MA vs. NMR: Mastercard vs. Nomura Stock Comparison
How do Mastercard (MA) and Nomura (NMR) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Mastercard (MA) and Nomura (NMR) both fall under the Financial Services industry group, but MA is classified in Financial Services while NMR is classified in Capital Markets.
Mastercard (MA) trades as ordinary local shares, while Nomura (NMR) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.
| Profile Item | MA | NMR |
|---|---|---|
| Name | Mastercard Inc. Class A Common Stock | Nomura Holdings, Inc. Sponsored ADR |
| Country/Region | United States | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Investment Banking & Brokerage |
| Market Capitalization | 568.62 billion USD | 27.53 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | May 25, 2006 | December 17, 2001 |
| Security Type | Common Stock | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | MA | NMR |
|---|---|---|
| Total Return (1Y) | 20.00% | 35.42% |
| Total Return (3Y, Annualized) | 19.98% | 37.86% |
| Total Return (5Y, Annualized) | 14.49% | 18.78% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | MA | NMR |
|---|---|---|
| Volatility (1Y, Annualized) | 23.57% | 29.52% |
| Beta (5Y) | 0.76 | 0.79 |
| Max Drawdown (5Y) | -28.25% | -38.40% |
| Avg. Volume (3M) | 2.98M | 789.26K |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | MA | NMR |
|---|---|---|
| Sharpe Ratio (1Y) | 0.67 | 1.06 |
| Sortino Ratio (1Y) | 1.00 | 1.55 |
Profitability
ROE (TTM)
Mastercard (MA) at 231.37% clears its industry range for ROE, a sharper capital-efficiency signal than Nomura (NMR) at 11.51%, which is closer to a typical peer reading.
MA
Financial Services industry group
231.37%
- MA
- 231.37%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
NMR
Financial Services industry group
11.51%
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- NMR
- 11.51%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Mastercard (MA) at 46.73% retains a top-quartile share of revenue as profit, ahead of Nomura (NMR) at 17.12%, which keeps about the industry-typical share.
MA
Financial Services industry group
46.73%
- Max
- 62.84%
- MA
- 46.73%
- Q3
- 28.05%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
NMR
Financial Services industry group
17.12%
- Max
- 62.84%
- Q3
- 28.05%
- NMR
- 17.12%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Mastercard (MA) at 60.53% operates in the top operating margin quartile, ahead of Nomura (NMR) at 24.36%, which runs around its industry’s norm.
MA
Financial Services industry group
60.53%
- Max
- 107.33%
- MA
- 60.53%
- Q3
- 55.90%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
NMR
Financial Services industry group
24.36%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- NMR
- 24.36%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | MA | NMR |
|---|---|---|
| ROE (TTM) | 231.37% | 11.51% |
| ROA (TTM) | 24.45% | 0.68% |
| Net Margin (TTM) | 46.73% | 17.12% |
| Operating Margin (TTM) | 60.53% | 24.36% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Both Mastercard (MA) at 16.42% and Nomura (NMR) at 10.80% land near their industries' usual revenue growth ranges, so top-line momentum looks broadly in line with peers on both sides.
EPS Growth
Both Mastercard (MA) at 18.93% and Nomura (NMR) at 7.17% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | MA | NMR |
|---|---|---|
| Revenue Growth (YoY) | 16.42% | 10.80% |
| Revenue Growth (3Y CAGR) | 13.82% | 17.17% |
| EPS Growth (YoY) | 18.93% | 7.17% |
| EPS Growth (3Y CAGR) | 17.36% | 58.75% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Mastercard (MA) in Financial Services and Nomura (NMR) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Mastercard (MA) in Financial Services and Nomura (NMR) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | MA | NMR |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Mastercard (MA) at 0.53% pays an industry-typical yield; Nomura (NMR) at 620.40% is above its entire peer range — the higher number, but one that calls for a look at payout sustainability before treating it as an advantage.
MA
Financial Services industry group
0.53%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- MA
- 0.53%
- Q1
- 0.00%
- Min
- 0.00%
NMR
Financial Services industry group
620.40%
- NMR
- 620.40%
- Max
- 9.77%
- Q3
- 3.92%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Mastercard (MA) at 17.63% and Nomura (NMR) at 16.85% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
MA
Financial Services industry group
17.63%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- MA
- 17.63%
- Q1
- 0.00%
- Min
- 0.00%
NMR
Financial Services industry group
16.85%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- NMR
- 16.85%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | MA | NMR |
|---|---|---|
| Dividend Yield (TTM) | 0.53% | 620.40% |
| Dividend Payout Ratio (TTM) | 17.63% | 16.85% |
Valuation
P/E Ratio (TTM)
Nomura (NMR) at 10.83 is near its industry’s usual P/E ratio, while Mastercard (MA) at 34.15 sits in the richer quartile — MA needs stronger growth or earnings quality to justify the premium.
MA
Financial Services industry group
34.15
- Max
- 45.85
- MA
- 34.15
- Q3
- 24.64
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
NMR
Financial Services industry group
10.83
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- NMR
- 10.83
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Nomura (NMR) at 0.01 sits in the cheaper P/S ratio quartile while Mastercard (MA) at 15.67 prices above its industry range — a wide gap in sales valuation between them.
MA
Financial Services industry group
15.67
- MA
- 15.67
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
NMR
Financial Services industry group
0.01
- Max
- 9.23
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- NMR
- 0.01
- Min
- -0.55
P/B Ratio (MRQ)
Nomura (NMR) at 1.15 sits near its industry’s typical P/B ratio, while Mastercard (MA) at 84.30 prices above its benchmark range — MA looks rich relative to book.
MA
Financial Services industry group
84.30
- MA
- 84.30
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
NMR
Financial Services industry group
1.15
- Max
- 7.79
- Q3
- 3.63
- Median
- 1.57
- NMR
- 1.15
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | MA | NMR |
|---|---|---|
| P/E Ratio (TTM) | 34.15 | 10.83 |
| P/S Ratio (TTM) | 15.67 | 0.01 |
| P/B Ratio (MRQ) | 84.30 | 1.15 |
| Free Cash Flow Yield (TTM) | -- | -- |