KB vs. MFG: KB Financial vs. Mizuho Financial Stock Comparison
How do KB Financial (KB) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
KB Financial (KB) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.
Both KB Financial (KB) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.
| Profile Item | KB | MFG |
|---|---|---|
| Name | KB Financial Group Inc. ADR | Mizuho Financial Group, Inc. American Depositary Receipts |
| Country/Region | South Korea | Japan |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Banks | Banks |
| GICS Industry | Banks | Banks |
| GICS Sub-Industry | Diversified Banks | Diversified Banks |
| Market Capitalization | 38.60 billion USD | 113.48 billion USD |
| Currency | USD | USD |
| Exchange | NYSE | NYSE |
| Listing Date | November 13, 2001 | November 8, 2006 |
| Security Type | ADR | ADR |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | KB | MFG |
|---|---|---|
| Total Return (1Y) | 34.70% | 46.98% |
| Total Return (3Y, Annualized) | 45.50% | 47.92% |
| Total Return (5Y, Annualized) | 23.53% | 30.77% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | KB | MFG |
|---|---|---|
| Volatility (1Y, Annualized) | 36.91% | 33.78% |
| Beta (5Y) | 1.06 | 0.58 |
| Max Drawdown (5Y) | -42.89% | -28.34% |
| Avg. Volume (3M) | 194.61K | 3.45M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | KB | MFG |
|---|---|---|
| Sharpe Ratio (1Y) | 0.82 | 1.26 |
| Sortino Ratio (1Y) | 1.30 | 1.92 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Mizuho Financial (MFG) earns 12.49% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.
KB
Banks industry group
--
- Max
- 19.84%
- Q3
- 13.67%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
- KB
- --
MFG
Banks industry group
12.49%
- Max
- 19.84%
- Q3
- 13.67%
- MFG
- 12.49%
- Median
- 11.49%
- Q1
- 9.50%
- Min
- 3.64%
Net Margin (TTM)
Mizuho Financial (MFG) at 29.14% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.
KB
Banks industry group
17.25%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- Q1
- 27.11%
- KB
- 17.25%
- Min
- 14.93%
MFG
Banks industry group
29.14%
- Max
- 47.19%
- Q3
- 35.25%
- Median
- 31.21%
- MFG
- 29.14%
- Q1
- 27.11%
- Min
- 14.93%
Operating Margin (TTM)
Neither side reports a meaningful operating margin: for KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.
Profitability Metrics
| Metric | KB | MFG |
|---|---|---|
| ROE (TTM) | -- | 12.49% |
| ROA (TTM) | -- | 0.48% |
| Net Margin (TTM) | 17.25% | 29.14% |
| Operating Margin (TTM) | -- | -- |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while KB Financial (KB) at 27.83% is closer to the peer norm — faster per-share earnings growth for MFG.
Growth Metrics
| Metric | KB | MFG |
|---|---|---|
| Revenue Growth (YoY) | 5.61% | 15.82% |
| Revenue Growth (3Y CAGR) | 8.97% | 16.50% |
| EPS Growth (YoY) | 27.83% | 43.61% |
| EPS Growth (3Y CAGR) | 14.97% | 31.89% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | KB | MFG |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both KB Financial (KB) at 1,434.96% and Mizuho Financial (MFG) at 1,544.20% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.
KB
Banks industry group
1,434.96%
- KB
- 1,434.96%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
MFG
Banks industry group
1,544.20%
- MFG
- 1,544.20%
- Max
- 5.79%
- Q3
- 3.18%
- Median
- 2.39%
- Q1
- 1.20%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both KB Financial (KB) at 26.89% and Mizuho Financial (MFG) at 24.88% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
KB
Banks industry group
26.89%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- KB
- 26.89%
- Q1
- 18.98%
- Min
- 0.00%
MFG
Banks industry group
24.88%
- Max
- 70.75%
- Q3
- 41.28%
- Median
- 29.26%
- MFG
- 24.88%
- Q1
- 18.98%
- Min
- 0.00%
Dividend Metrics
| Metric | KB | MFG |
|---|---|---|
| Dividend Yield (TTM) | 1,434.96% | 1,544.20% |
| Dividend Payout Ratio (TTM) | 26.89% | 24.88% |
Valuation
P/E Ratio (TTM)
KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Mizuho Financial (MFG) at 12.88 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.
KB
Banks industry group
9.55
- Max
- 18.16
- Q3
- 13.75
- Median
- 11.81
- Q1
- 10.64
- KB
- 9.55
- Min
- 6.49
MFG
Banks industry group
12.88
- Max
- 18.16
- Q3
- 13.75
- MFG
- 12.88
- Median
- 11.81
- Q1
- 10.64
- Min
- 6.49
P/S Ratio (TTM)
P/S ratio is set aside for both KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.
P/B Ratio (MRQ)
Mizuho Financial (MFG) at 1.57 sits near its industry’s typical P/B ratio, while KB Financial (KB) at 3.68 prices above its benchmark range — KB looks rich relative to book.
KB
Banks industry group
3.68
- KB
- 3.68
- Max
- 2.28
- Q3
- 1.58
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
MFG
Banks industry group
1.57
- Max
- 2.28
- Q3
- 1.58
- MFG
- 1.57
- Median
- 1.32
- Q1
- 1.10
- Min
- 0.59
Valuation Metrics
| Metric | KB | MFG |
|---|---|---|
| P/E Ratio (TTM) | 9.55 | 12.88 |
| P/S Ratio (TTM) | -- | -- |
| P/B Ratio (MRQ) | 3.68 | 1.57 |
| Free Cash Flow Yield (TTM) | -- | -- |