NTRS vs. V: Northern Trust vs. Visa Stock Comparison

November 11, 2026

How do Northern Trust (NTRS) and Visa (V) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Northern Trust (NTRS) and Visa (V) both fall under the Financial Services industry group, but NTRS is classified in Capital Markets while V is classified in Financial Services.

Company profile comparison for Northern Trust (NTRS) and Visa (V)
Profile Item	NTRS	V
Name	Northern Trust Corporation	Visa Inc. Class A
Country/Region	United States	United States
GICS Sector	Financials	Financials
GICS Industry Group	Financial Services	Financial Services
GICS Industry	Capital Markets	Financial Services
GICS Sub-Industry	Asset Management & Custody Banks	Transaction & Payment Processing Services
Market Capitalization	31.29 billion USD	788.58 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	March 17, 1980	March 19, 2008
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

NTRS

GSPC

Northern Trust (NTRS) vs. Visa (V), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Northern Trust (NTRS) and Visa (V). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Northern Trust (NTRS) and Visa (V). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Total Return (1Y)	39.45%	27.50%
Total Return (3Y, Annualized)	40.68%	21.55%
Total Return (5Y, Annualized)	11.05%	15.65%

Risk Profile

Drawdown History

NTRS

GSPC

Northern Trust (NTRS) vs. Visa (V), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Northern Trust (NTRS) and Visa (V). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Volatility (1Y, Annualized)	24.90%	22.99%
Beta (5Y)	1.18	0.78
Max Drawdown (5Y)	-50.03%	-24.14%
Avg. Volume (3M)	1.11M	6.56M

Risk-Adjusted Performance

Risk-Return Positioning

NTRS and V are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Sharpe Ratio (1Y)	1.41	1.01
Sortino Ratio (1Y)	2.17	1.64

Profitability

ROE (TTM)

Visa (V) at 63.51% clears its industry range for ROE, a sharper capital-efficiency signal than Northern Trust (NTRS) at 18.44%, which is closer to a typical peer reading.

NTRS

Financial Services industry group

18.44%

Max: 44.78%
Q3: 21.85%
NTRS: 18.44%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

V

Financial Services industry group

63.51%

V: 63.51%
Max: 44.78%
Q3: 21.85%
Median: 12.91%
Q1: 4.48%
Min: -18.71%

Northern Trust (NTRS) vs. Visa (V): A comparison of their ROE against the Financial Services industry group benchmark.

Net Margin (TTM)

Visa (V) at 51.20% retains a top-quartile share of revenue as profit, ahead of Northern Trust (NTRS) at 26.00%, which keeps about the industry-typical share.

NTRS

Financial Services industry group

26.00%

Max: 62.84%
Q3: 28.05%
NTRS: 26.00%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

V

Financial Services industry group

51.20%

Max: 62.84%
V: 51.20%
Q3: 28.05%
Median: 15.36%
Q1: 4.82%
Min: -28.52%

Northern Trust (NTRS) vs. Visa (V): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Margin (TTM)

Visa (V) at 63.73% operates in the top operating margin quartile, ahead of Northern Trust (NTRS) at 34.80%, which runs around its industry’s norm.

NTRS

Financial Services industry group

34.80%

Max: 107.33%
Q3: 55.90%
NTRS: 34.80%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

V

Financial Services industry group

63.73%

Max: 107.33%
V: 63.73%
Q3: 55.90%
Median: 30.09%
Q1: 14.60%
Min: -44.34%

Northern Trust (NTRS) vs. Visa (V): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability Metrics

Profitability metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
ROE (TTM)	18.44%	63.51%
ROA (TTM)	1.44%	19.61%
Net Margin (TTM)	26.00%	51.20%
Operating Margin (TTM)	34.80%	63.73%
Gross Margin (TTM)	--	--

Growth

Revenue Growth

Visa (V) at 14.76% is around its peer norm for revenue growth, while Northern Trust (NTRS) at -2.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Northern Trust (NTRS) vs. Visa (V): A comparison of their Revenue Growth across different time periods.

