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MFG vs. WFC: Mizuho Financial vs. Wells Fargo Stock Comparison

How do Mizuho Financial (MFG) and Wells Fargo (WFC) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Mizuho Financial (MFG) and Wells Fargo (WFC) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Wells Fargo (WFC) trades as ordinary local shares, while Mizuho Financial (MFG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Company profile comparison for Mizuho Financial (MFG) and Wells Fargo (WFC)
Profile ItemMFGWFC
NameMizuho Financial Group, Inc. American Depositary ReceiptsWells Fargo & Company
Country/RegionJapanUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization113.48 billion USD251.98 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 8, 2006June 1, 1972
Security TypeADRCommon Stock

Price Performance

Cumulative Growth

MFG
WFC
GSPC
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Mizuho Financial (MFG) vs. Wells Fargo (WFC), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mizuho Financial (MFG) and Wells Fargo (WFC). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Mizuho Financial (MFG) and Wells Fargo (WFC). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Total Return (1Y)46.98%2.40%
Total Return (3Y, Annualized)47.92%31.75%
Total Return (5Y, Annualized)30.77%14.35%

Risk Profile

Drawdown History

MFG
WFC
GSPC
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Mizuho Financial (MFG) vs. Wells Fargo (WFC), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Mizuho Financial (MFG) and Wells Fargo (WFC). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Volatility (1Y, Annualized)33.78%26.11%
Beta (5Y)0.580.91
Max Drawdown (5Y)-28.34%-37.10%
Avg. Volume (3M)3.45M14.10M

Risk-Adjusted Performance

Risk-Return Positioning

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MFG and WFC are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Sharpe Ratio (1Y)1.26-0.07
Sortino Ratio (1Y)1.92-0.10

Profitability

ROE (TTM)

Both Mizuho Financial (MFG) at 12.49% and Wells Fargo (WFC) at 12.91% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.

MFG

Banks industry group

12.49%

Max
19.84%
Q3
13.67%
MFG
12.49%
Median
11.49%
Q1
9.50%
Min
3.64%

WFC

Banks industry group

12.91%

Max
19.84%
Q3
13.67%
WFC
12.91%
Median
11.49%
Q1
9.50%
Min
3.64%
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their ROE against the Banks industry group benchmark.

Net Margin (TTM)

Both Mizuho Financial (MFG) at 29.14% and Wells Fargo (WFC) at 27.64% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.

MFG

Banks industry group

29.14%

Max
47.19%
Q3
35.25%
Median
31.21%
MFG
29.14%
Q1
27.11%
Min
14.93%

WFC

Banks industry group

27.64%

Max
47.19%
Q3
35.25%
Median
31.21%
WFC
27.64%
Q1
27.11%
Min
14.93%
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
ROE (TTM)12.49%12.91%
ROA (TTM)0.48%1.08%
Net Margin (TTM)29.14%27.64%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while Wells Fargo (WFC) at 1.70% drops into the bottom quartile, signaling weaker demand or pricing momentum.

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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while Wells Fargo (WFC) at 16.57% is closer to the peer norm — faster per-share earnings growth for MFG.

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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Revenue Growth (YoY)15.82%1.70%
Revenue Growth (3Y CAGR)16.50%4.02%
EPS Growth (YoY)43.61%16.57%
EPS Growth (3Y CAGR)31.89%25.86%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Wells Fargo (WFC) at 2.19% pays an industry-typical yield; Mizuho Financial (MFG) at 1,544.20% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.

MFG

Banks industry group

1,544.20%

MFG
1,544.20%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

WFC

Banks industry group

2.19%

Max
5.79%
Q3
3.18%
Median
2.39%
WFC
2.19%
Q1
1.20%
Min
0.00%
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mizuho Financial (MFG) at 24.88% and Wells Fargo (WFC) at 26.09% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MFG

Banks industry group

24.88%

Max
70.75%
Q3
41.28%
Median
29.26%
MFG
24.88%
Q1
18.98%
Min
0.00%

WFC

Banks industry group

26.09%

Max
70.75%
Q3
41.28%
Median
29.26%
WFC
26.09%
Q1
18.98%
Min
0.00%
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
Dividend Yield (TTM)1,544.20%2.19%
Dividend Payout Ratio (TTM)24.88%26.09%

Valuation

P/E Ratio (TTM)

Both Mizuho Financial (MFG) at 12.88 and Wells Fargo (WFC) at 11.84 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

MFG

Banks industry group

12.88

Max
18.16
Q3
13.75
MFG
12.88
Median
11.81
Q1
10.64
Min
6.49

WFC

Banks industry group

11.84

Max
18.16
Q3
13.75
WFC
11.84
Median
11.81
Q1
10.64
Min
6.49
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both Mizuho Financial (MFG) in Banks and Wells Fargo (WFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Mizuho Financial (MFG) at 1.57 is valued about in line with its industry on P/B ratio, while Wells Fargo (WFC) at 1.59 carries an above-peer premium to book — WFC is pricier on assets.

MFG

Banks industry group

1.57

Max
2.28
Q3
1.58
MFG
1.57
Median
1.32
Q1
1.10
Min
0.59

WFC

Banks industry group

1.59

Max
2.28
WFC
1.59
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59
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Mizuho Financial (MFG) vs. Wells Fargo (WFC): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for Mizuho Financial (MFG) and Wells Fargo (WFC)
MetricMFGWFC
P/E Ratio (TTM)12.8811.84
P/S Ratio (TTM)----
P/B Ratio (MRQ)1.571.59
Free Cash Flow Yield (TTM)----