MFC vs. MKL: Manulife Financial vs. Markel Stock Comparison
How do Manulife Financial (MFC) and Markel (MKL) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Manulife Financial (MFC) and Markel (MKL) both belong to the Insurance industry, though MFC is classified under Life & Health Insurance while MKL falls under Property & Casualty Insurance.
| Profile Item | MFC | MKL |
|---|---|---|
| Name | Manulife Financial Corporation | Markel Group Inc. |
| Country/Region | Canada | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Insurance | Insurance |
| GICS Industry | Insurance | Insurance |
| GICS Sub-Industry | Life & Health Insurance | Property & Casualty Insurance |
| Market Capitalization | 71.43 billion USD | 23.71 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | September 24, 1999 | December 12, 1986 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MFC | MKL |
|---|---|---|
| Total Return (1Y) | 36.28% | -4.35% |
| Total Return (3Y, Annualized) | 38.35% | 13.21% |
| Total Return (5Y, Annualized) | 22.50% | 8.36% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
Manulife Financial (MFC) trades around 1.92M shares per day on average, while Markel (MKL) sees only 66.79K — a volume gap that can matter for position sizing, exit liquidity, and order execution.
| Metric | MFC | MKL |
|---|---|---|
| Volatility (1Y, Annualized) | 20.87% | 18.61% |
| Beta (5Y) | 0.85 | 0.57 |
| Max Drawdown (5Y) | -26.99% | -28.87% |
| Avg. Volume (3M) | 1.92M | 66.79K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MFC | MKL |
|---|---|---|
| Sharpe Ratio (1Y) | 1.53 | -0.46 |
| Sortino Ratio (1Y) | 2.19 | -0.60 |
Profitability
ROE (TTM)
Both Manulife Financial (MFC) at 12.24% and Markel (MKL) at 9.75% land near their industries’ usual ROE ranges, so capital efficiency looks broadly in line with peers on both sides.
MFC
Insurance industry group
12.24%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MFC
- 12.24%
- Q1
- 8.79%
- Min
- -10.66%
MKL
Insurance industry group
9.75%
- Max
- 41.68%
- Q3
- 22.04%
- Median
- 14.81%
- MKL
- 9.75%
- Q1
- 8.79%
- Min
- -10.66%
Net Margin (TTM)
Manulife Financial (MFC) at 18.97% retains a top-quartile share of revenue as profit, ahead of Markel (MKL) at 11.13%, which keeps about the industry-typical share.
MFC
Insurance industry group
18.97%
- Max
- 29.92%
- MFC
- 18.97%
- Q3
- 17.03%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
MKL
Insurance industry group
11.13%
- Max
- 29.92%
- Q3
- 17.03%
- MKL
- 11.13%
- Median
- 10.97%
- Q1
- 6.21%
- Min
- -4.68%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for Manulife Financial (MFC) in Insurance and Markel (MKL) in Insurance, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | MFC | MKL |
|---|---|---|
| ROE (TTM) | 12.24% | 9.75% |
| ROA (TTM) | 0.59% | 2.21% |
| Net Margin (TTM) | 18.97% | 11.13% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Only one side can be read here: Markel (MKL) reports revenue growth of -2.49%, ranked against its industry; Manulife Financial (MFC) has no revenue growth figure this period.
EPS Growth
Manulife Financial (MFC) at 8.10% is around its peer norm for EPS growth, while Markel (MKL) at -15.10% drops into the bottom quartile, signaling weaker earnings momentum.
Growth Metrics
| Metric | MFC | MKL |
|---|---|---|
| Revenue Growth (YoY) | -- | -2.49% |
| Revenue Growth (3Y CAGR) | 29.95% | 11.40% |
| EPS Growth (YoY) | 8.10% | -15.10% |
| EPS Growth (3Y CAGR) | -5.86% | -- |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Manulife Financial (MFC) in Insurance and Markel (MKL) in Insurance both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Manulife Financial (MFC) in Insurance and Markel (MKL) in Insurance run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MFC | MKL |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Markel (MKL) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Manulife Financial (MFC) reports a yield of 4.32%, ranking against industry peers normally.
MFC
Insurance industry group
4.32%
- Max
- 5.12%
- MFC
- 4.32%
- Q3
- 2.15%
- Median
- 0.98%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 5.12%
- Q3
- 2.15%
- Median
- 0.98%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Markel (MKL) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Manulife Financial (MFC) reports a payout of 54.30%, ranking against industry peers normally.
MFC
Insurance industry group
54.30%
- Max
- 76.67%
- MFC
- 54.30%
- Q3
- 35.18%
- Median
- 14.74%
- Q1
- 0.00%
- Min
- 0.00%
MKL
Insurance industry group
0.00%
- Max
- 76.67%
- Q3
- 35.18%
- Median
- 14.74%
- MKL
- 0.00%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MFC | MKL |
|---|---|---|
| Dividend Yield (TTM) | 4.32% | 0.00% |
| Dividend Payout Ratio (TTM) | 54.30% | 0.00% |
Valuation
P/E Ratio (TTM)
Both Manulife Financial (MFC) at 17.23 and Markel (MKL) at 13.80 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
MFC
Insurance industry group
17.23
- Max
- 28.37
- Q3
- 18.75
- MFC
- 17.23
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
MKL
Insurance industry group
13.80
- Max
- 28.37
- Q3
- 18.75
- MKL
- 13.80
- Median
- 12.23
- Q1
- 9.08
- Min
- 2.32
P/S Ratio (TTM)
On P/S ratio, both Manulife Financial (MFC) at 2.11 and Markel (MKL) at 1.47 are priced roughly in line with their industries — neither looks cheap nor rich on a sales basis.
MFC
Insurance industry group
2.11
- Max
- 4.03
- Q3
- 2.25
- MFC
- 2.11
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
MKL
Insurance industry group
1.47
- Max
- 4.03
- Q3
- 2.25
- MKL
- 1.47
- Median
- 1.23
- Q1
- 0.85
- Min
- 0.07
P/B Ratio (MRQ)
On P/B ratio, both Manulife Financial (MFC) at 2.13 and Markel (MKL) at 1.28 are valued close to their industries’ norm against book — neither stands out from peers.
MFC
Insurance industry group
2.13
- Max
- 5.07
- Q3
- 2.79
- MFC
- 2.13
- Median
- 1.76
- Q1
- 1.23
- Min
- 0.30
MKL
Insurance industry group
1.28
- Max
- 5.07
- Q3
- 2.79
- Median
- 1.76
- MKL
- 1.28
- Q1
- 1.23
- Min
- 0.30
Valuation Metrics
| Metric | MFC | MKL |
|---|---|---|
| P/E Ratio (TTM) | 17.23 | 13.80 |
| P/S Ratio (TTM) | 2.11 | 1.47 |
| P/B Ratio (MRQ) | 2.13 | 1.28 |
| Free Cash Flow Yield (TTM) | -- | -- |