MKL vs. PUK: Markel vs. Prudential Stock Comparison
How do Markel (MKL) and Prudential (PUK) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Markel (MKL) and Prudential (PUK) both belong to the Insurance industry, though MKL is classified under Property & Casualty Insurance while PUK falls under Life & Health Insurance.
Markel (MKL) trades as ordinary local shares, while Prudential (PUK) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | MKL | PUK |
|---|---|---|
| Name | Markel Group Inc. | Prudential plc ADR |
| Country/Region | United States | Hong Kong |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Property & Casualty Insurance | Life & Health Insurance |
| Market Capitalization | 23.71 billion USD | 30.28 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | December 12, 1986 | June 29, 2000 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MKL | PUK |
|---|---|---|
| Total Return (1Y) | -4.35% | -7.39% |
| Total Return (3Y, Annualized) | 13.21% | 8.09% |
| Total Return (5Y, Annualized) | 8.36% | -6.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Prudential (PUK) trades around 1.21M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | MKL | PUK |
|---|---|---|
| Volatility (1Y, Annualized) | 18.61% | 29.81% |
| Beta (5Y) | 0.57 | 0.64 |
| Max Drawdown (5Y) | -28.87% | -62.24% |
| Avg. Volume (3M) | 66.79K | 1.21M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MKL | PUK |
|---|---|---|
| Sharpe Ratio (1Y) | -0.46 | -0.39 |
| Sortino Ratio (1Y) | -0.60 | -0.54 |
Profitability
ROE (TTM)
Both Markel (MKL) at 9.75% and Prudential (PUK) at 18.74% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
MKL
Insurance industry group
9.75%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MKL
- 9.75%
- Q1
- 8.79%
- Min
- -10.66%
PUK
Insurance industry group
18.74%
- Max
- 41.68%
- Q3
- 22.04%
- PUK
- 18.74%
- Median
- 14.81%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Prudential (PUK) at 25.49% retains a top-quartile share of revenue as profit, ahead of Markel (MKL) at 11.13%, which keeps about the industry-typical share.
MKL
Insurance industry group
11.13%
- Max
- 29.92%
- Q3
- 17.03%
- MKL
- 11.13%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
PUK
Insurance industry group
25.49%
- Max
- 29.92%
- PUK
- 25.49%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Markel (MKL) in Insurance and Prudential (PUK) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MKL | PUK |
|---|---|---|
| ROE (TTM) | 9.75% | 18.74% |
| ROA (TTM) | 2.21% | 1.60% |
| Net Margin (TTM) | 11.13% | 25.49% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Prudential (PUK) at 68.98% delivers above-range revenue growth, while Markel (MKL) at -2.49% falls into the bottom quartile — a wide split in revenue momentum.
EPS Growth
Prudential (PUK) at 82.74% sits in the top EPS growth quartile, while Markel (MKL) at -15.10% is in the bottom quartile, showing a clear gap in earnings momentum.
Growth Metrics
| Metric | MKL | PUK |
|---|---|---|
| Revenue Growth (YoY) | -2.49% | 68.98% |
| Revenue Growth (3Y CAGR) | 11.40% | -- |
| EPS Growth (YoY) | -15.10% | 82.74% |
| EPS Growth (3Y CAGR) | -- | 61.41% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Markel (MKL) in Insurance and Prudential (PUK) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Markel (MKL) in Insurance and Prudential (PUK) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MKL | PUK |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential (PUK) reports a yield of 1.10%, ranking against industry peers normally.
MKL
Insurance industry group
0.00%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
1.10%
- Max
- 5.12%
- Q3
- 2.15%
- PUK
- 1.10%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Prudential (PUK) reports a payout of 18.71%, ranking against industry peers normally.
MKL
Insurance industry group
0.00%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
PUK
Insurance industry group
18.71%
- Max
- 76.67%
- Q3
- 35.18%
- PUK
- 18.71%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MKL | PUK |
|---|---|---|
| Dividend Yield (TTM) | 0.00% | 1.10% |
| Dividend Payout Ratio (TTM) | 0.00% | 18.71% |
Valuation
P/E Ratio (TTM)
Prudential (PUK) at 8.72 sits in the cheaper P/E ratio quartile, while Markel (MKL) at 13.80 is closer to its industry’s usual earnings multiple — a discount for PUK, though growth and earnings durability still matter.
MKL
Insurance industry group
13.80
- Max
- 28.37
- Q3
- 18.75
- MKL
- 13.80
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
PUK
Insurance industry group
8.72
- Max
- 28.37
- Q3
- 18.75
- Median
- 12.23
- Q1
- 9.08
- PUK
- 8.72
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Markel (MKL) at 1.47 and Prudential (PUK) at 2.12 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
MKL
Insurance industry group
1.47
- Max
- 4.03
- Q3
- 2.25
- MKL
- 1.47
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
PUK
Insurance industry group
2.12
- Max
- 4.03
- Q3
- 2.25
- PUK
- 2.12
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
Markel (MKL) at 1.28 sits near its industry’s typical P/B ratio, while Prudential (PUK) at 6.29 prices above its benchmark range — PUK looks rich relative to book.
MKL
Insurance industry group
1.28
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- MKL
- 1.28
- Q1
- 1.23
- Min
- 0.30
PUK
Insurance industry group
6.29
- PUK
- 6.29
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | MKL | PUK |
|---|---|---|
| P/E Ratio (TTM) | 13.80 | 8.72 |
| P/S Ratio (TTM) | 1.47 | 2.12 |
| P/B Ratio (MRQ) | 1.28 | 6.29 |
| Free Cash Flow Yield (TTM) | -- | -- |