JKHY vs. NTRS: Jack Henry & Associates vs. Northern Trust Stock Comparison
How do Jack Henry & Associates (JKHY) and Northern Trust (NTRS) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.
Company Profile
Jack Henry & Associates (JKHY) and Northern Trust (NTRS) both fall under the Financial Services industry group, but JKHY is classified in Financial Services while NTRS is classified in Capital Markets.
| Profile Item | JKHY | NTRS |
|---|---|---|
| Name | Jack Henry & Associates, Inc. | Northern Trust Corporation |
| Country/Region | United States | United States |
| GICS Sector | Financials | Financials |
| GICS Industry Group | Financial Services | Financial Services |
| GICS Industry | Financial Services | Capital Markets |
| GICS Sub-Industry | Transaction & Payment Processing Services | Asset Management & Custody Banks |
| Market Capitalization | 12.15 billion USD | 31.29 billion USD |
| Currency | USD | USD |
| Exchange | Nasdaq | Nasdaq |
| Listing Date | November 20, 1985 | March 17, 1980 |
| Security Type | Common Stock | Common Stock |
Price Performance
Cumulative Growth
Trailing Returns
Calendar-Year Returns
Performance Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Total Return (1Y) | 9.28% | 39.45% |
| Total Return (3Y, Annualized) | 6.53% | 40.68% |
| Total Return (5Y, Annualized) | 3.04% | 11.05% |
Risk Profile
Drawdown History
Return Distribution
Risk Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Volatility (1Y, Annualized) | 31.51% | 24.90% |
| Beta (5Y) | 0.51 | 1.18 |
| Max Drawdown (5Y) | -38.35% | -50.03% |
| Avg. Volume (3M) | 944.55K | 1.11M |
Risk-Adjusted Performance
Risk-Return Positioning
Risk-Adjusted Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Sharpe Ratio (1Y) | 0.16 | 1.41 |
| Sortino Ratio (1Y) | 0.23 | 2.17 |
Profitability
ROE (TTM)
Capital efficiency shows on one side only: Northern Trust (NTRS) earns 18.44% on shareholders’ equity, ranked against its industry; Jack Henry & Associates (JKHY) has no ROE this period.
JKHY
Financial Services industry group
--
- Max
- 44.78%
- Q3
- 21.85%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
- JKHY
- --
NTRS
Financial Services industry group
18.44%
- Max
- 44.78%
- Q3
- 21.85%
- NTRS
- 18.44%
- Median
- 12.91%
- Q1
- 4.48%
- Min
- -18.71%
Net Margin (TTM)
Both Jack Henry & Associates (JKHY) at 19.96% and Northern Trust (NTRS) at 26.00% keep about the typical share of revenue as profit for their industries — neither bottom line stands out from peers.
JKHY
Financial Services industry group
19.96%
- Max
- 62.84%
- Q3
- 28.05%
- JKHY
- 19.96%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
NTRS
Financial Services industry group
26.00%
- Max
- 62.84%
- Q3
- 28.05%
- NTRS
- 26.00%
- Median
- 15.36%
- Q1
- 4.82%
- Min
- -28.52%
Operating Margin (TTM)
Both Jack Henry & Associates (JKHY) at 29.52% and Northern Trust (NTRS) at 34.80% run core operations about as efficiently as their industries’ norm — neither stands out on operating profitability.
JKHY
Financial Services industry group
29.52%
- Max
- 107.33%
- Q3
- 55.90%
- Median
- 30.09%
- JKHY
- 29.52%
- Q1
- 14.60%
- Min
- -44.34%
NTRS
Financial Services industry group
34.80%
- Max
- 107.33%
- Q3
- 55.90%
- NTRS
- 34.80%
- Median
- 30.09%
- Q1
- 14.60%
- Min
- -44.34%
Profitability Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| ROE (TTM) | -- | 18.44% |
| ROA (TTM) | -- | 1.44% |
| Net Margin (TTM) | 19.96% | 26.00% |
| Operating Margin (TTM) | 29.52% | 34.80% |
| Gross Margin (TTM) | -- | -- |
Growth
Revenue Growth
Jack Henry & Associates (JKHY) at 7.12% is around its peer norm for revenue growth, while Northern Trust (NTRS) at -2.46% drops into the bottom quartile, signaling weaker demand or pricing momentum.
EPS Growth
Both Jack Henry & Associates (JKHY) at 11.86% and Northern Trust (NTRS) at -10.54% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.
