PODD vs. UNH: Insulet vs. UnitedHealth Stock Comparison

November 11, 2026

How do Insulet (PODD) and UnitedHealth (UNH) stack up? This page sets them side by side across company profile, performance and risk, profitability, growth, financial strength, dividends, and valuation, with selected fundamentals also measured against each stock's industry-group peers.

Company Profile

Insulet (PODD) and UnitedHealth (UNH) both fall under the Health Care Equipment & Services industry group, but PODD is classified in Health Care Equipment & Supplies while UNH is classified in Health Care Providers & Services.

Company profile comparison for Insulet (PODD) and UnitedHealth (UNH)
Profile Item	PODD	UNH
Name	Insulet Corporation	UnitedHealth Group Inc.
Country/Region	United States	United States
GICS Sector	Health Care	Health Care
GICS Industry Group	Health Care Equipment & Services	Health Care Equipment & Services
GICS Industry	Health Care Equipment & Supplies	Health Care Providers & Services
GICS Sub-Industry	Health Care Equipment	Managed Health Care
Market Capitalization	10.16 billion USD	353.17 billion USD
Currency	USD	USD
Exchange	Nasdaq	NYSE
Listing Date	May 15, 2007	October 17, 1984
Security Type	Common Stock	Common Stock

Price Performance

Cumulative Growth

PODD

UNH

GSPC

Insulet (PODD) vs. UnitedHealth (UNH), with S&P 500 (GSPC) for reference: Growth of a $10,000 investment over the past five years. Adjusted for dividends and splits.

Trailing Returns

Loading price history…

Trailing total returns for Insulet (PODD) and UnitedHealth (UNH). Returns over one year are annualized.

Calendar-Year Returns

Loading price history…

Calendar-year total returns for Insulet (PODD) and UnitedHealth (UNH). Each bar is that year's total return, measured year-end to year-end.

Performance Metrics

Price performance metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Total Return (1Y)	-53.25%	26.08%
Total Return (3Y, Annualized)	-0.74%	-7.69%
Total Return (5Y, Annualized)	-14.02%	-1.26%

Risk Profile

Drawdown History

PODD

UNH

GSPC

Insulet (PODD) vs. UnitedHealth (UNH), with S&P 500 (GSPC) for reference: Drawdown from the running peak over the past five years. Each line shows the decline from its prior peak; 0% marks a new high.

Return Distribution

Loading price history…

Distribution of monthly total returns for Insulet (PODD) and UnitedHealth (UNH). Each bar is the share of months whose return fell in that 5% bucket.

Risk Metrics

Risk profile metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Volatility (1Y, Annualized)	46.33%	34.76%
Beta (5Y)	1.04	0.52
Max Drawdown (5Y)	-63.02%	-61.39%
Avg. Volume (3M)	1.58M	5.13M

Risk-Adjusted Performance

Risk-Return Positioning

PODD and UNH are plotted by 1-year volatility (risk) and 1-year return. The dashed Capital Allocation Line runs from the risk-free rate through the shared industry median.

Risk-Adjusted Metrics

Risk-adjusted metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Sharpe Ratio (1Y)	-1.24	0.63
Sortino Ratio (1Y)	-1.51	0.86

Profitability

ROE (TTM)

Both Insulet (PODD) at 28.94% and UnitedHealth (UNH) at 15.77% sit in the top peer quartile for ROE, suggesting each generates more profit from shareholders’ equity than typical industry peers.

PODD

Health Care Equipment & Services industry group

28.94%

Max: 47.61%
PODD: 28.94%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

UNH

Health Care Equipment & Services industry group

15.77%

Max: 47.61%
UNH: 15.77%
Q3: 14.36%
Median: 5.45%
Q1: -10.67%
Min: -47.01%

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their ROE against the Health Care Equipment & Services industry group benchmark.

Net Margin (TTM)

Insulet (PODD) at 13.44% retains a top-quartile share of revenue as profit, ahead of UnitedHealth (UNH) at 3.53%, which keeps about the industry-typical share.

PODD

Health Care Equipment & Services industry group

13.44%

Max: 29.35%
PODD: 13.44%
Q3: 9.33%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

UNH

Health Care Equipment & Services industry group

3.53%

Max: 29.35%
Q3: 9.33%
UNH: 3.53%
Median: 2.18%
Q1: -6.29%
Min: -28.46%

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their net margin against the Health Care Equipment & Services industry group benchmark.

Operating Margin (TTM)

Insulet (PODD) at 22.54% operates in the top operating margin quartile, ahead of UnitedHealth (UNH) at 5.82%, which runs around its industry’s norm.

PODD

Health Care Equipment & Services industry group

22.54%

Max: 35.43%
PODD: 22.54%
Q3: 14.14%
Median: 6.81%
Q1: -0.28%
Min: -16.29%

UNH

Health Care Equipment & Services industry group

5.82%

Max: 35.43%
Q3: 14.14%
Median: 6.81%
UNH: 5.82%
Q1: -0.28%
Min: -16.29%

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their operating margin against the Health Care Equipment & Services industry group benchmark.

Profitability Metrics

Profitability metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
ROE (TTM)	28.94%	15.77%
ROA (TTM)	11.40%	5.24%
Net Margin (TTM)	13.44%	3.53%
Operating Margin (TTM)	22.54%	5.82%
Gross Margin (TTM)	71.88%	20.05%

Growth

Revenue Growth

Insulet (PODD) at 30.73% sits in the top revenue growth quartile, while UnitedHealth (UNH) at 11.81% is closer to the peer norm — faster top-line expansion for PODD.

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their Revenue Growth across different time periods.

