PUK vs. RGA: Prudential vs. Reinsurance Group of America Stock Comparison

Company Profile

Prudential (PUK) and Reinsurance Group of America (RGA) both belong to the Insurance industry, though PUK is classified under Life & Health Insurance while RGA falls under Reinsurance.

Reinsurance Group of America (RGA) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Prudential (PUK) at 18.74% and Reinsurance Group of America (RGA) at 13.85% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Reinsurance Group of America (RGA) at 6.26%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for Prudential (PUK) in Insurance and Reinsurance Group of America (RGA) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Prudential (PUK) at 68.98% clears its industry range for revenue growth, far stronger top-line momentum than Reinsurance Group of America (RGA) at 7.42%, which is closer to a typical peer reading.

Both Prudential (PUK) at 82.74% and Reinsurance Group of America (RGA) at 64.86% sit in the top peer quartile for EPS growth, so each is compounding per-share earnings faster than typical industry peers.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Prudential (PUK) in Insurance and Reinsurance Group of America (RGA) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Prudential (PUK) in Insurance and Reinsurance Group of America (RGA) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Both Prudential (PUK) at 1.10% and Reinsurance Group of America (RGA) at 1.44% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

Both Prudential (PUK) at 18.71% and Reinsurance Group of America (RGA) at 14.60% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

Dividend Metrics

Valuation

Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Reinsurance Group of America (RGA) at 10.14 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.

Reinsurance Group of America (RGA) at 0.62 sits in the cheaper P/S ratio quartile while Prudential (PUK) at 2.12 prices around its industry’s middle — RGA costs less per dollar of sales, though read it alongside growth and margins.

Reinsurance Group of America (RGA) at 1.46 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.

Valuation Metrics