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PLTR vs. V: Palantir vs. Visa Stock Comparison

How do Palantir (PLTR) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Palantir (PLTR) is classified in the Information Technology sector (Software & Services), whereas Visa (V) belongs to Financials (Financial Services) — their GICS classifications point to very different parts of the market.

Company profile comparison for Palantir (PLTR) and Visa (V)
Profile ItemPLTRV
NamePalantir Technologies Inc. Class A Common StockVisa Inc. Class A
Country/RegionUnited StatesUnited States
GICS SectorInformation TechnologyFinancials
GICS Industry GroupSoftware & ServicesFinancial Services
GICS IndustrySoftwareFinancial Services
GICS Sub-IndustryApplication SoftwareTransaction & Payment Processing Services
Market Capitalization386.44 billion USD788.58 billion USD
CurrencyUSDUSD
ExchangeNasdaqNYSE
Listing DateSeptember 30, 2020March 19, 2008
Security TypeCommon StockCommon Stock

Price Performance

Cumulative Growth

PLTR
V
GSPC
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Palantir (PLTR) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Palantir (PLTR) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Palantir (PLTR) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Total Return (1Y)-4.94%27.50%
Total Return (3Y, Annualized)109.97%21.55%
Total Return (5Y, Annualized)47.47%15.65%

Risk Profile

Drawdown History

PLTR
V
GSPC
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Palantir (PLTR) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Palantir (PLTR) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Volatility (1Y, Annualized)60.50%22.99%
Beta (5Y)1.630.78
Max Drawdown (5Y)-75.26%-24.14%
Avg. Volume (3M)27.20M6.56M

Risk-Adjusted Performance

Risk-Return Positioning

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PLTR and V are plotted by 1-year volatility (risk) and 1-year return. Each dashed Capital Allocation Line uses that stock's own industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Sharpe Ratio (1Y)-0.151.01
Sortino Ratio (1Y)-0.241.64

Profitability

ROE (TTM)

Both companies show strong equity returns, but Visa (V) at 63.51% is the standout with ROE above its industry range; Palantir (PLTR) at 40.91% also sits in the top quartile.

PLTR

Software & Services industry group

40.91%

Max
53.85%
PLTR
40.91%
Q3
17.90%
Median
6.59%
Q1
-9.59%
Min
-50.52%

V

Financial Services industry group

63.51%

V
63.51%
Max
44.78%
Q3
21.85%
Median
12.91%
Q1
4.48%
Min
-18.71%
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Palantir (PLTR) vs. Visa (V): A comparison of their ROE against their respective Software & Services and Financial Services industry group benchmarks.

Net Margin (TTM)

Palantir (PLTR) at 50.34% keeps the most of each sales dollar — above its industry’s net margin range — and Visa (V) at 51.20% also retains a top-quartile share.

PLTR

Software & Services industry group

50.34%

PLTR
50.34%
Max
41.17%
Q3
15.28%
Median
4.63%
Q1
-5.42%
Min
-33.17%

V

Financial Services industry group

51.20%

Max
62.84%
V
51.20%
Q3
28.05%
Median
15.36%
Q1
4.82%
Min
-28.52%
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Palantir (PLTR) vs. Visa (V): A comparison of their net margin against their respective Software & Services and Financial Services industry group benchmarks.

Operating Margin (TTM)

Both Palantir (PLTR) at 46.89% and Visa (V) at 63.73% convert sales into operating profit at a top-quartile rate, pointing to tighter cost discipline before financing and tax.

PLTR

Software & Services industry group

46.89%

PLTR
46.89%
Max
46.89%
Q3
17.64%
Median
8.73%
Q1
-2.13%
Min
-30.45%

V

Financial Services industry group

63.73%

Max
107.33%
V
63.73%
Q3
55.90%
Median
30.09%
Q1
14.60%
Min
-44.34%
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Palantir (PLTR) vs. Visa (V): A comparison of their operating margin against their respective Software & Services and Financial Services industry group benchmarks.

Profitability Metrics

Profitability metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
ROE (TTM)40.91%63.51%
ROA (TTM)19.31%19.61%
Net Margin (TTM)50.34%51.20%
Operating Margin (TTM)46.89%63.73%
Gross Margin (TTM)84.74%--

Growth

Revenue Growth

Palantir (PLTR) at 56.18% clears its industry range for revenue growth, far stronger top-line momentum than Visa (V) at 14.76%, which is closer to a typical peer reading.

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Palantir (PLTR) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Palantir (PLTR) at 231.06% clears its industry range for EPS growth, a much stronger earnings trajectory than Visa (V) at 20.78%, which is closer to a typical peer reading.