Growth Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Revenue Growth (YoY) | 7.12% | -2.46% |
| Revenue Growth (3Y CAGR) | 6.99% | 6.15% |
| EPS Growth (YoY) | 11.86% | -10.54% |
| EPS Growth (3Y CAGR) | 11.61% | 12.49% |
Financial Strength
Current Ratio (MRQ)
current ratio doesn’t apply on either side: Jack Henry & Associates (JKHY) in Financial Services and Northern Trust (NTRS) in Financial Services both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.
Debt / Equity (MRQ)
debt-to-equity ratio is set aside for both: Jack Henry & Associates (JKHY) in Financial Services and Northern Trust (NTRS) in Financial Services run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.
Financial Strength Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Current Ratio (MRQ) | -- | -- |
| Debt / Equity (MRQ) | -- | -- |
| Net Debt / EBITDA | -- | -- |
Dividends
Dividend Yield (TTM)
Both Jack Henry & Associates (JKHY) at 1.34% and Northern Trust (NTRS) at 1.91% pay solid, industry-typical yields, sitting squarely within their peers’ usual range.
JKHY
Financial Services industry group
1.34%
- Max
- 9.77%
- Q3
- 3.92%
- JKHY
- 1.34%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
NTRS
Financial Services industry group
1.91%
- Max
- 9.77%
- Q3
- 3.92%
- NTRS
- 1.91%
- Median
- 1.09%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Payout Ratio (TTM)
Both Jack Henry & Associates (JKHY) at 33.10% and Northern Trust (NTRS) at 25.73% keep payout ratio within their industries’ typical mid-ranges — dividend policies that share earnings without consuming too much of them.
JKHY
Financial Services industry group
33.10%
- Max
- 241.07%
- Q3
- 97.36%
- JKHY
- 33.10%
- Median
- 25.77%
- Q1
- 0.00%
- Min
- 0.00%
NTRS
Financial Services industry group
25.73%
- Max
- 241.07%
- Q3
- 97.36%
- Median
- 25.77%
- NTRS
- 25.73%
- Q1
- 0.00%
- Min
- 0.00%
Dividend Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| Dividend Yield (TTM) | 1.34% | 1.91% |
| Dividend Payout Ratio (TTM) | 33.10% | 25.73% |
Valuation
P/E Ratio (TTM)
Both Jack Henry & Associates (JKHY) at 23.80 and Northern Trust (NTRS) at 13.55 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.
JKHY
Financial Services industry group
23.80
- Max
- 45.85
- Q3
- 24.64
- JKHY
- 23.80
- Median
- 15.37
- Q1
- 9.68
- Min
- 0.16
NTRS
Financial Services industry group
13.55
- Max
- 45.85
- Q3
- 24.64
- Median
- 15.37
- NTRS
- 13.55
- Q1
- 9.68
- Min
- 0.16
P/S Ratio (TTM)
Northern Trust (NTRS) at 3.35 is priced about in line with its industry on P/S ratio, while Jack Henry & Associates (JKHY) at 4.67 sits in the pricier quartile — JKHY costs more per dollar of sales.
JKHY
Financial Services industry group
4.67
- Max
- 9.23
- JKHY
- 4.67
- Q3
- 4.57
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
NTRS
Financial Services industry group
3.35
- Max
- 9.23
- Q3
- 4.57
- NTRS
- 3.35
- Median
- 2.72
- Q1
- 1.28
- Min
- -0.55
P/B Ratio (MRQ)
Northern Trust (NTRS) at 2.51 is valued about in line with its industry on P/B ratio, while Jack Henry & Associates (JKHY) at 5.92 carries an above-peer premium to book — JKHY is pricier on assets.
JKHY
Financial Services industry group
5.92
- Max
- 7.79
- JKHY
- 5.92
- Q3
- 3.63
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
NTRS
Financial Services industry group
2.51
- Max
- 7.79
- Q3
- 3.63
- NTRS
- 2.51
- Median
- 1.57
- Q1
- 0.81
- Min
- -0.39
Valuation Metrics
| Metric | JKHY | NTRS |
|---|---|---|
| P/E Ratio (TTM) | 23.80 | 13.55 |
| P/S Ratio (TTM) | 4.67 | 3.35 |
| P/B Ratio (MRQ) | 5.92 | 2.51 |
| Free Cash Flow Yield (TTM) | -- | -- |