.30

WTW

Insurance industry group

3.91

Max
5.07
WTW
3.91
Q3
2.79
Median
1.76
Q1
1.23
Min
0.30
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Prudential (PUK) vs. Willis Towers Watson (WTW): A comparison of their P/B ratio against the Insurance industry group benchmark.

Valuation Metrics

Valuation metrics for Prudential (PUK) and Willis Towers Watson (WTW)
MetricPUKWTW
P/E Ratio (TTM)8.7220.20
P/S Ratio (TTM)2.122.95
P/B Ratio (MRQ)6.293.91
Free Cash Flow Yield (TTM)----