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Palantir (PLTR) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Revenue Growth (YoY)56.18%14.76%
Revenue Growth (3Y CAGR)32.92%12.02%
EPS Growth (YoY)231.06%20.78%
EPS Growth (3Y CAGR)--14.16%

Financial Strength

Current Ratio (MRQ)

Palantir (PLTR) shows current ratio of 7.10; Visa (V) doesn’t get one — Financial Services balance sheets aren’t split into current and non-current buckets, so short-term liquidity there is judged through regulatory measures instead.

PLTR

Software & Services industry group

7.10

PLTR
7.10
Max
5.11
Q3
2.77
Median
1.67
Q1
1.01
Min
0.03

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Palantir (PLTR) vs. Visa (V): V’s current ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for PLTR only.

Debt / Equity (MRQ)

Palantir (PLTR) shows debt-to-equity ratio of 0.02; for Visa (V) the ratio is set aside — in Financial Services, balance-sheet leverage is part of the business model itself, so capital-adequacy measures do the job this ratio does elsewhere.

PLTR

Software & Services industry group

0.02

Max
2.52
Q3
1.13
Median
0.40
Q1
0.07
PLTR
0.02
Min
0.00

V

Financial Services industry group

--

V
--
Max
--
Q3
--
Median
--
Q1
--
Min
--
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Palantir (PLTR) vs. Visa (V): V’s debt-to-equity ratio is not assessed under the Financial Services industry convention, so the chart shows available visual context for PLTR only.

Financial Strength Metrics

Financial strength metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Current Ratio (MRQ)7.10--
Debt / Equity (MRQ)0.02--
Net Debt / EBITDA-3.08--

Dividends

Dividend Yield (TTM)

Palantir (PLTR) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a yield of 0.66%, ranking against industry peers normally.

PLTR

Software & Services industry group

0.00%

PLTR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

0.66%

Max
9.77%
Q3
3.92%
Median
1.09%
V
0.66%
Q1
0.00%
Min
0.00%
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Palantir (PLTR) vs. Visa (V): A comparison of their dividend yield against their respective Software & Services and Financial Services industry group benchmarks.

Dividend Payout Ratio (TTM)

Palantir (PLTR) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Visa (V) reports a payout of 21.75%, ranking against industry peers normally.

PLTR

Software & Services industry group

0.00%

PLTR
0.00%
Max
0.00%
Q3
0.00%
Median
0.00%
Q1
0.00%
Min
0.00%

V

Financial Services industry group

21.75%

Max
241.07%
Q3
97.36%
Median
25.77%
V
21.75%
Q1
0.00%
Min
0.00%
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Palantir (PLTR) vs. Visa (V): A comparison of their payout ratio against their respective Software & Services and Financial Services industry group benchmarks.

Dividend Metrics

Dividend metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
Dividend Yield (TTM)0.00%0.66%
Dividend Payout Ratio (TTM)0.00%21.75%

Valuation

P/E Ratio (TTM)

Both Palantir (PLTR) at 112.94 and Visa (V) at 34.31 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

PLTR

Software & Services industry group

112.94

PLTR
112.94
Max
112.94
Q3
60.32
Median
32.91
Q1
18.77
Min
6.69

V

Financial Services industry group

34.31

Max
45.85
V
34.31
Q3
24.64
Median
15.37
Q1
9.68
Min
0.16
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Palantir (PLTR) vs. Visa (V): A comparison of their P/E ratio against their respective Software & Services and Financial Services industry group benchmarks.

P/S Ratio (TTM)

Investors are paying well above the peer range per dollar of sales for both Palantir (PLTR) at 53.02 and Visa (V) at 17.18 — each P/S ratio clears its industry’s benchmark range.

PLTR

Software & Services industry group

53.02

PLTR
53.02
Max
17.91
Q3
8.78
Median
4.25
Q1
2.23
Min
0.02

V

Financial Services industry group

17.18

V
17.18
Max
9.23
Q3
4.57
Median
2.72
Q1
1.28
Min
-0.55
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Palantir (PLTR) vs. Visa (V): A comparison of their P/S ratio against their respective Software & Services and Financial Services industry group benchmarks.

P/B Ratio (MRQ)

Measured against book value, both Palantir (PLTR) at 34.41 and Visa (V) at 22.05 look expensive — each P/B ratio sits above its industry’s benchmark range.

PLTR

Software & Services industry group

34.41

PLTR
34.41
Max
16.63
Q3
8.50
Median
4.30
Q1
1.92
Min
-3.90

V

Financial Services industry group

22.05

V
22.05
Max
7.79
Q3
3.63
Median
1.57
Q1
0.81
Min
-0.39
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Palantir (PLTR) vs. Visa (V): A comparison of their P/B ratio against their respective Software & Services and Financial Services industry group benchmarks.

Valuation Metrics

Valuation metrics for Palantir (PLTR) and Visa (V)
MetricPLTRV
P/E Ratio (TTM)112.9434.31
P/S Ratio (TTM)53.0217.18
P/B Ratio (MRQ)34.4122.05
Free Cash Flow Yield (TTM)0.69%--