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MA vs. MCO: Mastercard vs. Moody's Stock Comparison

This page compares Mastercard (MA) with Moody's (MCO) using performance and risk, profitability, financial strength, growth, dividends, and valuation metrics.

Performance

Cumulative Growth

MA
MCO
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Mastercard (MA) vs. Moody's (MCO): Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Mastercard (MA) and Moody's (MCO). Returns over one year are annualized.

Performance at a Glance

Performance metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
1-Year Return-16.36%-6.12%

Risk

Drawdown

MA
MCO
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Mastercard (MA) vs. Moody's (MCO): Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Risk at a Glance

Risk metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
1-Year Volatility22.38%26.45%
Beta0.741.34
3-Month Avg. Volume3.58M1.08M

Company Profile

Mastercard (MA) and Moody's (MCO) both fall under the Financial Services industry group, but MA is classified in Financial Services while MCO is classified in Capital Markets.

Company profile comparison for Mastercard (MA) and Moody's (MCO)
Profile ItemMAMCO
NameMastercard IncorporatedMoody's Corporation
Country/RegionUnited StatesUnited States
GICS SectorFinancialsFinancials
GICS Industry GroupFinancial ServicesFinancial Services
GICS IndustryFinancial ServicesCapital Markets
GICS Sub-IndustryTransaction & Payment Processing ServicesFinancial Exchanges & Data
Market Capitalization432.94 billion USD78.23 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateMay 25, 2006October 31, 1994
Security TypeCommon StockCommon Stock

Valuation

Price-to-Earnings Ratio (TTM)

Both Mastercard (MA) at 28.32 and Moody's (MCO) at 32.15 sit in the richer earnings-multiple quartile for P/E ratio, so investors are paying more for TTM earnings than they pay for typical peers.

MA

Financial Services industry group

28.32

Max
47.33
MA
28.32
Q3
25.83
Median
14.56
Q1
9.03
Min
0.60

MCO

Financial Services industry group

32.15

Max
47.33
MCO
32.15
Q3
25.83
Median
14.56
Q1
9.03
Min
0.60
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Mastercard (MA) vs. Moody's (MCO): A comparison of their P/E ratio against the Financial Services industry group benchmark.

Price-to-Sales Ratio (TTM)

Investors are paying well above the peer range per dollar of sales for both Mastercard (MA) at 12.76 and Moody's (MCO) at 9.94 — each P/S ratio clears its industry’s benchmark range.

MA

Financial Services industry group

12.76

MA
12.76
Max
9.45
Q3
4.84
Median
2.86
Q1
1.48
Min
-1.12

MCO

Financial Services industry group

9.94

MCO
9.94
Max
9.45
Q3
4.84
Median
2.86
Q1
1.48
Min
-1.12
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Mastercard (MA) vs. Moody's (MCO): A comparison of their P/S ratio against the Financial Services industry group benchmark.

Price-to-Book Ratio (MRQ)

Measured against book value, both Mastercard (MA) at 64.68 and Moody's (MCO) at 26.13 look expensive — each P/B ratio sits above its industry’s benchmark range.

MA

Financial Services industry group

64.68

MA
64.68
Max
7.24
Q3
3.50
Median
1.63
Q1
0.92
Min
0.00

MCO

Financial Services industry group

26.13

MCO
26.13
Max
7.24
Q3
3.50
Median
1.63
Q1
0.92
Min
0.00
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Mastercard (MA) vs. Moody's (MCO): A comparison of their P/B ratio against the Financial Services industry group benchmark.

Valuation at a Glance

Valuation metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
Price-to-Earnings Ratio (TTM)28.3232.15
Price-to-Sales Ratio (TTM)12.769.94
Price-to-Book Ratio (MRQ)64.6826.13
Free Cash Flow Yield----

Profitability

Return on Equity (TTM)

Both Mastercard (MA) at 232.08% and Moody's (MCO) at 71.36% turn shareholders’ equity into profit at rates above their industry benchmark ranges for ROE. That is a strong capital-efficiency signal, though leverage and the equity base still matter.

