KEY vs. NU: KeyCorp vs. Nu Holdings Stock Comparison

Company Profile

KeyCorp (KEY) and Nu Holdings (NU) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

KeyCorp (KEY) has more than two decades of public-market history since November 5, 1987, whereas Nu Holdings (NU) listed on December 9, 2021 and has a much shorter record to draw on.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Nu Holdings (NU) at 31.63% clears its industry range for ROE, a sharper capital-efficiency signal than KeyCorp (KEY) at 11.17%, which is closer to a typical peer reading.

Nu Holdings (NU) at 42.73% retains a top-quartile share of revenue as profit, ahead of KeyCorp (KEY) at 27.99%, which keeps about the industry-typical share.

Neither side reports a meaningful operating margin: for KeyCorp (KEY) in Banks and Nu Holdings (NU) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Both companies are growing quickly, but KeyCorp (KEY) at 65.72% is the standout with revenue growth above its industry range; Nu Holdings (NU) at 28.51% also sits in the top quartile.

Only one side can be read here: Nu Holdings (NU) reports EPS growth of 44.92%, ranked against its industry; KeyCorp (KEY) has no EPS growth figure this period.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: KeyCorp (KEY) in Banks and Nu Holdings (NU) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: KeyCorp (KEY) in Banks and Nu Holdings (NU) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Nu Holdings (NU) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a yield of 3.91%, ranking against industry peers normally.

Nu Holdings (NU) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile KeyCorp (KEY) reports a payout of 45.05%, ranking against industry peers normally.

Dividend Metrics

Valuation

KeyCorp (KEY) at 11.46 is near its industry’s usual P/E ratio, while Nu Holdings (NU) at 16.48 sits in the richer quartile — NU needs stronger growth or earnings quality to justify the premium.

P/S ratio is set aside for both KeyCorp (KEY) in Banks and Nu Holdings (NU) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

KeyCorp (KEY) at 1.39 sits near its industry’s typical P/B ratio, while Nu Holdings (NU) at 4.39 prices above its benchmark range — NU looks rich relative to book.

Valuation Metrics