EPS Growth

Both Northern Trust (NTRS) at -10.54% and Visa (V) at 20.78% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Northern Trust (NTRS) vs. Visa (V): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Revenue Growth (YoY)	-2.46%	14.76%
Revenue Growth (3Y CAGR)	6.15%	12.02%
EPS Growth (YoY)	-10.54%	20.78%
EPS Growth (3Y CAGR)	12.49%	14.16%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Northern Trust (NTRS) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Northern Trust (NTRS) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Current Ratio (MRQ)	--	--
Debt / Equity (MRQ)	--	--
Net Debt / EBITDA	--	--

Dividends

Dividend Yield (TTM)

Both Northern Trust (NTRS) at 1.91% and Visa (V) at 0.66% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

NTRS

Financial Services industry group

1.91%

Max: 9.77%
Q3: 3.92%
NTRS: 1.91%
Median: 1.09%
Q1: 0.00%
Min: 0.00%

V

Financial Services industry group

0.66%

Max: 9.77%
Q3: 3.92%
Median: 1.09%
V: 0.66%
Q1: 0.00%
Min: 0.00%

Northern Trust (NTRS) vs. Visa (V): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Northern Trust (NTRS) at 25.73% and Visa (V) at 21.75% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

NTRS

Financial Services industry group

25.73%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
NTRS: 25.73%
Q1: 0.00%
Min: 0.00%

V

Financial Services industry group

21.75%

Max: 241.07%
Q3: 97.36%
Median: 25.77%
V: 21.75%
Q1: 0.00%
Min: 0.00%

Northern Trust (NTRS) vs. Visa (V): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividend Metrics

Dividend metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
Dividend Yield (TTM)	1.91%	0.66%
Dividend Payout Ratio (TTM)	25.73%	21.75%

Valuation

P/E Ratio (TTM)

Northern Trust (NTRS) at 13.55 is near its industry’s usual P/E ratio, while Visa (V) at 34.31 sits in the richer quartile — V needs stronger growth or earnings quality to justify the premium.

NTRS

Financial Services industry group

13.55

Max: 45.85
Q3: 24.64
Median: 15.37
NTRS: 13.55
Q1: 9.68
Min: 0.16

V

Financial Services industry group

34.31

Max: 45.85
V: 34.31
Q3: 24.64
Median: 15.37
Q1: 9.68
Min: 0.16

Northern Trust (NTRS) vs. Visa (V): A comparison of their P/E ratio against the Financial Services industry group benchmark.

P/S Ratio (TTM)

Northern Trust (NTRS) at 3.35 prices around its industry’s typical P/S ratio, while Visa (V) at 17.18 clears its benchmark range — V looks notably rich on sales.

NTRS

Financial Services industry group

3.35

Max: 9.23
Q3: 4.57
NTRS: 3.35
Median: 2.72
Q1: 1.28
Min: -0.55

V

Financial Services industry group

17.18

V: 17.18
Max: 9.23
Q3: 4.57
Median: 2.72
Q1: 1.28
Min: -0.55

Northern Trust (NTRS) vs. Visa (V): A comparison of their P/S ratio against the Financial Services industry group benchmark.

P/B Ratio (MRQ)

Northern Trust (NTRS) at 2.51 sits near its industry’s typical P/B ratio, while Visa (V) at 22.05 prices above its benchmark range — V looks rich relative to book.

NTRS

Financial Services industry group

2.51

Max: 7.79
Q3: 3.63
NTRS: 2.51
Median: 1.57
Q1: 0.81
Min: -0.39

V

Financial Services industry group

22.05

V: 22.05
Max: 7.79
Q3: 3.63
Median: 1.57
Q1: 0.81
Min: -0.39

Northern Trust (NTRS) vs. Visa (V): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation Metrics

Valuation metrics for Northern Trust (NTRS) and Visa (V)
Metric	NTRS	V
P/E Ratio (TTM)	13.55	34.31
P/S Ratio (TTM)	3.35	17.18
P/B Ratio (MRQ)	2.51	22.05
Free Cash Flow Yield (TTM)	--	--