EPS Growth

UnitedHealth (UNH) at -14.70% is around its peer norm for EPS growth, while Insulet (PODD) at -39.79% drops into the bottom quartile, signaling weaker earnings momentum.

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their EPS Growth across different time periods.

Growth Metrics

Growth metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Revenue Growth (YoY)	30.73%	11.81%
Revenue Growth (3Y CAGR)	27.54%	11.35%
EPS Growth (YoY)	-39.79%	-14.70%
EPS Growth (3Y CAGR)	267.70%	-14.52%

Financial Strength

Current Ratio (MRQ)

Insulet (PODD) at 2.51 keeps current ratio within its industry’s typical mid-range, while UnitedHealth (UNH) at 0.74 runs in the tighter-liquidity quartile — a thinner cushion against current liabilities for UNH.

PODD

Health Care Equipment & Services industry group

2.51

Max: 7.59
Q3: 4.00
PODD: 2.51
Median: 1.98
Q1: 1.37
Min: 0.30

UNH

Health Care Equipment & Services industry group

0.74

Max: 7.59
Q3: 4.00
Median: 1.98
Q1: 1.37
UNH: 0.74
Min: 0.30

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their current ratio against the Health Care Equipment & Services industry group benchmark.

Debt / Equity (MRQ)

Both Insulet (PODD) at 0.66 and UnitedHealth (UNH) at 0.70 fund their balance sheets with roughly industry-typical debt-to-equity mixes.

PODD

Health Care Equipment & Services industry group

0.66

Max: 1.88
Q3: 0.91
PODD: 0.66
Median: 0.58
Q1: 0.16
Min: 0.00

UNH

Health Care Equipment & Services industry group

0.70

Max: 1.88
Q3: 0.91
UNH: 0.70
Median: 0.58
Q1: 0.16
Min: 0.00

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their debt-to-equity ratio against the Health Care Equipment & Services industry group benchmark.

Financial Strength Metrics

Financial strength metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Current Ratio (MRQ)	2.51	0.74
Debt / Equity (MRQ)	0.66	0.70
Net Debt / EBITDA	0.65	1.58

Dividends

Dividend Yield (TTM)

Insulet (PODD) pays no dividend (yield 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile UnitedHealth (UNH) reports a yield of 2.29%, ranking against industry peers normally.

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

UNH

Health Care Equipment & Services industry group

2.29%

UNH: 2.29%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their dividend yield against the Health Care Equipment & Services industry group benchmark.

Dividend Payout Ratio (TTM)

Insulet (PODD) pays no dividend (payout 0.00%) — it may be reinvesting, using buybacks, or simply not returning cash through dividends. Meanwhile UnitedHealth (UNH) reports a payout of 51.71%, ranking against industry peers normally.

PODD

Health Care Equipment & Services industry group

0.00%

PODD: 0.00%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

UNH

Health Care Equipment & Services industry group

51.71%

UNH: 51.71%
Max: 0.00%
Q3: 0.00%
Median: 0.00%
Q1: 0.00%
Min: 0.00%

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their payout ratio against the Health Care Equipment & Services industry group benchmark.

Dividend Metrics

Dividend metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
Dividend Yield (TTM)	0.00%	2.29%
Dividend Payout Ratio (TTM)	0.00%	51.71%

Valuation

P/E Ratio (TTM)

Both Insulet (PODD) at 23.94 and UnitedHealth (UNH) at 22.50 land around their industries’ usual P/E ratio levels — neither is getting a clear earnings-multiple discount or premium versus peers.

PODD

Health Care Equipment & Services industry group

23.94

Max: 80.41
Q3: 47.62
Median: 29.93
PODD: 23.94
Q1: 21.19
Min: 4.21

UNH

Health Care Equipment & Services industry group

22.50

Max: 80.41
Q3: 47.62
Median: 29.93
UNH: 22.50
Q1: 21.19
Min: 4.21

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their P/E ratio against the Health Care Equipment & Services industry group benchmark.

P/S Ratio (TTM)

UnitedHealth (UNH) at 0.78 sits in the cheaper P/S ratio quartile while Insulet (PODD) at 3.19 prices around its industry’s middle — UNH costs less per dollar of sales, though read it alongside growth and margins.

PODD

Health Care Equipment & Services industry group

3.19

Max: 8.80
Q3: 4.32
PODD: 3.19
Median: 2.13
Q1: 1.10
Min: 0.03

UNH

Health Care Equipment & Services industry group

0.78

Max: 8.80
Q3: 4.32
Median: 2.13
Q1: 1.10
UNH: 0.78
Min: 0.03

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their P/S ratio against the Health Care Equipment & Services industry group benchmark.

P/B Ratio (MRQ)

UnitedHealth (UNH) at 3.60 is valued about in line with its industry on P/B ratio, while Insulet (PODD) at 6.44 carries an above-peer premium to book — PODD is pricier on assets.

PODD

Health Care Equipment & Services industry group

6.44

Max: 11.68
PODD: 6.44
Q3: 6.12
Median: 3.00
Q1: 1.73
Min: -1.31

UNH

Health Care Equipment & Services industry group

3.60

Max: 11.68
Q3: 6.12
UNH: 3.60
Median: 3.00
Q1: 1.73
Min: -1.31

Insulet (PODD) vs. UnitedHealth (UNH): A comparison of their P/B ratio against the Health Care Equipment & Services industry group benchmark.

Valuation Metrics

Valuation metrics for Insulet (PODD) and UnitedHealth (UNH)
Metric	PODD	UNH
P/E Ratio (TTM)	23.94	22.50
P/S Ratio (TTM)	3.19	0.78
P/B Ratio (MRQ)	6.44	3.60
Free Cash Flow Yield (TTM)	1.12%	7.50%