MFG vs. WFC: Mizuho Financial vs. Wells Fargo Stock Comparison
How do Mizuho Financial (MFG) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Mizuho Financial (MFG) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Wells Fargo (WFC) trades as ordinary local shares, while Mizuho Financial (MFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | MFG | WFC |
|---|---|---|
| Name | Mizuho Financial Group, Inc. American Depositary Receipts | Wells Fargo & Company |
| Country/Region | Japan | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 113.48 billion USD | 251.98 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 8, 2006 | June 1, 1972 |
| Security Type | ADR | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MFG | WFC |
|---|---|---|
| Total Return (1Y) | 46.98% | 2.40% |
| Total Return (3Y, Annualized) | 47.92% | 31.75% |
| Total Return (5Y, Annualized) | 30.77% | 14.35% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MFG | WFC |
|---|---|---|
| Volatility (1Y, Annualized) | 33.78% | 26.11% |
| Beta (5Y) | 0.58 | 0.91 |
| Max Drawdown (5Y) | -28.34% | -37.10% |
| Avg. Volume (3M) | 3.45M | 14.10M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MFG | WFC |
|---|---|---|
| Sharpe Ratio (1Y) | 1.26 | -0.07 |
| Sortino Ratio (1Y) | 1.92 | -0.10 |
Profitability
ROE (TTM)
Both Mizuho Financial (MFG) at 12.49% and Wells Fargo (WFC) at 12.91% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
MFG
Banks industry group
12.49%
- Max
- 19.84%
- Q3
- 13.67%
- MFG
- 12.49%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
WFC
Banks industry group
12.91%
- Max
- 19.84%
- Q3
- 13.67%
- WFC
- 12.91%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Both Mizuho Financial (MFG) at 29.14% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
MFG
Banks industry group
29.14%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- MFG
- 29.14%
- Q1
- 27.11%
- Min
- 14.93%
WFC
Banks industry group
27.64%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- WFC
- 27.64%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MFG | WFC |
|---|---|---|
| ROE (TTM) | 12.49% | 12.91% |
| ROA (TTM) | 0.48% | 1.08% |
| Net Margin (TTM) | 29.14% | 27.64% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for MFG.
Growth Metrics
| Metric | MFG | WFC |
|---|---|---|
| Revenue Growth (YoY) | 15.82% | 1.70% |
| Revenue Growth (3Y CAGR) | 16.50% | 4.02% |
| EPS Growth (YoY) | 43.61% | 16.57% |
| EPS Growth (3Y CAGR) | 31.89% | 25.86% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MFG | WFC |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Wells Fargo (WFC) at 2.19% pays an industry-typical yield; Mizuho Financial (MFG) at 1,544.20% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
MFG
Banks industry group
1,544.20%
- MFG
- 1,544.20%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
WFC
Banks industry group
2.19%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- WFC
- 2.19%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Mizuho Financial (MFG) at 24.88% and Wells Fargo (WFC) at 26.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MFG
Banks industry group
24.88%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- MFG
- 24.88%
- Q1
- 18.98%
- Min
- 0.00%
WFC
Banks industry group
26.09%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- WFC
- 26.09%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | MFG | WFC |
|---|---|---|
| Dividend Yield (TTM) | 1,544.20% | 2.19% |
| Dividend Payout Ratio (TTM) | 24.88% | 26.09% |
Valuation
P/E Ratio (TTM)
Both Mizuho Financial (MFG) at 12.88 and Wells Fargo (WFC) at 11.84 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
MFG
Banks industry group
12.88
- Max
- 18.16
- Q3
- 13.75
- MFG
- 12.88
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
WFC
Banks industry group
11.84
- Max
- 18.16
- Q3
- 13.75
- WFC
- 11.84
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Mizuho Financial (MFG) at 1.57 is valued about in line with its industry on P/B ratio, while Wells Fargo (WFC) at 1.59 carries an above-peer premium to book — WFC is pricier on assets.
MFG
Banks industry group
1.57
- Max
- 2.28
- Q3
- 1.58
- MFG
- 1.57
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
WFC
Banks industry group
1.59
- Max
- 2.28
- WFC
- 1.59
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | MFG | WFC |
|---|---|---|
| P/E Ratio (TTM) | 12.88 | 11.84 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 1.57 | 1.59 |
| Free Cash Flow Yield (TTM) | -- | -- |