MCO vs. STT: Moody's vs. State Street Stock Comparison
How do Moody's (MCO) and State Street (STT) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Moody's (MCO) and State Street (STT) both belong to the Capital Markets industry, though MCO is classified under Financial Exchanges & Data while STT falls under Asset Management & Custody Banks.
| Profile Item | MCO | STT |
|---|---|---|
| Name | Moody's Corporation | State Street Corporation Common Stock |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Capital Markets | Capital Markets |
| GICS Sub-Industry | Financial Exchanges & Data | Asset Management & Custody Banks |
| Market Capitalization | 87.19 billion USD | 45.05 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | October 31, 1994 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MCO | STT |
|---|---|---|
| Total Return (1Y) | 5.02% | 49.16% |
| Total Return (3Y, Annualized) | 15.27% | 41.54% |
| Total Return (5Y, Annualized) | 6.21% | 16.00% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MCO | STT |
|---|---|---|
| Volatility (1Y, Annualized) | 28.61% | 25.01% |
| Beta (5Y) | 1.28 | 1.36 |
| Max Drawdown (5Y) | -40.93% | -41.45% |
| Avg. Volume (3M) | 817.57K | 1.85M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MCO | STT |
|---|---|---|
| Sharpe Ratio (1Y) | 0.03 | 1.79 |
| Sortino Ratio (1Y) | 0.04 | 2.61 |
Profitability
ROE (TTM)
Moody's (MCO) at 76.74% clears its industry range for ROE, a sharper capital-efficiency signal than State Street (STT) at 13.08%, which is closer to a typical peer reading.
MCO
Financial Services industry group
76.74%
- MCO
- 76.74%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
STT
Financial Services industry group
13.08%
- Max
- 44.78%
- Q3
- 21.85%
- STT
- 13.08%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Moody's (MCO) at 35.26% retains a top-quartile share of revenue as profit, ahead of State Street (STT) at 23.78%, which keeps about the industry-typical share.
MCO
Financial Services industry group
35.26%
- Max
- 62.84%
- MCO
- 35.26%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
STT
Financial Services industry group
23.78%
- Max
- 62.84%
- Q3
- 28.05%
- STT
- 23.78%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Moody's (MCO) at 46.27% and State Street (STT) at 34.63% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
MCO
Financial Services industry group
46.27%
- Max
- 107.33%
- Q3
- 55.90%
- MCO
- 46.27%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
STT
Financial Services industry group
34.63%
- Max
- 107.33%
- Q3
- 55.90%
- STT
- 34.63%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | MCO | STT |
|---|---|---|
| ROE (TTM) | 76.74% | 13.08% |
| ROA (TTM) | 15.56% | 0.95% |
| Net Margin (TTM) | 35.26% | 23.78% |
| Operating Margin (TTM) | 46.27% | 34.63% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Moody's (MCO) at 8.89% and State Street (STT) at 8.10% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Moody's (MCO) at 21.40% and State Street (STT) at 14.49% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | MCO | STT |
|---|---|---|
| Revenue Growth (YoY) | 8.89% | 8.10% |
| Revenue Growth (3Y CAGR) | 12.17% | 4.82% |
| EPS Growth (YoY) | 21.40% | 14.49% |
| EPS Growth (3Y CAGR) | 22.48% | 9.35% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Moody's (MCO) in Financial Services and State Street (STT) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Moody's (MCO) in Financial Services and State Street (STT) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MCO | STT |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Moody's (MCO) at 0.78% and State Street (STT) at 2.08% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
MCO
Financial Services industry group
0.78%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- MCO
- 0.78%
- Q1
- 0.00%
- Min
- 0.00%
STT
Financial Services industry group
2.08%
- Max
- 9.77%
- Q3
- 3.92%
- STT
- 2.08%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Moody's (MCO) at 24.59% and State Street (STT) at 28.10% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MCO
Financial Services industry group
24.59%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- MCO
- 24.59%
- Q1
- 0.00%
- Min
- 0.00%
STT
Financial Services industry group
28.10%
- Max
- 241.07%
- Q3
- 97.36%
- STT
- 28.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MCO | STT |
|---|---|---|
| Dividend Yield (TTM) | 0.78% | 2.08% |
| Dividend Payout Ratio (TTM) | 24.59% | 28.10% |
Valuation
P/E Ratio (TTM)
State Street (STT) at 13.53 is near its industry’s usual P/E ratio, while Moody's (MCO) at 30.85 sits in the richer quartile — MCO needs stronger growth or earnings quality to justify the premium.
MCO
Financial Services industry group
30.85
- Max
- 45.85
- MCO
- 30.85
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
STT
Financial Services industry group
13.53
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- STT
- 13.53
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
State Street (STT) at 2.91 prices around its industry’s typical P/S ratio, while Moody's (MCO) at 10.66 clears its benchmark range — MCO looks notably rich on sales.
MCO
Financial Services industry group
10.66
- MCO
- 10.66
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
STT
Financial Services industry group
2.91
- Max
- 9.23
- Q3
- 4.57
- STT
- 2.91
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
State Street (STT) at 1.83 sits near its industry’s typical P/B ratio, while Moody's (MCO) at 26.68 prices above its benchmark range — MCO looks rich relative to book.
MCO
Financial Services industry group
26.68
- MCO
- 26.68
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
STT
Financial Services industry group
1.83
- Max
- 7.79
- Q3
- 3.63
- STT
- 1.83
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | MCO | STT |
|---|---|---|
| P/E Ratio (TTM) | 30.85 | 13.53 |
| P/S Ratio (TTM) | 10.66 | 2.91 |
| P/B Ratio (MRQ) | 26.68 | 1.83 |
| Free Cash Flow Yield (TTM) | -- | -- |