HUM vs. PODD: Humana vs. Insulet Stock Comparison

November 11, 2026

How do Humana (HUM) and Insulet (PODD) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Humana (HUM) and Insulet (PODD) both fall under the Health Care Equipment & Services industry group, but HUM is classified in Health Care Providers & Services while PODD is classified in Health Care Equipment & Supplies.

Company profile comparison for Humana (HUM) and Insulet (PODD)
Profile Item	HUM	PODD
Name	Humana Inc.	Insulet Corporation
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Providers & Services	Health Care Equipment & Supplies
GICS Sub-Industry	Managed Health Care	Health Care Equipment
Market Capitalization	52.09 billion USD	10.16 billion USD
Currency	USD	USD
Exchange	NYSE	Nasdaq
Listing Date	December 31, 1981	May 15, 2007
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

HUM

PODD

GSPC

Humana (HUM) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

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Trailing total returns for Humana (HUM) and Insulet (PODD). Returns over one year are annualized.

Calendar-Year Returns

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Calendar-year total returns for Humana (HUM) and Insulet (PODD). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Total Return (1Y)	75.62%	-53.25%
Total Return (3Y, Annualized)	-2.91%	-0.74%
Total Return (5Y, Annualized)	0.40%	-14.02%

Risk Profile

Drawdown History

HUM

PODD

GSPC

Humana (HUM) vs. Insulet (PODD), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

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Distribution of monthly total returns for Humana (HUM) and Insulet (PODD). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Volatility (1Y, Annualized)	45.95%	46.33%
Beta (5Y)	0.62	1.04
Max Drawdown (5Y)	-69.92%	-63.02%
Avg. Volume (3M)	1.26M	1.58M

Risk-Adjusted Performance

Risk-Return Positioning

HUM and PODD are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Sharpe Ratio (1Y)	1.55	-1.24
Sortino Ratio (1Y)	2.28	-1.51

Profitability

ROE (TTM)

Insulet (PODD) at 28.94% sits in the top ROE quartile, while Humana (HUM) at 6.74% is closer to the peer norm — stronger capital efficiency for PODD.

HUM

Health Care Equipment & Services industry group

6.74%

Max: 47.61%
Q3: 14.36%
HUM: 6.74%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

PODD

Health Care Equipment & Services industry group

28.94%

Max: 47.61%
PODD: 28.94%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

Humana (HUM) vs. Insulet (PODD): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Insulet (PODD) at 13.44% retains a top-quartile share of revenue as profit, ahead of Humana (HUM) at 0.81%, which keeps about the industry-typical share.

HUM

Health Care Equipment & Services industry group

0.81%

Max: 29.35%
Q3: 9.33%
Median: 2.18%
HUM: 0.81%
Q1: -6.29%
Min: -28.46%

PODD

Health Care Equipment & Services industry group

13.44%

Max: 29.35%
PODD: 13.44%
Q3: 9.33%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

Humana (HUM) vs. Insulet (PODD): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Insulet (PODD) at 22.54% operates in the top operating margin quartile, ahead of Humana (HUM) at 0.24%, which runs around its industry’s norm.

HUM

Health Care Equipment & Services industry group

0.24%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
HUM: 0.24%
Q1: -0.28%
Min: -16.29%

PODD

Health Care Equipment & Services industry group

22.54%

Max: 35.43%
PODD: 22.54%
Q3: 14.14%
Median: 6.81%
Q1: -0.28%
Min: -16.29%

Humana (HUM) vs. Insulet (PODD): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
ROE (TTM)	6.74%	28.94%
ROA (TTM)	3.24%	11.40%
Net Margin (TTM)	0.81%	13.44%
Operating Margin (TTM)	0.24%	22.54%
Gross Margin (TTM)	13.01%	71.88%

Growth

Revenue Growth

Insulet (PODD) at 30.73% sits in the top revenue growth quartile, while Humana (HUM) at 10.11% is closer to the peer norm — faster top-line expansion for PODD.

Humana (HUM) vs. Insulet (PODD): A comparison of their Revenue Growth across different time periods.

EPS Growth

Humana (HUM) at -1.40% is around its peer norm for EPS growth, while Insulet (PODD) at -39.79% drops into the bottom quartile, signaling weaker earnings momentum.

