NMR vs. SYF: Nomura vs. Synchrony Financial Stock Comparison
How do Nomura (NMR) and Synchrony Financial (SYF) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Nomura (NMR) and Synchrony Financial (SYF) both fall under the Financial Services industry group, but NMR is classified in Capital Markets while SYF is classified in Consumer Finance.
Synchrony Financial (SYF) trades as ordinary local shares, while Nomura (NMR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | NMR | SYF |
|---|---|---|
| Name | Nomura Holdings, Inc. Sponsored ADR | Synchrony Financial |
| Country/Region | Japan | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Consumer Finance |
| GICS Sub-Industry | Investment Banking & Brokerage | Consumer Finance |
| Market Capitalization | 27.53 billion USD | 23.99 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 17, 2001 | July 31, 2014 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | NMR | SYF |
|---|---|---|
| Total Return (1Y) | 35.42% | 2.84% |
| Total Return (3Y, Annualized) | 37.86% | 39.02% |
| Total Return (5Y, Annualized) | 18.78% | 10.89% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | NMR | SYF |
|---|---|---|
| Volatility (1Y, Annualized) | 29.52% | 31.32% |
| Beta (5Y) | 0.79 | 1.40 |
| Max Drawdown (5Y) | -38.40% | -44.60% |
| Avg. Volume (3M) | 789.26K | 3.37M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | NMR | SYF |
|---|---|---|
| Sharpe Ratio (1Y) | 1.06 | -0.05 |
| Sortino Ratio (1Y) | 1.55 | -0.06 |
Profitability
ROE (TTM)
Both Nomura (NMR) at 11.51% and Synchrony Financial (SYF) at 19.83% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
NMR
Financial Services industry group
11.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- NMR
- 11.51%
- Q1
- 4.48%
- Min
- -18.71%
SYF
Financial Services industry group
19.83%
- Max
- 44.78%
- Q3
- 21.85%
- SYF
- 19.83%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Synchrony Financial (SYF) at 34.07% retains a top-quartile share of revenue as profit, ahead of Nomura (NMR) at 17.12%, which keeps about the industry-typical share.
NMR
Financial Services industry group
17.12%
- Max
- 62.84%
- Q3
- 28.05%
- NMR
- 17.12%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
SYF
Financial Services industry group
34.07%
- Max
- 62.84%
- SYF
- 34.07%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Nomura (NMR) at 24.36% and Synchrony Financial (SYF) at 49.84% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
NMR
Financial Services industry group
24.36%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- NMR
- 24.36%
- Q1
- 14.60%
- Min
- -44.34%
SYF
Financial Services industry group
49.84%
- Max
- 107.33%
- Q3
- 55.90%
- SYF
- 49.84%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | NMR | SYF |
|---|---|---|
| ROE (TTM) | 11.51% | 19.83% |
| ROA (TTM) | 0.68% | 2.78% |
| Net Margin (TTM) | 17.12% | 34.07% |
| Operating Margin (TTM) | 24.36% | 49.84% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Nomura (NMR) at 10.80% is around its peer norm for revenue growth, while Synchrony Financial (SYF) at -0.50% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Nomura (NMR) at 7.17% and Synchrony Financial (SYF) at 8.54% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | NMR | SYF |
|---|---|---|
| Revenue Growth (YoY) | 10.80% | -0.50% |
| Revenue Growth (3Y CAGR) | 17.17% | 8.67% |
| EPS Growth (YoY) | 7.17% | 8.54% |
| EPS Growth (3Y CAGR) | 58.75% | 14.70% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Nomura (NMR) in Financial Services and Synchrony Financial (SYF) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Nomura (NMR) in Financial Services and Synchrony Financial (SYF) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | NMR | SYF |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Synchrony Financial (SYF) at 1.67% pays an industry-typical yield; Nomura (NMR) at 620.40% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
NMR
Financial Services industry group
620.40%
- NMR
- 620.40%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
1.67%
- Max
- 9.77%
- Q3
- 3.92%
- SYF
- 1.67%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Nomura (NMR) at 16.85% and Synchrony Financial (SYF) at 12.94% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
NMR
Financial Services industry group
16.85%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- NMR
- 16.85%
- Q1
- 0.00%
- Min
- 0.00%
SYF
Financial Services industry group
12.94%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- SYF
- 12.94%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | NMR | SYF |
|---|---|---|
| Dividend Yield (TTM) | 620.40% | 1.67% |
| Dividend Payout Ratio (TTM) | 16.85% | 12.94% |
Valuation
P/E Ratio (TTM)
Synchrony Financial (SYF) at 7.70 sits in the cheaper P/E ratio quartile, while Nomura (NMR) at 10.83 is closer to its industry’s usual earnings multiple — a discount for SYF, though growth and earnings durability still matter.
NMR
Financial Services industry group
10.83
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- NMR
- 10.83
- Q1
- 9.68
- Min
- 0.16
SYF
Financial Services industry group
7.70
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- SYF
- 7.70
- Min
- 0.16
P/S Ratio (TTM)
Nomura (NMR) at 0.01 sits in the cheaper P/S ratio quartile while Synchrony Financial (SYF) at 2.45 prices around its industry’s middle — NMR costs less per dollar of sales, though read it alongside growth and margins.
NMR
Financial Services industry group
0.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- NMR
- 0.01
- Min
- -0.55
SYF
Financial Services industry group
2.45
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- SYF
- 2.45
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
On P/B ratio, both Nomura (NMR) at 1.15 and Synchrony Financial (SYF) at 1.55 are valued close to their industries’ norm against book — neither stands out from peers.
NMR
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- NMR
- 1.15
- Q1
- 0.81
- Min
- -0.39
SYF
Financial Services industry group
1.55
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- SYF
- 1.55
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | NMR | SYF |
|---|---|---|
| P/E Ratio (TTM) | 10.83 | 7.70 |
| P/S Ratio (TTM) | 0.01 | 2.45 |
| P/B Ratio (MRQ) | 1.15 | 1.55 |
| Free Cash Flow Yield (TTM) | -- | -- |