PUK vs. RYAN: Prudential vs. Ryan Specialty Stock Comparison

Company Profile

Prudential (PUK) and Ryan Specialty (RYAN) both belong to the Insurance industry, though PUK is classified under Life & Health Insurance while RYAN falls under Insurance Brokers.

Prudential (PUK) has more than two decades of public-market history since June 29, 2000, whereas Ryan Specialty (RYAN) listed on July 22, 2021 and has a much shorter record to draw on.

Ryan Specialty (RYAN) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Ryan Specialty (RYAN) at 25.15% sits in the top ROE quartile, while Prudential (PUK) at 18.74% is closer to the peer norm — stronger capital efficiency for RYAN.

Prudential (PUK) at 25.49% keeps a top-quartile share of each sales dollar as profit, while Ryan Specialty (RYAN) at 3.27% keeps a bottom-quartile share.

Neither side reports a meaningful operating margin: for Prudential (PUK) in Insurance and Ryan Specialty (RYAN) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Ryan Specialty (RYAN) at 21.28%, which is closer to a typical peer reading.

Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Ryan Specialty (RYAN) at -33.80% is in the bottom quartile, showing a clear gap in earnings momentum.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Prudential (PUK) in Insurance and Ryan Specialty (RYAN) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Prudential (PUK) in Insurance and Ryan Specialty (RYAN) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Prudential (PUK) at 1.10% and Ryan Specialty (RYAN) at 1.06% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Prudential (PUK) at 18.71% pays out a band-typical share of earnings, while Ryan Specialty (RYAN) at 63.75% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Ryan Specialty (RYAN) at 59.66 trades above its peer range — a wide earnings-valuation gap relative to industry peers.

Prudential (PUK) at 2.12 is priced about in line with its industry on P/S ratio, while Ryan Specialty (RYAN) at 3.78 sits in the pricier quartile — RYAN costs more per dollar of sales.

Measured against book value, both Prudential (PUK) at 6.29 and Ryan Specialty (RYAN) at 12.86 look expensive — each P/B ratio sits above its industry’s benchmark range.

Valuation Metrics