KB vs. TFC: KB Financial vs. Truist Financial Stock Comparison

Company Profile

KB Financial (KB) and Truist Financial (TFC) both belong to the Banks industry, though KB is classified under Diversified Banks while TFC falls under Regional Banks.

Truist Financial (TFC) trades as ordinary local shares, while KB Financial (KB) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Capital efficiency shows on one side only: Truist Financial (TFC) earns 8.16% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.

Truist Financial (TFC) at 28.38% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.

Neither side reports a meaningful operating margin: for KB Financial (KB) in Banks and Truist Financial (TFC) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Truist Financial (TFC) at 53.03% delivers above-range revenue growth, while KB Financial (KB) at 5.61% falls into the bottom quartile — a wide split in revenue momentum.

Both KB Financial (KB) at 27.83% and Truist Financial (TFC) at 13.69% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: KB Financial (KB) in Banks and Truist Financial (TFC) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: KB Financial (KB) in Banks and Truist Financial (TFC) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Truist Financial (TFC) at 4.17% earns its spot in the top quartile of its industry’s yields; KB Financial (KB) at 1,434.96% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

KB Financial (KB) at 26.89% pays out a band-typical share of earnings, while Truist Financial (TFC) at 53.61% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Truist Financial (TFC) at 12.73 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.

P/S ratio is set aside for both KB Financial (KB) in Banks and Truist Financial (TFC) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Truist Financial (TFC) at 1.06 sits in the lower P/B ratio quartile relative to book while KB Financial (KB) at 3.68 prices above its industry range — a wide valuation gap against assets.

Valuation Metrics