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Northern Trust (NTRS) Stock Analysis

This is a peer-relative look at Northern Trust (NTRS): its performance, risk, profitability, growth, financial strength, dividend, and valuation are each measured against its Financial Services peers, so every number reads in context rather than in isolation.

Company Profile

Company profile fields for Northern Trust (NTRS)
Profile ItemNTRS
NameNorthern Trust Corporation
Country/RegionUnited States
GICS SectorFinancials
GICS Industry GroupFinancial Services
GICS IndustryCapital Markets
GICS Sub-IndustryAsset Management & Custody Banks
Market Capitalization31.29 billion USD
CurrencyUSD
ExchangeNasdaq
Listing DateMarch 17, 1980
Security TypeCommon Stock

Price Performance

Cumulative Growth

NTRS
GSPC
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Northern Trust (NTRS) vs. S&P 500 (GSPC): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Northern Trust (NTRS) and S&P 500 (GSPC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Northern Trust (NTRS) and S&P 500 (GSPC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Total Return (1Y)39.45%1.90%
Total Return (3Y, Annualized)40.68%12.71%
Total Return (5Y, Annualized)11.05%2.81%

Risk Profile

Drawdown History

NTRS
GSPC
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Northern Trust (NTRS) vs. S&P 500 (GSPC): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Northern Trust (NTRS) and S&P 500 (GSPC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Volatility (1Y, Annualized)24.90%36.24%
Beta (5Y)1.181.04
Max Drawdown (5Y)-50.03%-48.56%

Risk-Adjusted Performance

Risk-Return Positioning

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Each dot is a stock plotted by 1-year volatility (risk) and 1-year return. NTRS is highlighted; the dashed line is the Capital Allocation Line from the risk-free rate through the industry median — dots above it are stronger on a risk-adjusted basis.

Risk-Adjusted Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Sharpe Ratio (1Y)1.41-0.09
Sortino Ratio (1Y)2.17-0.13

Profitability

ROE (TTM)

Northern Trust (NTRS) posts ROE of 18.44%, roughly around the peer group’s normal range. Shareholders’ equity is producing a return that looks broadly typical for the industry.

NTRS

Financial Services industry group

18.44%

Group distribution
Max
44.78%
Q3
21.85%
NTRS
18.44%
Median
12.91%
Q1
4.48%
Min
-18.71%
Largest peers
MA
231.37%
V
63.51%
NTRS
18.44%
MS
18.04%
GS
17.71%
BRK.A
12.12%
BRK.B
12.12%
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Where Northern Trust (NTRS) stands on ROE within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Net Margin (TTM)

Northern Trust (NTRS) keeps 26.00% of revenue as net profit, roughly in line with the peer group’s normal net margin range. Its full cost stack is taking a typical share of sales for the industry.

NTRS

Financial Services industry group

26.00%

Group distribution
Max
62.84%
Q3
28.05%
NTRS
26.00%
Median
15.36%
Q1
4.82%
Min
-28.52%
Largest peers
V
51.20%
MA
46.73%
GS
31.21%
NTRS
26.00%
MS
25.63%
BRK.A
22.30%
BRK.B
22.30%
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Where Northern Trust (NTRS) stands on net margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Operating Margin (TTM)

Northern Trust (NTRS) turns 34.80% of revenue into operating profit, roughly in line with the peer group’s normal operating margin range. Its core cost structure looks typical for the industry.

NTRS

Financial Services industry group

34.80%

Group distribution
Max
107.33%
Q3
55.90%
NTRS
34.80%
Median
30.09%
Q1
14.60%
Min
-44.34%
Largest peers
V
63.73%
MA
60.53%
MS
39.00%
GS
38.37%
NTRS
34.80%
BRK.A
32.56%
BRK.B
32.56%
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Where Northern Trust (NTRS) stands on operating margin within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Profitability Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
ROE (TTM)18.44%12.91%
ROA (TTM)1.44%3.60%
Net Margin (TTM)26.00%15.36%
Operating Margin (TTM)34.80%30.09%
Gross Margin (TTM)----

Growth

Revenue Growth

Northern Trust (NTRS) grew revenue -2.46%, in the lower peer quartile. The top line is expanding more slowly than at most peers, which can reflect softer demand, lost share, or weaker pricing.

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Northern Trust (NTRS): Revenue Growth across different time periods, set against Financial Services industry-group medians.

