HBAN vs. SHG: Huntington Bancshares vs. Shinhan Financial Stock Comparison

Company Profile

Huntington Bancshares (HBAN) and Shinhan Financial (SHG) both belong to the Banks industry, though HBAN is classified under Regional Banks while SHG falls under Diversified Banks.

Huntington Bancshares (HBAN) trades as ordinary local shares, while Shinhan Financial (SHG) trades as an ADR — compare with FX exposure, depositary-program fees, and dividend-withholding-tax differences in mind.

Price Performance

Cumulative Growth

Trailing Returns

Calendar-Year Returns

Performance Metrics

Risk Profile

Drawdown History

Return Distribution

Risk Metrics

Huntington Bancshares (HBAN) is heavily traded at around 24.74M shares per day, whereas Shinhan Financial (SHG) sees a more moderate 184.95K — larger orders in the latter may require more patience and tighter control over order sizing.

Risk-Adjusted Performance

Risk-Return Positioning

Risk-Adjusted Metrics

Profitability

Both Huntington Bancshares (HBAN) at 9.19% and Shinhan Financial (SHG) at 8.94% produce bottom-quartile ROE versus peers, pointing to weaker profit generation on shareholders’ equity.

Both Huntington Bancshares (HBAN) at 25.37% and Shinhan Financial (SHG) at 26.15% let more of each sales dollar slip away before the bottom line than peers do, sitting in the lower net margin quartile of their industries.

Neither side reports a meaningful operating margin: for Huntington Bancshares (HBAN) in Banks and Shinhan Financial (SHG) in Banks, funding costs are part of the core business, so net margin and ROE are the cleaner profitability reads.

Profitability Metrics

Growth

Huntington Bancshares (HBAN) at 10.22% is around its peer norm for revenue growth, while Shinhan Financial (SHG) at 4.66% drops into the bottom quartile, signaling weaker demand or pricing momentum.

Both Huntington Bancshares (HBAN) at 13.93% and Shinhan Financial (SHG) at 16.24% land near their industries' usual EPS growth ranges, so bottom-line momentum looks broadly in line with peers on both sides.

Growth Metrics

Financial Strength

current ratio doesn’t apply on either side: Huntington Bancshares (HBAN) in Banks and Shinhan Financial (SHG) in Banks both report balance sheets without a current/non-current split, so their short-term liquidity is better judged through regulatory and funding measures.

debt-to-equity ratio is set aside for both: Huntington Bancshares (HBAN) in Banks and Shinhan Financial (SHG) in Banks run businesses where balance-sheet leverage is part of the model, so capital-adequacy and funding measures are the better gauges of balance-sheet risk.

Financial Strength Metrics

Dividends

Huntington Bancshares (HBAN) at 3.97% earns its spot in the top quartile of its industry’s yields; Shinhan Financial (SHG) at 4,638.28% is past the top of its own peer range — territory where a dividend-safety check matters more than the headline number.

Shinhan Financial (SHG) at 25.22% pays out a band-typical share of earnings, while Huntington Bancshares (HBAN) at 50.82% distributes more than its industry norm — less retained, thinner cover.

Dividend Metrics

Valuation

Shinhan Financial (SHG) at 7.98 sits in the cheaper P/E ratio quartile, while Huntington Bancshares (HBAN) at 12.68 is closer to its industry’s usual earnings multiple — a discount for SHG, though growth and earnings durability still matter.

P/S ratio is set aside for both Huntington Bancshares (HBAN) in Banks and Shinhan Financial (SHG) in Banks: without a conventional revenue line, pricing per dollar of sales isn’t meaningful, and book- or earnings-based multiples make the better comparison.

Relative to net asset value, both Huntington Bancshares (HBAN) at 1.06 and Shinhan Financial (SHG) at 0.66 look inexpensive, sitting in the lower P/B ratio quartile of their industries.

Valuation Metrics