Humana (HUM) vs. Insulet (PODD): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Revenue Growth (YoY)	10.11%	30.73%
Revenue Growth (3Y CAGR)	11.77%	27.54%
EPS Growth (YoY)	-1.40%	-39.79%
EPS Growth (3Y CAGR)	-23.62%	267.70%

Financial Strength

Current Ratio (MRQ)

Both Humana (HUM) at 1.65 and Insulet (PODD) at 2.51 carry current ratio within their industries’ typical mid-ranges, suggesting balanced short-term liquidity relative to peers.

HUM

Health Care Equipment & Services industry group

1.65

Max: 7.59
Q3: 4.00
Median: 1.98
HUM: 1.65
Q1: 1.37
Min: 0.30

PODD

Health Care Equipment & Services industry group

2.51

Max: 7.59
Q3: 4.00
PODD: 2.51
Median: 1.98
Q1: 1.37
Min: 0.30

Humana (HUM) vs. Insulet (PODD): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Both Humana (HUM) at 0.68 and Insulet (PODD) at 0.66 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

HUM

Health Care Equipment & Services industry group

0.68

Max: 1.88
Q3: 0.91
HUM: 0.68
Median: 0.58
Q1: 0.16
Min: 0.00

PODD

Health Care Equipment & Services industry group

0.66

Max: 1.88
Q3: 0.91
PODD: 0.66
Median: 0.58
Q1: 0.16
Min: 0.00

Humana (HUM) vs. Insulet (PODD): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Current Ratio (MRQ)	1.65	2.51
Debt / Equity (MRQ)	0.68	0.66
Net Debt / EBITDA	-4.10	0.65

Dividends

Dividend Yield (TTM)

Insulet (PODD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a yield of 0.21%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

0.21%

HUM: 0.21%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Insulet (PODD): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Insulet (PODD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile Humana (HUM) reports a payout of 34.54%, ranking against industry peers normally.

HUM

Health Care Equipment & Services industry group

34.54%

HUM: 34.54%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Humana (HUM) vs. Insulet (PODD): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
Dividend Yield (TTM)	0.21%	0.00%
Dividend Payout Ratio (TTM)	34.54%	0.00%

Valuation

P/E Ratio (TTM)

Both Humana (HUM) at 42.32 and Insulet (PODD) at 23.94 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

HUM

Health Care Equipment & Services industry group

42.32

Max: 80.41
Q3: 47.62
HUM: 42.32
Median: 29.93
Q1: 21.19
Min: 4.21

PODD

Health Care Equipment & Services industry group

23.94

Max: 80.41
Q3: 47.62
Median: 29.93
PODD: 23.94
Q1: 21.19
Min: 4.21

Humana (HUM) vs. Insulet (PODD): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

Humana (HUM) at 0.34 sits in the cheaper P/S ratio quartile while Insulet (PODD) at 3.19 prices around its industry’s middle — HUM costs less per dollar of sales, though read it alongside growth and margins.

HUM

Health Care Equipment & Services industry group

0.34

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
HUM: 0.34
Min: 0.03

PODD

Health Care Equipment & Services industry group

3.19

Max: 8.80
Q3: 4.32
PODD: 3.19
Median: 2.13
Q1: 1.10
Min: 0.03

Humana (HUM) vs. Insulet (PODD): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

Humana (HUM) at 2.77 is valued about in line with its industry on P/B ratio, while Insulet (PODD) at 6.44 carries an above-peer premium to book — PODD is pricier on assets.

HUM

Health Care Equipment & Services industry group

2.77

Max: 11.68
Q3: 6.12
Median: 3.00
HUM: 2.77
Q1: 1.73
Min: -1.31

PODD

Health Care Equipment & Services industry group

6.44

Max: 11.68
PODD: 6.44
Q3: 6.12
Median: 3.00
Q1: 1.73
Min: -1.31

Humana (HUM) vs. Insulet (PODD): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Humana (HUM) and Insulet (PODD)
Metric	HUM	PODD
P/E Ratio (TTM)	42.32	23.94
P/S Ratio (TTM)	0.34	3.19
P/B Ratio (MRQ)	2.77	6.44
Free Cash Flow Yield (TTM)	6.27%	1.12%