MA

Financial Services industry group

232.08%

MA
232.08%
Max
42.17%
Q3
21.40%
Median
12.18%
Q1
5.01%
Min
-18.74%

MCO

Financial Services industry group

71.36%

MCO
71.36%
Max
42.17%
Q3
21.40%
Median
12.18%
Q1
5.01%
Min
-18.74%
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Mastercard (MA) vs. Moody's (MCO): A comparison of their ROE against the Financial Services industry group benchmark.

Net Profit Margin (TTM)

For every dollar of sales, both Mastercard (MA) at 45.88% and Moody's (MCO) at 31.69% retain more as net profit than most peers, landing in the top net margin quartile of their industries.

MA

Financial Services industry group

45.88%

Max
66.55%
MA
45.88%
Q3
30.41%
Median
16.58%
Q1
4.49%
Min
-26.88%

MCO

Financial Services industry group

31.69%

Max
66.55%
MCO
31.69%
Q3
30.41%
Median
16.58%
Q1
4.49%
Min
-26.88%
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Mastercard (MA) vs. Moody's (MCO): A comparison of their net margin against the Financial Services industry group benchmark.

Operating Profit Margin (TTM)

Mastercard (MA) at 60.84% operates in the top operating margin quartile, ahead of Moody's (MCO) at 45.74%, which runs around its industry’s norm.

MA

Financial Services industry group

60.84%

Max
95.95%
MA
60.84%
Q3
50.01%
Median
27.45%
Q1
12.28%
Min
-36.26%

MCO

Financial Services industry group

45.74%

Max
95.95%
Q3
50.01%
MCO
45.74%
Median
27.45%
Q1
12.28%
Min
-36.26%
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Mastercard (MA) vs. Moody's (MCO): A comparison of their operating margin against the Financial Services industry group benchmark.

Profitability at a Glance

Profitability metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
Return on Equity (TTM)232.08%71.36%
Return on Assets (TTM)25.03%14.82%
Net Profit Margin (TTM)45.88%31.69%
Operating Profit Margin (TTM)60.84%45.74%
Gross Profit Margin (TTM)----

Growth

Revenue Growth

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Mastercard (MA) vs. Moody's (MCO): A comparison of their Revenue Growth across different time periods.

Revenue Growth at a Glance

Revenue growth metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
1-Year Revenue Growth16.42%8.89%
3-Year Revenue CAGR13.82%12.17%

EPS Growth

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Mastercard (MA) vs. Moody's (MCO): A comparison of their EPS Growth across different time periods.

EPS Growth at a Glance

EPS growth metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
1-Year EPS Growth18.93%21.40%
3-Year EPS CAGR17.36%22.48%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and Moody's (MCO) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt-to-Equity Ratio (MRQ)

debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and Moody's (MCO) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength at a Glance

Financial strength metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
Current Ratio (MRQ)----
Debt-to-Equity Ratio (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both Mastercard (MA) at 0.71% and Moody's (MCO) at 0.92% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.

MA

Financial Services industry group

0.71%

Max
18.40%
Q3
7.73%
Median
1.93%
MA
0.71%
Q1
0.00%
Min
0.00%

MCO

Financial Services industry group

0.92%

Max
18.40%
Q3
7.73%
Median
1.93%
MCO
0.92%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. Moody's (MCO): A comparison of their dividend yield against the Financial Services industry group benchmark.

Dividend Payout Ratio (TTM)

Both Mastercard (MA) at 18.23% and Moody's (MCO) at 27.62% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

MA

Financial Services industry group

18.23%

Max
228.57%
Q3
95.72%
Median
25.56%
MA
18.23%
Q1
0.00%
Min
0.00%

MCO

Financial Services industry group

27.62%

Max
228.57%
Q3
95.72%
MCO
27.62%
Median
25.56%
Q1
0.00%
Min
0.00%
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Mastercard (MA) vs. Moody's (MCO): A comparison of their payout ratio against the Financial Services industry group benchmark.

Dividends at a Glance

Dividend metrics for Mastercard (MA) and Moody's (MCO)
MetricMAMCO
Dividend Yield (TTM)0.71%0.92%
Dividend Payout Ratio (TTM)18.23%27.62%