MCO vs. V: Moody's vs. Visa Stock Comparison
This page compares Moody's (MCO) with Visa (V) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.
Performance
Cumulative Growth
Trailing Returns
Performance at a Glance
| Metric | MCO | V |
|---|---|---|
| 1-Year Return | -6.12% | -12.51% |
Risk
Drawdown
Risk at a Glance
| Metric | MCO | V |
|---|---|---|
| 1-Year Volatility | 26.45% | 22.39% |
| Beta | 1.34 | 0.77 |
| 3-Month Avg. Volume | 1.08M | 7.40M |
Company Profile
Moody's (MCO) and Visa (V) both fall under the Financial Services industry group, but MCO is classified in Capital Markets while V is classified in Financial Services.
| Profile Item | MCO | V |
|---|---|---|
| Name | Moody's Corporation | Visa Inc. Class A |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Financial Services |
| GICS Sub-Industry | Financial Exchanges & Data | Transaction & Payment Processing Services |
| Market Capitalization | 78.23 billion USD | 613.10 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 31, 1994 | March 19, 2008 |
| Security Type | Common Stock | Common Stock |
Valuation
Price-to-Earnings Ratio (TTM)
Both Moody's (MCO) at 32.15 and Visa (V) at 28.08 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.
MCO
Financial Services industry group
32.15
- Max
- 47.33
- MCO
- 32.15
- Q3
- 25.83
- Median
- 14.56
- Q1
- 9.03
- Min
- 0.60
V
Financial Services industry group
28.08
- Max
- 47.33
- V
- 28.08
- Q3
- 25.83
- Median
- 14.56
- Q1
- 9.03
- Min
- 0.60
Price-to-Sales Ratio (TTM)
Investors are paying well above the peer range per dollar of sales for both Moody's (MCO) at 9.94 and Visa (V) at 14.25 — each P/S ratio clears its industry’s benchmark range.
MCO
Financial Services industry group
9.94
- MCO
- 9.94
- Max
- 9.45
- Q3
- 4.84
- Median
- 2.86
- Q1
- 1.48
- Min
- -1.12
V
Financial Services industry group
14.25
- V
- 14.25
- Max
- 9.45
- Q3
- 4.84
- Median
- 2.86
- Q1
- 1.48
- Min
- -1.12
Price-to-Book Ratio (MRQ)
Measured against book value, both Moody's (MCO) at 26.13 and Visa (V) at 17.29 look expensive — each P/B ratio sits above its industry’s benchmark range.
MCO
Financial Services industry group
26.13
- MCO
- 26.13
- Max
- 7.24
- Q3
- 3.50
- Median
- 1.63
- Q1
- 0.92
- Min
- 0.00
V
Financial Services industry group
17.29
- V
- 17.29
- Max
- 7.24
- Q3
- 3.50
- Median
- 1.63
- Q1
- 0.92
- Min
- 0.00
Valuation at a Glance
| Metric | MCO | V |
|---|---|---|
| Price-to-Earnings Ratio (TTM) | 32.15 | 28.08 |
| Price-to-Sales Ratio (TTM) | 9.94 | 14.25 |
| Price-to-Book Ratio (MRQ) | 26.13 | 17.29 |
| Free Cash Flow Yield | -- | -- |
Profitability
Return on Equity (TTM)
Both Moody's (MCO) at 71.36% and Visa (V) at 60.35% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.
MCO
Financial Services industry group
71.36%
- MCO
- 71.36%
- Max
- 42.17%
- Q3
- 21.40%
- Median
- 12.18%
- Q1
- 5.01%
- Min
- -18.74%
V
Financial Services industry group
60.35%
- V
- 60.35%
- Max
- 42.17%
- Q3
- 21.40%
- Median
- 12.18%
- Q1
- 5.01%
- Min
- -18.74%
Net Profit Margin (TTM)
For every dollar of sales, both Moody's (MCO) at 31.69% and Visa (V) at 51.68% retain more as net profit than most peers, landing in the top net margin quartile of their industries.
MCO
Financial Services industry group
31.69%
- Max
- 66.55%
- MCO
- 31.69%
- Q3
- 30.41%
- Median
- 16.58%
- Q1
- 4.49%
- Min
- -26.88%
V
Financial Services industry group
51.68%
- Max
- 66.55%
- V
- 51.68%
- Q3
- 30.41%
- Median
- 16.58%
- Q1
- 4.49%
- Min
- -26.88%
Operating Profit Margin (TTM)
Visa (V) at 67.35% operates in the top operating margin quartile, ahead of Moody's (MCO) at 45.74%, which runs around its industry’s norm.
MCO
Financial Services industry group
45.74%
- Max
- 95.95%
- Q3
- 50.01%
- MCO
- 45.74%
- Median
- 27.45%
- Q1
- 12.28%
- Min
- -36.26%
V
Financial Services industry group
67.35%
- Max
- 95.95%
- V
- 67.35%
- Q3
- 50.01%
- Median
- 27.45%
- Q1
- 12.28%
- Min
- -36.26%
Profitability at a Glance
| Metric | MCO | V |
|---|---|---|
| Return on Equity (TTM) | 71.36% | 60.35% |
| Return on Assets (TTM) | 14.82% | 19.19% |
| Net Profit Margin (TTM) | 31.69% | 51.68% |
| Operating Profit Margin (TTM) | 45.74% | 67.35% |
| Gross Profit Margin (TTM) | -- | -- |
Growth
Revenue Growth
Revenue Growth at a Glance
| Metric | MCO | V |
|---|---|---|
| 1-Year Revenue Growth | 8.89% | 11.34% |
| 3-Year Revenue CAGR | 12.17% | 10.92% |
EPS Growth
EPS Growth at a Glance
| Metric | MCO | V |
|---|---|---|
| 1-Year EPS Growth | 21.40% | 4.83% |
| 3-Year EPS CAGR | 22.48% | 13.37% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Moody's (MCO) in Financial Services and Visa (V) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt-to-Equity Ratio (MRQ)
debt-to-equity ratio is set aside for both: Moody's (MCO) in Financial Services and Visa (V) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength at a Glance
| Metric | MCO | V |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt-to-Equity Ratio (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Moody's (MCO) at 0.92% and Visa (V) at 0.83% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MCO
Financial Services industry group
0.92%
- Max
- 18.40%
- Q3
- 7.73%
- Median
- 1.93%
- MCO
- 0.92%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
0.83%
- Max
- 18.40%
- Q3
- 7.73%
- Median
- 1.93%
- V
- 0.83%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Moody's (MCO) at 27.62% and Visa (V) at 21.97% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MCO
Financial Services industry group
27.62%
- Max
- 228.57%
- Q3
- 95.72%
- MCO
- 27.62%
- Median
- 25.56%
- Q1
- 0.00%
- Min
- 0.00%
V
Financial Services industry group
21.97%
- Max
- 228.57%
- Q3
- 95.72%
- Median
- 25.56%
- V
- 21.97%
- Q1
- 0.00%
- Min
- 0.00%
Dividends at a Glance
| Metric | MCO | V |
|---|---|---|
| Dividend Yield (TTM) | 0.92% | 0.83% |
| Dividend Payout Ratio (TTM) | 27.62% | 21.97% |