EPS Growth

Northern Trust (NTRS) grew earnings per share -10.54%, roughly around the peer group's normal range. Bottom-line momentum looks broadly typical for the industry.

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Northern Trust (NTRS): EPS Growth across different time periods, set against Financial Services industry-group medians.

Growth Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Revenue Growth (YoY)-2.46%9.46%
Revenue Growth (3Y CAGR)6.15%10.90%
EPS Growth (YoY)-10.54%7.46%
EPS Growth (3Y CAGR)12.49%13.04%

Financial Strength

Current Ratio (MRQ)

current ratio is set aside for Northern Trust (NTRS) in Financial Services: these balance sheets are not best read through a current/non-current split, so regulatory, funding, or liquidity-coverage measures usually matter more.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for Northern Trust (NTRS) in Financial Services: leverage is part of the business model itself, so capital adequacy, funding mix, and regulatory measures are usually better risk gauges.

Financial Strength Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Northern Trust (NTRS) has dividend yield of 1.91%, in the industry’s normal income range. It provides a meaningful dividend without the red flag of an unusually high headline yield.

NTRS

Financial Services industry group

1.91%

Group distribution
Max
9.77%
Q3
3.92%
NTRS
1.91%
Median
1.09%
Q1
0.00%
Min
0.00%
Largest peers
MS
2.40%
GS
2.07%
NTRS
1.91%
V
0.66%
MA
0.53%
BRK.A
0.00%
BRK.B
0.00%
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Where Northern Trust (NTRS) stands on dividend yield within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Payout Ratio (TTM)

Northern Trust (NTRS) has payout ratio of 25.73%, within the industry’s typical payout band. The dividend shares profits with investors while leaving earnings coverage that looks normal for the peer group.

NTRS

Financial Services industry group

25.73%

Group distribution
Max
241.07%
Q3
97.36%
Median
25.77%
NTRS
25.73%
Q1
0.00%
Min
0.00%
Largest peers
MS
32.91%
GS
25.88%
NTRS
25.73%
V
21.75%
MA
17.63%
BRK.A
0.00%
BRK.B
0.00%
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Where Northern Trust (NTRS) stands on payout ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Dividend Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
Dividend Yield (TTM)1.91%1.09%
Dividend Payout Ratio (TTM)25.73%25.77%

Valuation

P/E Ratio (TTM)

Northern Trust (NTRS) trades at P/E ratio of 13.55, near the industry’s usual earnings multiple. The stock is not showing a clear peer discount or premium on trailing earnings.

NTRS

Financial Services industry group

13.55

Group distribution
Max
45.85
Q3
24.64
Median
15.37
NTRS
13.55
Q1
9.68
Min
0.16
Largest peers
V
34.31
MA
34.15
MS
14.39
BRK.A
14.36
BRK.B
14.36
NTRS
13.55
GS
12.45
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Where Northern Trust (NTRS) stands on P/E ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/S Ratio (TTM)

Northern Trust (NTRS) trades at 3.35 on P/S ratio, roughly in the peer group’s normal range. The market is not making a strong cheap-or-rich statement about its revenue base.

NTRS

Financial Services industry group

3.35

Group distribution
Max
9.23
Q3
4.57
NTRS
3.35
Median
2.72
Q1
1.28
Min
-0.55
Largest peers
V
17.18
MA
15.67
MS
3.55
GS
3.52
NTRS
3.35
BRK.A
3.18
BRK.B
3.18
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Where Northern Trust (NTRS) stands on P/S ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

P/B Ratio (MRQ)

Northern Trust (NTRS) trades at 2.51 on P/B ratio, roughly in line with the industry’s normal price-to-book range. Its balance sheet is not being priced at a clear discount or premium versus peers.

NTRS

Financial Services industry group

2.51

Group distribution
Max
7.79
Q3
3.63
NTRS
2.51
Median
1.57
Q1
0.81
Min
-0.39
Largest peers
MA
84.30
V
22.05
MS
2.65
NTRS
2.51
GS
2.36
BRK.A
1.72
BRK.B
0.00
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Where Northern Trust (NTRS) stands on P/B ratio within its Financial Services peer group — the box is the group’s distribution and the dots its largest members.

Valuation Metrics

Northern Trust (NTRS) metric values compared with Financial Services industry-group medians
MetricCurrent stock: NTRSIndustry group median
P/E Ratio (TTM)13.5515.37
P/S Ratio (TTM)3.352.72
P/B Ratio (MRQ)2.511.57
Free Cash Flow Yield (TTM)----