Seek Returns

KB vs. MFG: KB Financial vs. Mizuho Financial Stock Comparison

How do KB Financial (KB) and Mizuho Financial (MFG) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

KB Financial (KB) and Mizuho Financial (MFG) are both classified in the Diversified Banks sub-industry within the broader Banks industry, placing them in the closest GICS peer bucket.

Both KB Financial (KB) and Mizuho Financial (MFG) trade as ADRs — their core financials are comparable, but keep FX, depositary-program fees, and dividend withholding in view for each.

Company profile comparison for KB Financial (KB) and Mizuho Financial (MFG)
Profile ItemKBMFG
NameKB Financial Group Inc. ADRMizuho Financial Group, Inc. American Depositary Receipts
Country/RegionSouth KoreaJapan
GICS SectorFinancialsFinancials
GICS Industry GroupBanksBanks
GICS IndustryBanksBanks
GICS Sub-IndustryDiversified BanksDiversified Banks
Market Capitalization38.60 billion USD113.48 billion USD
CurrencyUSDUSD
ExchangeNYSENYSE
Listing DateNovember 13, 2001November 8, 2006
Security TypeADRADR

Price Performance

Cumulative Growth

KB
MFG
GSPC
Loading price history…
KB Financial (KB) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…
Trailing total returns for KB Financial (KB) and Mizuho Financial (MFG). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…
Calendar-year total returns for KB Financial (KB) and Mizuho Financial (MFG). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Total Return (1Y)34.70%46.98%
Total Return (3Y, Annualized)45.50%47.92%
Total Return (5Y, Annualized)23.53%30.77%

Risk Profile

Drawdown History

KB
MFG
GSPC
Loading price history…
KB Financial (KB) vs. Mizuho Financial (MFG), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…
Distribution of monthly total returns for KB Financial (KB) and Mizuho Financial (MFG). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Volatility (1Y, Annualized)36.91%33.78%
Beta (5Y)1.060.58
Max Drawdown (5Y)-42.89%-28.34%
Avg. Volume (3M)194.61K3.45M

Risk-Adjusted Performance

Risk-Return Positioning

Loading chart…
KB and MFG are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Sharpe Ratio (1Y)0.821.26
Sortino Ratio (1Y)1.301.92

Profitability

ROE (TTM)

Capital efficiency shows on one side only: Mizuho Financial (MFG) earns 12.49% on shareholders’ equity, ranked against its industry; KB Financial (KB) has no ROE this period.

KB

Banks industry group

--

Max
19.84%
Q3
13.67%
Median
11.49%
Q1
9.50%
Min
3.64%
KB
--

MFG

Banks industry group

12.49%

Max
19.84%
Q3
13.67%
MFG
12.49%
Median
11.49%
Q1
9.50%
Min
3.64%
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): KB does not report ROE, so it has no value marker; MFG is benchmarked against the Banks industry group.

Net Margin (TTM)

Mizuho Financial (MFG) at 29.14% keeps about the industry-typical share of revenue as profit, while KB Financial (KB) at 17.25% retains only a bottom-quartile share.

KB

Banks industry group

17.25%

Max
47.19%
Q3
35.25%
Median
31.21%
Q1
27.11%
KB
17.25%
Min
14.93%

MFG

Banks industry group

29.14%

Max
47.19%
Q3
35.25%
Median
31.21%
MFG
29.14%
Q1
27.11%
Min
14.93%
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their net margin against the Banks industry group benchmark.

Operating Margin (TTM)

Neither side reports a meaningful operating margin: for KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Profitability metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
ROE (TTM)--12.49%
ROA (TTM)--0.48%
Net Margin (TTM)17.25%29.14%
Operating Margin (TTM)----
Gross Margin (TTM)----

Growth

Revenue Growth

Mizuho Financial (MFG) at 15.82% is around its peer norm for revenue growth, while KB Financial (KB) at 5.61% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their Revenue Growth across different time periods.

EPS Growth

Mizuho Financial (MFG) at 43.61% sits in the top EPS growth quartile, while KB Financial (KB) at 27.83% is closer to the peer norm — faster per-share earnings growth for MFG.

Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Revenue Growth (YoY)5.61%15.82%
Revenue Growth (3Y CAGR)8.97%16.50%
EPS Growth (YoY)27.83%43.61%
EPS Growth (3Y CAGR)14.97%31.89%

Financial Strength

Current Ratio (MRQ)

current ratio doesn’t apply on either side: KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

Debt / Equity (MRQ)

debt-to-equity ratio is set aside for both: KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Financial strength metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Current Ratio (MRQ)----
Debt / Equity (MRQ)----
Net Debt / EBITDA----

Dividends

Dividend Yield (TTM)

Both KB Financial (KB) at 1,434.96% and Mizuho Financial (MFG) at 1,544.20% yield above their industries’ entire benchmark ranges — high enough that dividend safety, not income, becomes the first question.

KB

Banks industry group

1,434.96%

KB
1,434.96%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%

MFG

Banks industry group

1,544.20%

MFG
1,544.20%
Max
5.79%
Q3
3.18%
Median
2.39%
Q1
1.20%
Min
0.00%
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their dividend yield against the Banks industry group benchmark.

Dividend Payout Ratio (TTM)

Both KB Financial (KB) at 26.89% and Mizuho Financial (MFG) at 24.88% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.

KB

Banks industry group

26.89%

Max
70.75%
Q3
41.28%
Median
29.26%
KB
26.89%
Q1
18.98%
Min
0.00%

MFG

Banks industry group

24.88%

Max
70.75%
Q3
41.28%
Median
29.26%
MFG
24.88%
Q1
18.98%
Min
0.00%
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their payout ratio against the Banks industry group benchmark.

Dividend Metrics

Dividend metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
Dividend Yield (TTM)1,434.96%1,544.20%
Dividend Payout Ratio (TTM)26.89%24.88%

Valuation

P/E Ratio (TTM)

KB Financial (KB) at 9.55 sits in the cheaper P/E ratio quartile, while Mizuho Financial (MFG) at 12.88 is closer to its industry’s usual earnings multiple — a discount for KB, though growth and earnings durability still matter.

KB

Banks industry group

9.55

Max
18.16
Q3
13.75
Median
11.81
Q1
10.64
KB
9.55
Min
6.49

MFG

Banks industry group

12.88

Max
18.16
Q3
13.75
MFG
12.88
Median
11.81
Q1
10.64
Min
6.49
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their P/E ratio against the Banks industry group benchmark.

P/S Ratio (TTM)

P/S ratio is set aside for both KB Financial (KB) in Banks and Mizuho Financial (MFG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

P/B Ratio (MRQ)

Mizuho Financial (MFG) at 1.57 sits near its industry’s typical P/B ratio, while KB Financial (KB) at 3.68 prices above its benchmark range — KB looks rich relative to book.

KB

Banks industry group

3.68

KB
3.68
Max
2.28
Q3
1.58
Median
1.32
Q1
1.10
Min
0.59

MFG

Banks industry group

1.57

Max
2.28
Q3
1.58
MFG
1.57
Median
1.32
Q1
1.10
Min
0.59
Loading chart…
KB Financial (KB) vs. Mizuho Financial (MFG): A comparison of their P/B ratio against the Banks industry group benchmark.

Valuation Metrics

Valuation metrics for KB Financial (KB) and Mizuho Financial (MFG)
MetricKBMFG
P/E Ratio (TTM)9.5512.88
P/S Ratio (TTM)----
P/B Ratio (MRQ)3.681.57
Free Cash Flow Yield (TTM)----