PLTR vs. V: Palantir vs. Visa Stock Comparison
How do Palantir (PLTR) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Palantir (PLTR) is classified in the Information Technology sector (Software & Services), whereas Visa (V) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.
| Profile Item | PLTR | V |
|---|---|---|
| Name | Palantir Technologies Inc. Class A Common Stock | Visa Inc. Class A |
| Country/Region | United States | United States |
| GICS Sector | Information Technology | Financials |
| GICS Industry Group | Software & Services | Financial Services |
| GICS Industry | Software | Financial Services |
| GICS Sub-Industry | Application Software | Transaction & Payment Processing Services |
| Market Capitalization | 386.44 billion USD | 788.58 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | NYSE |
| Listing Date | September 30, 2020 | March 19, 2008 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | PLTR | V |
|---|---|---|
| Total Return (1Y) | -4.94% | 27.50% |
| Total Return (3Y, Annualized) | 109.97% | 21.55% |
| Total Return (5Y, Annualized) | 47.47% | 15.65% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | PLTR | V |
|---|---|---|
| Volatility (1Y, Annualized) | 60.50% | 22.99% |
| Beta (5Y) | 1.63 | 0.78 |
| Max Drawdown (5Y) | -75.26% | -24.14% |
| Avg. Volume (3M) | 27.20M | 6.56M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | PLTR | V |
|---|---|---|
| Sharpe Ratio (1Y) | -0.15 | 1.01 |
| Sortino Ratio (1Y) | -0.24 | 1.64 |
Profitability
ROE (TTM)
Both companies show strong equity returns, but Visa (V) at 63.51% is the standout with ROE above its industry range; Palantir (PLTR) at 40.91% also sits in the top quartile.
PLTR
Software & Services industry group
40.91%
- Max
- 53.85%
- PLTR
- 40.91%
- Q3
- 17.90%
- Median
- 6.59%
- Q1
- -9.59%
- Min
- -50.52%
V
Financial Services industry group
63.51%
- V
- 63.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Palantir (PLTR) at 50.34% keeps the most of each sales dollar — above its industry’s net margin range — and Visa (V) at 51.20% also retains a top-quartile share.
PLTR
Software & Services industry group
50.34%
- PLTR
- 50.34%
- Max
- 41.17%
- Q3
- 15.28%
- Median
- 4.63%
- Q1
- -5.42%
- Min
- -33.17%
V
Financial Services industry group
51.20%
- Max
- 62.84%
- V
- 51.20%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Palantir (PLTR) at 46.89% and Visa (V) at 63.73% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.
PLTR
Software & Services industry group
46.89%
- PLTR
- 46.89%
- Max
- 46.89%
- Q3
- 17.64%
- Median
- 8.73%
- Q1
- -2.13%
- Min
- -30.45%
V
Financial Services industry group
63.73%
- Max
- 107.33%
- V
- 63.73%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | PLTR | V |
|---|---|---|
| ROE (TTM) | 40.91% | 63.51% |
| ROA (TTM) | 19.31% | 19.61% |
| Net Margin (TTM) | 50.34% | 51.20% |
| Operating Margin (TTM) | 46.89% | 63.73% |
| Gross Margin (TTM) | 84.74% | -- |
Growth
Revenue Growth
Palantir (PLTR) at 56.18% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.
EPS Growth
Palantir (PLTR) at 231.06% clears its industry range for EPS growth, a much stronger earnings trajectory than Visa (V) at 20.78%, which is closer to a typical peer reading.
Growth Metrics
| Metric | PLTR | V |
|---|---|---|
| Revenue Growth (YoY) | 56.18% | 14.76% |
| Revenue Growth (3Y CAGR) | 32.92% | 12.02% |
| EPS Growth (YoY) | 231.06% | 20.78% |
| EPS Growth (3Y CAGR) | -- | 14.16% |
Financial Strength
Current Ratio (MRQ)
Palantir (PLTR) shows current ratio of 7.10; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.
PLTR
Software & Services industry group
7.10
- PLTR
- 7.10
- Max
- 5.11
- Q3
- 2.77
- Median
- 1.67
- Q1
- 1.01
- Min
- 0.03
V
Financial Services industry group
--
- V
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Debt / Equity (MRQ)
Palantir (PLTR) shows debt-to-equity ratio of 0.02; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.
PLTR
Software & Services industry group
0.02
- Max
- 2.52
- Q3
- 1.13
- Median
- 0.40
- Q1
- 0.07
- PLTR
- 0.02
- Min
- 0.00
V
Financial Services industry group
--
- V
- --
- Max
- --
- Q3
- --
- Median
- --
- Q1
- --
- Min
- --
Financial Strength Metrics
| Metric | PLTR | V |
|---|---|---|
| Current Ratio (MRQ) | 7.10 | -- |
| Debt / Equity (MRQ) | 0.02 | -- |
| Net Debt / EBITDA | -3.08 | -- |
Dividends
Dividend Yield (TTM)
Palantir (PLTR) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a yield of 0.66%, ranking against industry peers normally.
PLTR
Software & Services industry group
0.00%
- PLTR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
0.66%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- V
- 0.66%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Palantir (PLTR) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a payout of 21.75%, ranking against industry peers normally.
PLTR
Software & Services industry group
0.00%
- PLTR
- 0.00%
- Max
- 0.00%
- Q3
- 0.00%
- Median
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
21.75%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- V
- 21.75%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | PLTR | V |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 0.66% |
| Dividend Payout Ratio (TTM) | 0.00% | 21.75% |
Valuation
P/E Ratio (TTM)
Both Palantir (PLTR) at 112.94 and Visa (V) at 34.31 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
PLTR
Software & Services industry group
112.94
- PLTR
- 112.94
- Max
- 112.94
- Q3
- 60.32
- Median
- 32.91
- Q1
- 18.77
- Min
- 6.69
V
Financial Services industry group
34.31
- Max
- 45.85
- V
- 34.31
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Investors are paying well above the peer range per dollar of sales for both Palantir (PLTR) at 53.02 and Visa (V) at 17.18 — each P/S ratio clears its industry’s benchmark range.
PLTR
Software & Services industry group
53.02
- PLTR
- 53.02
- Max
- 17.91
- Q3
- 8.78
- Median
- 4.25
- Q1
- 2.23
- Min
- 0.02
V
Financial Services industry group
17.18
- V
- 17.18
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Measured against book value, both Palantir (PLTR) at 34.41 and Visa (V) at 22.05 look expensive — each P/B ratio sits above its industry’s benchmark range.
PLTR
Software & Services industry group
34.41
- PLTR
- 34.41
- Max
- 16.63
- Q3
- 8.50
- Median
- 4.30
- Q1
- 1.92
- Min
- -3.90
V
Financial Services industry group
22.05
- V
- 22.05
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | PLTR | V |
|---|---|---|
| P/E Ratio (TTM) | 112.94 | 34.31 |
| P/S Ratio (TTM) | 53.02 | 17.18 |
| P/B Ratio (MRQ) | 34.41 | 22.05 |
| Free Cash Flow Yield (TTM) | 0.69% | -- |